

Andy Espineira
Site Manager - VP | NMLS # 331280

I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help.
I treat every transaction as if it where m... Show More
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This is my second time getting a loan with Andy Espineira. The personal touch and open communication is one of Andy's strongest traits. And its definitely the most important in making me feel confident that we can make this happen. Andy and...
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I am so glad I went for it! I had just closed on my home back in September and I decided to refi just because the rates dropped again. I'm so glad I did because I saved at least another $100 per month with little to no out of pocket! All I...
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Just finished 2 refinances with Andy Espineira from Ladera Lending.Andy was the ultimate professional, kept me in the loop with every step of the process.Always went the extra mile to make sure my needs were met.I would highly recommend Andy...
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About
I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help.
I treat every transaction as if it where my own. I personally try and act as your financial planner and help educate you and your family to assist in making the right decisions for you. No two situations are alike and everyone has different needs. I will help prepare you with all the right information to make the most informed decisions you can.
Products & Services
Mortgage Loan Officer
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Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 331280
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