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Andy Espineira - Site Manager - VP | NMLS # 331280 in Ladera Ranch, CA

Andy Espineira

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Site Manager - VP | NMLS # 331280

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I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where m... Show More
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  • Zillow
    G
    Gilbert R
    Posted on February 9th, 2018 12:00 AM
    I must say Andy Espineira is the guy to call if you are looking to refinance or any mortgage needs.He was so easy and pleasant to work with.He would always email or call if they were any updates on our loan.Thank you for going the extra mile...
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  • Zillow
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    Lisa G
    Modesto, CA
    Posted on January 23rd, 2018 12:00 AM
    This was my first experience with refinancing. Andy Espinera was super helpful and responsive. He took the time to respond the same day to my calls and emails, answered all of my questions, and explained all of the options that were available....
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  • Zillow
    L
    Lisa E
    Posted on January 23rd, 2018 12:00 AM
    This was my first experience with refinancing. Andy Espinera was super helpful and responsive. He took the time to respond the same day to my calls and emails, answered all of my questions, and explained all of the options that were available....
    read more
  • Zillow
    U
    User3342707
    Ladera Ranch, CA
    Posted on January 14th, 2018 12:00 AM
    Andy Espineira did a great job getting my challenging loan funded and through escrow. I would recommend their services to others looking for a good loan officer.
  • Zillow
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    Zuser20160202180946758
    Posted on January 16th, 2017 12:00 AM
    This was my first time purchasing a house and I had the pleasure of working with Andy Espineira, he was very helpful throughout the entire process. Since this was my first time purchasing a home I was very anxious and always had tons of questions...
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  • Zillow
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    Zuser20160202180946758
    Moreno Valley, CA
    Posted on January 16th, 2017 12:00 AM
    This was my first time purchasing a house and I had the pleasure of working with Andy Espineira, he was very helpful throughout the entire process. Since this was my first time purchasing a home I was very anxious and always had tons of questions...
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  • Zillow
    U
    User8900265
    La Puente, CA
    Posted on October 12th, 2016 12:00 AM
    I did call four different lenders to get my house refinanced and see what different kind of options are out there. In the end and he was a perfect choice for refinancing my house. I have refinanced many houses quite a few times in my past years...
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  • Zillow
    S
    Seventyfive
    Irvine, CA
    Posted on September 21st, 2016 12:00 AM
    Andy did a great job. I had a bit of a tougher mortgage because I was over the $417,000 threshold and my house is technically a condo because of the way they divided the lots. Despite all this he came in much cheaper than everyone else and...
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  • Zillow
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    User87540450
    Temecula, CA
    Posted on July 15th, 2015 12:00 AM
    Andy Espineira was great to work with! I've had quite a bit of experience the last few years with other lenders and Andy was by far the best I have worked with so far. Andy was very friendly, informative, professional. Unlike other companies,...
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  • Zillow
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    Acastaneda0
    Menifee, CA
    Posted on July 7th, 2015 12:00 AM
    Andy provides exceptional services for anyone’s needs. I highly recommend his experience to deliver results that will amaze your financial requests. He is very honest, reliable, and most important he cares about your satisfaction.
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    About
    I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where my own. I personally try and act as your financial planner and help educate you and your family to assist in making the right decisions for you. No two situations are alike and everyone has different needs. I will help prepare you with all the right information to make the most informed decisions you can.
    Products & Services
    Mortgage Loan Officer
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    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 331280
    Disclaimer
    Ladera Lending, Inc.
    NMLS # 835555
    Privacy Policy
    NMLS Consumer Access
    State Licenses