Andy Espineira's Cover Image
Andy Espineira - Site Manager - VP | NMLS # 331280 in Ladera Ranch, CA

Andy Espineira

ClaimedPro

Site Manager - VP | NMLS # 331280

Company Logo
I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where m... Show More
Company Logo
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
  • Encompass
    D
    Douglas L
    Las Vegas, NV
    Posted on August 6th, 2020 01:34 PM
    Easy to deal with and very helpful, he went the extra mile.
  • Encompass
    S
    Souzan S
    Laguna Niguel, CA
    Posted on August 5th, 2020 05:33 AM
    2nd refi with Andy and his service was great same as first time.
  • Encompass
    M
    Michael T
    East Brunswick, NJ
    Posted on August 5th, 2020 01:13 AM
    This was a somewhat complicated closing with my solar panel lease. The team did a great job finishing that up!
  • Encompass
    C
    Candace L
    Costa Mesa, CA
    Posted on August 4th, 2020 10:37 PM
    I worked with Andy Espineria when I needed extra money to complete my remodel and could not refinance due to the house being gutted. He helped find me a loan to get me through that tough time. Once the remodel was completed, he worked with...
    read more
  • Encompass
    K
    Kevin M
    Portland, OR
    Posted on August 3rd, 2020 06:16 PM
    Excellent responsiveness and timeliness!
  • Encompass
    E
    Eugene Z
    West Hollywood, CA
    Posted on August 1st, 2020 06:39 PM
    Great service, very personal, and great INSTANT communications! We never thought that the process could be so easy, hassle-free, quick and pleasant; Yes PLEASANT! Highly recommended to anyone who is considering financing options for their real...
    read more
  • Zillow
    E
    Eugene
    Los Angeles, CA
    Posted on August 1st, 2020 12:00 AM
    Great service, very personal, and great INSTANT communications! We never thought that the process could be so easy, hassle-free, quick and pleasant; Yes PLEASANT! Highly recommended Andy and his team to anyone who is considering financing options...
    read more
  • Zillow
    E
    Eugene
    Posted on August 1st, 2020 12:00 AM
    Great service, very personal, and great INSTANT communications! We never thought that the process could be so easy, hassle-free, quick and pleasant; Yes PLEASANT! Highly recommended Andy and his team to anyone who is considering financing options...
    read more
  • Encompass
    T
    Thomas K
    Visalia, CA
    Posted on July 28th, 2020 11:42 PM
    Always returned my calls,
  • Encompass
    D
    Danny D
    Bonney Lake, WA
    Posted on July 27th, 2020 06:23 PM
    Thank you for always keeping us informed along the loan process, the other lender we started with, Did not... thanks again for all the phone calls, Much appreciated! Dan & Nancy Peart
  • 261270 of 343
    About
    I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where my own. I personally try and act as your financial planner and help educate you and your family to assist in making the right decisions for you. No two situations are alike and everyone has different needs. I will help prepare you with all the right information to make the most informed decisions you can.
    Products & Services
    Mortgage Loan Officer
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.

    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 331280
    Disclaimer
    Ladera Lending, Inc.
    NMLS # 835555
    Privacy Policy
    NMLS Consumer Access
    State Licenses