Andy Espineira's Cover Image
Andy Espineira - Site Manager - VP | NMLS # 331280 in Ladera Ranch, CA

Andy Espineira

ClaimedPro

Site Manager - VP | NMLS # 331280

Company Logo
I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where m... Show More
Company Logo
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
  • Encompass
    S
    Shell A
    Winchester, CA
    Posted on November 29th, 2020 04:51 PM
    Andy said and did everything he promised he would and made the entire transaction painless.
  • Encompass
    C
    Charles M
    Flower Mound, TX
    Posted on November 26th, 2020 06:32 PM
    Andy was frank and straightforward His team was helpful in advising me on document collection Andy updated me weekly I really liked that He always responded quickly to my emails or texts
  • Encompass
    T
    Timothy A
    PHOENIX, AZ
    Posted on November 19th, 2020 12:02 AM
    it went rather smoothly !
  • Encompass
    M
    Michael C
    Santa Clarita, CA
    Posted on November 16th, 2020 09:12 PM
    Good communication, low rates.
  • Encompass
    R
    Ritesh K
    Sacramento, CA
    Posted on November 14th, 2020 07:57 PM
    Great customer service. Everytime I had a question they solved it.
  • Zillow
    D
    Denise B
    Posted on November 4th, 2020 02:28 AM
    Seriously, Andy Espineira is THE BEST to work with! This is the second (maybe third??) time I've worked with him and he gets the job done and is super responsive! Other lenders I've worked with take sometimes days to get back to you, but not...
    read more
  • Encompass
    M
    Masudur C
    East Brunswick, NJ
    Posted on November 3rd, 2020 10:05 AM
    Quick actions.
  • Zillow
    D
    Denise B
    Morgan Hill, CA
    Posted on November 3rd, 2020 12:00 AM
    Seriously, Andy Espineira is THE BEST to work with! This is the second (maybe third??) time I've worked with him and he gets the job done and is super responsive! Other lenders I've worked with take sometimes days to get back to you, but not...
    read more
  • Encompass
    D
    Dulcenia C
    Pacifica, CA
    Posted on November 2nd, 2020 05:04 PM
    He is helpful
  • Zillow
    K
    Kaitlyn K
    Posted on October 20th, 2020 03:27 PM
    I came across Ladera Lending and spoke with Andy Espineira. He got back to me super quick and gave us a super great deal (he beat a quote we got elsewhere). In addition to that he was able to qualify me for a 30 year loan on my income alone...
    read more
  • 221230 of 343
    About
    I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where my own. I personally try and act as your financial planner and help educate you and your family to assist in making the right decisions for you. No two situations are alike and everyone has different needs. I will help prepare you with all the right information to make the most informed decisions you can.
    Products & Services
    Mortgage Loan Officer
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.

    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 331280
    Disclaimer
    Ladera Lending, Inc.
    NMLS # 835555
    Privacy Policy
    NMLS Consumer Access
    State Licenses