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Andy Espineira - Site Manager - VP | NMLS # 331280 in Ladera Ranch, CA

Andy Espineira

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Site Manager - VP | NMLS # 331280

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I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where m... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(949) 309-2787
Ladera Ranch, CA
https://laderalending.com/team-member/andy-espineira/
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Reviews from Web
  • Encompass
    J
    John K
    Palm Desert, CA
    Posted on June 30th, 2020 11:46 AM
    The team works very fast and efficient. They are also great communicators which is a huge plus for a refi.
  • Encompass
    J
    John T
    Dana Point, CA
    Posted on June 26th, 2020 01:11 PM
    Andy is just great to work with!
  • Encompass
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    Jennifer B
    Pacifica, CA
    Posted on June 25th, 2020 03:16 PM
    Thank you
  • Encompass
    K
    Keith G
    Phoenix, AZ
    Posted on June 24th, 2020 03:51 PM
    Andy & the Team at Ladera Lending was upfront quick & efficent secured a Low interest rate and a two week period to close. Thank You. Keith
  • Encompass
    J
    Joshua M
    Montclair, CA
    Posted on June 19th, 2020 11:34 PM
    Thank you for your help.
  • Encompass
    J
    Joyce R
    San Antonio, TX
    Posted on June 16th, 2020 01:57 PM
    Andy was professional, answer my questions, and promptly returned my calls.
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    M
    Maria V
    Norwalk, CA
    Posted on May 30th, 2020 08:05 PM
    My husband and I have always been confident with the Ladera Lending results. We've always given positive results whenever we seek for your business. I am actually recommending my parents to refinance their home to your business. Thank you again...
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    Mohammad H
    Huntington Beach, CA
    Posted on May 30th, 2020 01:16 AM
    I am very happy with the service I received, the process was very quick and much more faster than my expectations.
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    Maria G
    San Diego, CA
    Posted on May 30th, 2020 12:07 AM
    My experience with Andy and his team was excellent. I dont know how many clients they work with...but I felt I was their priority, they delivered what was promised, quick turnaround and very professional. Their website is user friendly and...
    read more
  • Encompass
    A
    Alan M
    Tracy, CA
    Posted on May 26th, 2020 03:37 PM
    Andy Espineira was the right person and Ladera Lending was the perfect company to use when refinancing my home. They walked me through everything quickly and the process could not have went smoother. You can use others but you won't choosing...
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    About
    I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where my own. I personally try and act as your financial planner and help educate you and your family to assist in making the right decisions for you. No two situations are alike and everyone has different needs. I will help prepare you with all the right information to make the most informed decisions you can.
    Products & Services
    Mortgage Loan Officer
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    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 331280
    Disclaimer
    Ladera Lending, Inc.
    NMLS # 835555
    Privacy Policy
    NMLS Consumer Access
    State Licenses