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Andy Espineira - Site Manager - VP | NMLS # 331280 in Ladera Ranch, CA

Andy Espineira

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Site Manager - VP | NMLS # 331280

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I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where m... Show More
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  • Zillow
    T
    Tuan
    Posted on April 27th, 2019 12:00 AM
    Andy Espineira helped me refinance my home and get a loan to purchase another property. Andy is extremely knowledgeable, easy to work with, expertly answered all my questions, and always promptly got back to me. He went the extra mile and delivered...
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  • Zillow
    T
    Tuan N
    Oakland, CA
    Posted on April 27th, 2019 12:00 AM
    Andy Espineira helped me refinance my home and get a loan to purchase another property. Andy is extremely knowledgeable, easy to work with, expertly answered all my questions, and always promptly got back to me. He went the extra mile and delivered...
    read more
  • Zillow
    J
    Josieh78
    Oroville, CA
    Posted on January 26th, 2019 12:00 AM
    Andy Espineira was great to work, very professional, he is efficient, he responds very quickly to my emails, he keeps us updated with any changes or issues so we can address them in a timely manner. We will definatley work with him again in...
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  • Zillow
    S
    Sheena Z
    Posted on January 4th, 2019 12:00 AM
    Andy Espineira was/is amazing! We originally were going to go with another lender and not only did he come in with a much cheaper loan but his service was fast and efficient. The communication was great and he kept us informed and up to date...
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  • Zillow
    S
    Sheena Z
    Dana Point, CA
    Posted on January 4th, 2019 12:00 AM
    Andy Espineira was/is amazing! We originally were going to go with another lender and not only did he come in with a much cheaper loan but his service was fast and efficient. The communication was great and he kept us informed and up to date...
    read more
  • Zillow
    M
    Mike S
    Lancaster, CA
    Posted on November 18th, 2018 12:00 AM
    Great working with Andy Espineira on my refinance! Very smooth process! Thanks again! Already recommended Andy to a work associate! I would highly recommend using Andy! I will in the future!
  • Zillow
    M
    Mike S
    Posted on November 18th, 2018 12:00 AM
    Great working with Andy Espineira on my refinance! Very smooth process! Thanks again! Already recommended Andy to a work associate! I would highly recommend using Andy! I will in the future!
  • Zillow
    S
    Sergey & E M
    Citrus Heights, CA
    Posted on August 2nd, 2018 12:00 AM
    Thank you Andy! for all of your help with our home refinance. You were very patient, accommodating and willing to answer all of our questions and educate us on many aspects. If we need anything in the future, we will come to your first.
  • Zillow
    S
    Sergey & E M
    Posted on August 2nd, 2018 12:00 AM
    Thank you Andy! for all of your help with our home refinance. You were very patient, accommodating and willing to answer all of our questions and educate us on many aspects. If we need anything in the future, we will come to your first.
  • Zillow
    G
    Gilbert R
    Oceanside, CA
    Posted on February 9th, 2018 12:00 AM
    I must say Andy Espineira is the guy to call if you are looking to refinance or any mortgage needs.He was so easy and pleasant to work with.He would always email or call if they were any updates on our loan.Thank you for going the extra mile...
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    About
    I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where my own. I personally try and act as your financial planner and help educate you and your family to assist in making the right decisions for you. No two situations are alike and everyone has different needs. I will help prepare you with all the right information to make the most informed decisions you can.
    Products & Services
    Mortgage Loan Officer
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    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 331280
    Disclaimer
    Ladera Lending, Inc.
    NMLS # 835555
    Privacy Policy
    NMLS Consumer Access
    State Licenses