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Andy Espineira - Site Manager - VP | NMLS # 331280 in Ladera Ranch, CA

Andy Espineira

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Site Manager - VP | NMLS # 331280

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I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where m... Show More
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  • Encompass
    R
    Roger G
    Windsor, CA
    Posted on December 21st, 2020 09:03 PM
    Andy's quick response and clear communication made our refinance an easy and great experience. We had a bad experience months prior and in comparison to Andy's professionalism outshine that soreness with the other company. We truly appreciate...
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  • Encompass
    D
    David A
    Bedford, TX
    Posted on December 21st, 2020 06:59 PM
    Andy Espineira is great. He was very attentive and made everything so easy for us. This is the second time we have used his services and I have referred a friend to him, something I don't do lightly!
  • Encompass
    G
    Gabriella E
    Orange, CA
    Posted on December 18th, 2020 02:25 PM
    Andy is always responsive and provides fair pricing. He makes the process easy.
  • Encompass
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    Monika L
    Santa Clarita, CA
    Posted on December 16th, 2020 06:20 PM
    The level of customer service that Ladera Lending provides is off the charts. 🙂
  • Encompass
    R
    Robert A
    UNION, WA
    Posted on December 16th, 2020 02:24 PM
    Andy is straight forward and no nonsense.
  • Encompass
    M
    Mohammad H
    Huntington Beach, CA
    Posted on December 13th, 2020 02:51 AM
    Thank you for your grate service
  • Encompass
    J
    Jon F
    Orange, CA
    Posted on December 12th, 2020 05:52 PM
    Andy was very knowledgeable and friendly.
  • Encompass
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    Alfred B
    Fallbrook, CA
    Posted on December 11th, 2020 02:27 AM
    Questions were answered promptly. Document corrections were made when necessary. Rates and costs remained accurate throughout the process. Requests for additional information were clear and timely- kept the process moving.
  • Encompass
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    Zhi C
    Roseville, CA
    Posted on December 4th, 2020 12:28 AM
    I am SO GRATEFUL to work with Andy Espineira who is an individual who cares immensely and most importantly, talks the talk and walks the walk. Great team members to work with.
  • Encompass
    N
    Nancy Y
    Elk Grove, CA
    Posted on December 1st, 2020 09:28 PM
    Andy and all the excellent staff at Ladera Lending were so supportive and provided excellent communication throughout the entire loan process. All communication and outstanding needs were clearly addressed in a timely manner. All my questions...
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    About
    I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where my own. I personally try and act as your financial planner and help educate you and your family to assist in making the right decisions for you. No two situations are alike and everyone has different needs. I will help prepare you with all the right information to make the most informed decisions you can.
    Products & Services
    Mortgage Loan Officer
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    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 331280
    Disclaimer
    Ladera Lending, Inc.
    NMLS # 835555
    Privacy Policy
    NMLS Consumer Access
    State Licenses