Andy Espineira
Site Manager - VP | NMLS # 331280
I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help.
I treat every transaction as if it where m... Show More
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Andy Espineira of Ladera Lending oversaw our mortgage refinancing from start to finish. The whole process took less than 30 days. After checking with several lenders, we decided to go with Andy. He offered the best package and made the transaction...
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I got Andy’s information from my friend. He is truly an amazing person to work with. It was so easy to reach him for any questions or concerns regarding the refinance process.
Share reviewEmbed reviewWrite an updateEdit reviewEasiest Re-Fi Ever!Due to frustration with my current Lender in trying to Re-fi, I was referred to Andy, Ladera Lending, Inc. It was the easiest, smoothest process and Andy and his team were...
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Share reviewEmbed reviewWrite an updateEdit review 8/17/2020I submitted an application for re-fi with my current Lender and found that they were not responsive to the many emails and phone messages I had left for them over a weeks time. As...
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Share reviewEmbed reviewWrite an updateEdit review 8/17/2020I submitted an application for re-fi with my current Lender and found that they were not responsive to the many emails and phone messages I had left for them over a weeks time. As...
read more
The loan process was very smooth and easy and went quickly. Andy was helpful and very responsive. I was so pleased with my experience that I’ve already referred family members.
The loan process was fast, easy, and smooth. Andy was very responsive and great to work with. I have recommended him to family members and would use him again!
The loan process was fast, easy, and smooth. Andy was very responsive and great to work with. I have recommended him to family members and would use him again!
Andy went above and beyond to make sure our experience was first rate
Third time around with Andy Espineira! Great service! We’ll be back!
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About
I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help.
I treat every transaction as if it where my own. I personally try and act as your financial planner and help educate you and your family to assist in making the right decisions for you. No two situations are alike and everyone has different needs. I will help prepare you with all the right information to make the most informed decisions you can.
Products & Services
Mortgage Loan Officer
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Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 331280
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