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Andy Espineira - Site Manager - VP | NMLS # 331280 in Ladera Ranch, CA

Andy Espineira

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Site Manager - VP | NMLS # 331280

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I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where m... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(949) 309-2787
Ladera Ranch, CA
https://laderalending.com/team-member/andy-espineira/
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Reviews from Web
  • Encompass
    S
    Sherryonne S
    South Pasadena, CA
    Posted on July 27th, 2020 03:48 PM
    Refinancing with Ladera Lending has been a positive experience. I worked with Andy Espineira and received stellar customer service throughout the process. He was able to get me the best rate out of all the other offers received. Thank you Andy...
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  • Encompass
    D
    David S
    Highlands Ranch, CO
    Posted on July 26th, 2020 05:10 PM
    Thank you Andy
  • Encompass
    G
    Gagandeep T
    Fresno, CA
    Posted on July 23rd, 2020 11:06 PM
    Very nice to working with you guys. I recommended to lot of my friends
  • Encompass
    S
    Sean C
    Parker, CO
    Posted on July 23rd, 2020 01:17 PM
    Efficient knowledgeable and amazing customer service!
  • Encompass
    R
    Radu M
    ENGLEWOOD, CO
    Posted on July 22nd, 2020 03:00 AM
    Great communications! Trying to accommodate all my requests! Matching/beating competition bids! Thanks for Andy's hard work to make this refinence happen in a timely manner during such difficult times !!!
  • Encompass
    C
    Charles D
    Riverside, CA
    Posted on July 19th, 2020 06:14 PM
    The inclusiveness of the information. However, by overall rating will go down due to the fact that I have been forced to respond here before moving on.
  • Encompass
    P
    Penelope W
    Oakland, CA
    Posted on July 18th, 2020 07:21 PM
    My experience in refinancing my mortgage was almost flawless from the first moment I spoke with Andy Espineira to the funding four weeks later. Exchanging information, e-signing documents and being kept in the loop for the entire process was...
    read more
  • Encompass
    C
    Cindy L
    San Diego, CA
    Posted on July 8th, 2020 02:24 PM
    Great experience!
  • Encompass
    N
    Nancy M
    Oceanside, CA
    Posted on July 4th, 2020 05:35 PM
    It was so easy and quick, they didn’t try to sell me anything I didn’t ask for. Very responsive!
  • Encompass
    D
    Dennis F
    HUNTINGTON BEACH, CA
    Posted on July 4th, 2020 01:35 PM
    Everything went well until last minute when a $1,500 fee was added. That was corrected but it took a long time. We signed and notarized all documents and wired the money but still the loan has not been completed.
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    About
    I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where my own. I personally try and act as your financial planner and help educate you and your family to assist in making the right decisions for you. No two situations are alike and everyone has different needs. I will help prepare you with all the right information to make the most informed decisions you can.
    Products & Services
    Mortgage Loan Officer
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    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 331280
    Disclaimer
    Ladera Lending, Inc.
    NMLS # 835555
    Privacy Policy
    NMLS Consumer Access
    State Licenses