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Andy Espineira - Site Manager - VP | NMLS # 331280 in Ladera Ranch, CA

Andy Espineira

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Site Manager - VP | NMLS # 331280

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I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where m... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(949) 309-2787
Ladera Ranch, CA
https://laderalending.com/team-member/andy-espineira/
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Reviews from Web
  • Zillow
    M
    Matthew H
    Allendale, NJ
    Posted on February 26th, 2021 12:00 AM
    Andy Espineira was a great help-great rates, multiple loans to choose from, easy, hassle free closing.Truly a pleasure to work with.Thanks for everything
  • Encompass
    L
    Lisa D
    Brush Prairie, WA
    Posted on February 23rd, 2021 10:01 PM
    Just awesome!!
  • Encompass
    C
    Christina K
    Reno, NV
    Posted on February 20th, 2021 07:30 PM
    This was our second loan with Andy and the Ladera team. As expected, they kept us informed every step of the way. We appreciate that we were not overcharged with miscellaneous lender fees and points. Andy will be the first person we call the...
    read more
  • Encompass
    D
    Derek H
    Fort Worth, TX
    Posted on February 17th, 2021 11:27 PM
    Andy was great made it easy for us! We hit a few snags but all through the process Andy was cool.
  • Encompass
    G
    Gilbert S
    Oceanside, CA
    Posted on February 15th, 2021 04:55 PM
    Andy Espineira provided excellent customer service.
  • Encompass
    K
    Kari W
    Mesa, AZ
    Posted on February 13th, 2021 07:13 PM
    The process was easy and fast. Good support, communication and follow up.
  • Encompass
    B
    Branden S
    Jacksonville Beach, FL
    Posted on February 9th, 2021 12:08 AM
    Andy was easy to work with and the re-fi process was unbelievably fast. We closed in less than a month with no appraisal needed.
  • Encompass
    H
    Heather K
    Bonney Lake, WA
    Posted on February 7th, 2021 12:22 AM
    Andy Espineira was amazing, very knowledgeable and helpful throughout the whole process. Everything went very quickly.
  • Encompass
    S
    Samuel D
    Imperial, CA
    Posted on February 3rd, 2021 04:49 PM
    Andy and his team. They all know their jobs.
  • Encompass
    R
    Raymond L
    Hockley, TX
    Posted on January 11th, 2021 07:00 PM
    The timing, communication , and helpfulness were great. The process went more quickly than we initially thought. We were able to communicate quickly with Andy and his people. Andy was great to work with - providing good insight and information....
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    About
    I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where my own. I personally try and act as your financial planner and help educate you and your family to assist in making the right decisions for you. No two situations are alike and everyone has different needs. I will help prepare you with all the right information to make the most informed decisions you can.
    Products & Services
    Mortgage Loan Officer
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    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 331280
    Disclaimer
    Ladera Lending, Inc.
    NMLS # 835555
    Privacy Policy
    NMLS Consumer Access
    State Licenses