Andy Espineira
Site Manager - VP | NMLS # 331280
I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help.
I treat every transaction as if it where m... Show More
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Andy's explanations, suggestions, guide and personality
Just very helpful.
Great communication with all the staff
Andy very responsive and provided information needed in a timely basis.. I am s realtor and deal with any loan officers
Andy ranks in the top strata of loan officers I know.
Very happy with the quick reply and very helpful staff. Thank you very much
Andy was great to work with and made the experience as smooth as possible!
Reply from Andy Espineira
June 12th, 2026 07:20 PM
It was very nice working with you Alexis. You made a very complex file very easy with your organization. I look forward to working with you again when rates come down a bit.
Andy and his team were informative, honest, and most importantly they provided an excellent customer service!!!!
Reply from Andy Espineira
June 12th, 2026 07:20 PM
Thanks Jose for the kind words.
Enjoy working with Andy. He's very responsive and always able to explain things simply and plainly. Myron is also terrific. Very responsive.
Reply from Andy Espineira
June 12th, 2026 07:22 PM
Thanks John, we will do it a 3rd time very soon.
Andy was attentive and not pushy. When I asked for more time to compile information because I was traveling, he said to take my time.
Reply from Andy Espineira
June 12th, 2026 07:24 PM
Patrick, you where the one that was easy to work with. I appreciate the compliments.
Andy is the best. Refinance 2 home under hard conditions, 5-6 years ago and within 6 months we refinanced them both at a much lower rate without additional costs. A true blessing for our family. I recently reached out and completed a Heloc...
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Reply from Andy Espineira
June 12th, 2026 07:25 PM
Its always nice when a client thinks of you 5 years later. Its a great compliment!
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About
I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help.
I treat every transaction as if it where my own. I personally try and act as your financial planner and help educate you and your family to assist in making the right decisions for you. No two situations are alike and everyone has different needs. I will help prepare you with all the right information to make the most informed decisions you can.
Products & Services
Mortgage Loan Officer
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Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 331280
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