Andy Espineira
Site Manager - VP | NMLS # 331280
I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help.
I treat every transaction as if it where m... Show More
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Very good service
Even though we had refinanced early in 2020, just before the plague hit the fan, we were recently contacted by Ladera Lending Vice President, Andy Espineira with an offer to take advantage of a new configuration of our prior mortgage arrangement...
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Even though we had refinanced early this year, just before the plague hit the fan, we were recently contacted by Mortgage Banker & Direct lender, Andy Espineira with an offer to take advantage of a new configuration of our prior mortgage arrangement...
read more
Even though we had refinanced early this year, just before the plague hit the fan, we were recently contacted by Mortgage Banker & Direct lender, Andy Espineira with an offer to take advantage of a new configuration of our prior mortgage arrangement...
read more
We have used Ladera Lending for two refinances. Our rep Andy Espineira is awesome. He was able to get us the best rate and his team is very responsive despite the time difference. I have referred them as well, which is something I don't do...
read more
We have used Ladera Lending for two refinances. Our rep Andy Espineira is awesome. He was able to get us the best rate and his team is very responsive despite the time difference. I have referred them as well, which is something I don't do...
read more
Fast and thorough.
Very good service
The whole process was seamless and the communication of Andy and his staff was great. I understood every step of the process!
Very quick response times and focus on execution.
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About
I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help.
I treat every transaction as if it where my own. I personally try and act as your financial planner and help educate you and your family to assist in making the right decisions for you. No two situations are alike and everyone has different needs. I will help prepare you with all the right information to make the most informed decisions you can.
Products & Services
Mortgage Loan Officer
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Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 331280
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