

Andy Espineira
Site Manager - VP | NMLS # 331280

I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help.
I treat every transaction as if it where m... Show More
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Easy to deal with and very helpful, he went the extra mile.
2nd refi with Andy and his service was great same as first time.
This was a somewhat complicated closing with my solar panel lease. The team did a great job finishing that up!
I worked with Andy Espineria when I needed extra money to complete my remodel and could not refinance due to the house being gutted. He helped find me a loan to get me through that tough time. Once the remodel was completed, he worked with...
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Excellent responsiveness and timeliness!
Great service, very personal, and great INSTANT communications! We never thought that the process could be so easy, hassle-free, quick and pleasant; Yes PLEASANT! Highly recommended to anyone who is considering financing options for their real...
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Great service, very personal, and great INSTANT communications! We never thought that the process could be so easy, hassle-free, quick and pleasant; Yes PLEASANT! Highly recommended Andy and his team to anyone who is considering financing options...
read more
Great service, very personal, and great INSTANT communications! We never thought that the process could be so easy, hassle-free, quick and pleasant; Yes PLEASANT! Highly recommended Andy and his team to anyone who is considering financing options...
read more
Always returned my calls,
Thank you for always keeping us informed along the loan process, the other lender we started with, Did not... thanks again for all the phone calls, Much appreciated! Dan & Nancy Peart
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About
I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help.
I treat every transaction as if it where my own. I personally try and act as your financial planner and help educate you and your family to assist in making the right decisions for you. No two situations are alike and everyone has different needs. I will help prepare you with all the right information to make the most informed decisions you can.
Products & Services
Mortgage Loan Officer
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Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 331280
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