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Andy Espineira - Site Manager - VP | NMLS # 331280 in Ladera Ranch, CA

Andy Espineira

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Site Manager - VP | NMLS # 331280

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I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where m... Show More
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Reviews from Web
  • Encompass
    A
    Anjelic G
    Maricopa, AZ
    Posted on April 17th, 2020 04:57 PM
    Great Communication!
  • Encompass
    A
    Armond E
    Redding, CA
    Posted on April 12th, 2020 11:14 PM
    My wife and I are very pleased with all aspects of the skilled, professional service we got from Ladera Lending — and especially with the very beneficial outcome of our refinance.The best approach was planned by Andy Espineira from the beginning...
    read more
  • Encompass
    E
    Edgar J
    Miami, FL
    Posted on April 9th, 2020 02:35 PM
    Andy was patient, always available. He made the process go very smoothly. Stressfree.
  • Encompass
    E
    Ernesto J
    Montclair, CA
    Posted on March 28th, 2020 06:10 PM
    Andy is loyal, trustworthy and gives good advice, if asked. He works with your schedule.
  • Encompass
    M
    Monika L
    Santa Clarita, CA
    Posted on March 24th, 2020 03:02 PM
    Andy Espineira at Ladera Lending has a very professional team that handled my refinance with expertise and quickness. "How likely am I to refer friends and family to Andy Espineira" - very likely and on a scale of 1-10....it's off the chart...
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  • Encompass
    A
    Arnold E
    Upland, CA
    Posted on March 4th, 2020 03:23 AM
    Everyone was professional and courteous. The whole process breezed through quickly.
  • Encompass
    S
    Scott A
    Rancho Santa Margarita, CA
    Posted on February 18th, 2020 09:03 PM
    Andy wad so attentive during the whole process! Constantly answering any questions we had and getting back to us right away!
  • Encompass
    M
    Marvin E
    Los Angeles, CA
    Posted on February 15th, 2020 08:55 PM
    I felt comfortable since the first day I talked to Andy Espineira since he made me feel that my financial needs/concerns would be addressed appropriately. He carefully listened to the financial request I had and even proposed a different approach...
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  • Encompass
    D
    Darren A
    Glendale, CA
    Posted on February 12th, 2020 06:12 PM
    Fast and friendly service!
  • Encompass
    T
    Timothy A
    Phoenix, AZ
    Posted on February 5th, 2020 01:03 AM
    Andy is knowledgable in the business and can answer your questions.
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    About
    I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where my own. I personally try and act as your financial planner and help educate you and your family to assist in making the right decisions for you. No two situations are alike and everyone has different needs. I will help prepare you with all the right information to make the most informed decisions you can.
    Products & Services
    Mortgage Loan Officer
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    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 331280
    Disclaimer
    Ladera Lending, Inc.
    NMLS # 835555
    Privacy Policy
    NMLS Consumer Access
    State Licenses