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Andy Espineira - Site Manager - VP | NMLS # 331280 in Ladera Ranch, CA

Andy Espineira

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Site Manager - VP | NMLS # 331280

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I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where m... Show More
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Reviews from Web
  • Encompass
    M
    Michael M
    Phoenix, AZ
    Posted on September 29th, 2020 05:28 PM
    Very simple process with no pressure
  • Encompass
    J
    Julian A
    Las Vegas, NV
    Posted on September 29th, 2020 03:31 PM
    This is our second time doing business with Andy, so what does that say? His attention to detail, constant communication, informative and straight to the point conversations is what made us go back with Andy at Ladera, and Will be going back...
    read more
  • Encompass
    T
    Tod A
    Las Vegas, NV
    Posted on September 24th, 2020 01:13 PM
    Andy Espineira and his team at Ladera Lending, made the experience of refinancing my mortgage pleasant using a 1, 2, 3, step method, open and direct communication, and getting back to me when i has questions or concerns. I appreciate the hard...
    read more
  • Encompass
    S
    Steven A
    Bellingham, WA
    Posted on September 20th, 2020 08:46 PM
    Delays in finalizing the deal. Some of the documents at the final signing were changed without our knowledge.
  • Encompass
    G
    George F
    Golden, CO
    Posted on September 13th, 2020 02:19 PM
    Fast and reliable
  • Encompass
    J
    Jason J
    Las Vegas, NV
    Posted on September 1st, 2020 04:36 PM
    Beyond Grateful. Easy, Fast, Honest. Have a good friend who does a decent amount of home sale volume here in Vegas and I will be highly recommending you to him. Thank you.
  • Zillow
    A
    Aesimmons1
    Posted on September 1st, 2020 04:27 PM
    Literally couldn't be more pleased if I tried with Ladera and Andy Espineira. After a 3 month nightmare trying to get a slam dunk refi on a 15yr with a competitor.. we finally gave up and switched to Ladera. Best decision ever. Our 15yr refi...
    read more
  • Zillow
    A
    Aesimmons1
    Las Vegas, NV
    Posted on September 1st, 2020 12:00 AM
    Literally couldn't be more pleased if I tried with Ladera and Andy Espineira. After a 3 month nightmare trying to get a slam dunk refi on a 15yr with a competitor.. we finally gave up and switched to Ladera. Best decision ever. Our 15yr refi...
    read more
  • Zillow
    R
    Rod J
    Posted on August 31st, 2020 09:50 PM
    Andy Espineira of Ladera Lending oversaw our mortgage refinancing from start to finish. The whole process took less than 30 days. After checking with several lenders, we decided to go with Andy. He offered the best package and made the transaction...
    read more
  • Zillow
    R
    Rod J
    Posted on August 31st, 2020 12:00 AM
    Andy Espineira of Ladera Lending oversaw our mortgage refinancing from start to finish. The whole process took less than 30 days. After checking with several lenders, we decided to go with Andy. He offered the best package and made the transaction...
    read more
  • 241250 of 343
    About
    I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where my own. I personally try and act as your financial planner and help educate you and your family to assist in making the right decisions for you. No two situations are alike and everyone has different needs. I will help prepare you with all the right information to make the most informed decisions you can.
    Products & Services
    Mortgage Loan Officer
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    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 331280
    Disclaimer
    Ladera Lending, Inc.
    NMLS # 835555
    Privacy Policy
    NMLS Consumer Access
    State Licenses