Andy Espineira
Site Manager - VP | NMLS # 331280
I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help.
I treat every transaction as if it where m... Show More
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My husband and I were trying to take advantage of the low COVID rates so we went with the first lender we talked to (Quicken Loans) and they told us it would be about 30 days to close. Well after about 70 days we still hadn't closed and they...
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I came across Ladera Lending and spoke with Andy Espineira. He got back to me super quick and gave us a super great deal (he beat a quote we got elsewhere). In addition to that he was able to qualify me for a 30 year loan on my income alone...
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Great communication. Andy Espineira did a great job to get the refi started. Everyone else after him was great, too. No delays and no complications. The website portal makes it easy to upload and compare docs. Great job!
Great communication. Andy Espineira did a great job to get the refi started. Everyone else after him was great, too. No delays and no complications. The website portal makes it easy to upload and compare docs. Great job!
We had three different options to do our business with and we thought that your Company would give us a fair deal. You didn’t as it turns out! We are very disappointed and now you want us to pay more money! No!
Loan experience was good. Would recommend
Andy and his team are knowledgeable, hard working people that care about you the customer. Great folks all the way around.
Andy helped us through a seamless transaction and got us a fantastic rate. Our closing was done ahead of schedule and the refinanced mortgage loan closed out without issue. Highly recommend working with Andy and his team.
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Andy and his support team provided clear and timely communication. Our closing was so fast and smooth. My parents had started their mortgage process before us with another mortgage company yet we closed before them. Thankful for such a pleasant...
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About
I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help.
I treat every transaction as if it where my own. I personally try and act as your financial planner and help educate you and your family to assist in making the right decisions for you. No two situations are alike and everyone has different needs. I will help prepare you with all the right information to make the most informed decisions you can.
Products & Services
Mortgage Loan Officer
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Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 331280
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