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Andy Espineira - Site Manager - VP | NMLS # 331280 in Ladera Ranch, CA

Andy Espineira

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Site Manager - VP | NMLS # 331280

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I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where m... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(949) 309-2787
Ladera Ranch, CA
https://laderalending.com/team-member/andy-espineira/
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Reviews from Web
  • Encompass
    H
    Herve B
    Irvine, CA
    Posted on May 20th, 2020 01:25 PM
    Andy helped choose by showing me all the projections and never tried to force me into anything, instead showing me all the possibilities I asked for, even those he said he would not recommend. Once we determined which mortgage to select, the...
    read more
  • Zillow
    A
    Alice7886
    Santa Monica, CA
    Posted on May 18th, 2020 12:00 AM
    Andy Espineira has helped us successfully refinance our mortgage THREE TIMES over the years! He could not make the process any easier - and this last time we even were able to close during a global pandemic. Thanks Andy!
  • Encompass
    R
    Roberta J
    Long Beach, CA
    Posted on May 16th, 2020 09:05 PM
    Less paperwork and asking for verification of things were obvious.
  • Encompass
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    Eric A
    Santa Cruz, CA
    Posted on May 15th, 2020 10:02 PM
    Told us all information needed in a timely manner. Explained options and rates cost clearly.Fast closing great experience.
  • Encompass
    M
    Mark S
    Turlock, CA
    Posted on May 14th, 2020 02:42 AM
    Communication
  • Encompass
    C
    Carlos L
    Redmond, WA
    Posted on May 13th, 2020 11:14 PM
    Andy was great. No high pressure sales. Just gave me the facts and let me decide.
  • Encompass
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    Jon A
    Santa Maria, CA
    Posted on May 13th, 2020 10:14 PM
    Thanks for the great service.
  • Encompass
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    Catherine A
    Ojai, CA
    Posted on May 1st, 2020 02:51 PM
    Andy and his team make the whole re-fi process so easy! They make it clear and easy to understand what they need at all times. They respond quickly and efficiently. You can ask any questions and you get a quick response. They are all friendly...
    read more
  • Zillow
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    T H
    Laguna Woods, CA
    Posted on April 30th, 2020 12:00 AM
    Andy quoted a low 30 year fixed rate and delivered it within three weeks from start to finish. From start to finish he made the process very easy. We couldn't be happier, great job Andy. Thank you
  • Encompass
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    Ritesh K
    Sacramento, CA
    Posted on April 18th, 2020 03:47 PM
    Very friendly and helpful team
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    About
    I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where my own. I personally try and act as your financial planner and help educate you and your family to assist in making the right decisions for you. No two situations are alike and everyone has different needs. I will help prepare you with all the right information to make the most informed decisions you can.
    Products & Services
    Mortgage Loan Officer
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    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 331280
    Disclaimer
    Ladera Lending, Inc.
    NMLS # 835555
    Privacy Policy
    NMLS Consumer Access
    State Licenses