Andy Espineira's Cover Image
Andy Espineira - Site Manager - VP | NMLS # 331280 in Ladera Ranch, CA

Andy Espineira

ClaimedPro

Site Manager - VP | NMLS # 331280

Company Logo
I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where m... Show More
Company Logo
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
  • Encompass
    D
    Dennis W
    SAN DIEGO, CA
    Posted on March 9th, 2021 05:12 PM
    James Stopani was excellent.
  • Encompass
    S
    Stephen G
    Allendale, NJ
    Posted on March 2nd, 2021 04:31 PM
    Andy Espineira made the whole process from start to finish very easy. I was able to get an extremely competitive rate in no time with a minimum of hassle He is to be commended
  • Encompass
    R
    Russel T
    San Juan Capistrano, CA
    Posted on March 2nd, 2021 04:06 PM
    The overall experience with Ladera Lending was better than expected.They have a team that quickly addressed any questions and concerns I had through the whole process and saved me a lot of money. Compared to the competition they are hands down...
    read more
  • Encompass
    C
    Christine S
    Incline Village, NV
    Posted on February 28th, 2021 04:47 PM
    The whole process was quick and easy
  • Encompass
    S
    Sandeep P
    San Jose, CA
    Posted on February 28th, 2021 04:18 PM
    Prompt responses
  • Encompass
    J
    Jessica M
    Costa Mesa, CA
    Posted on February 27th, 2021 11:28 PM
    Excellent service and so helpful!
  • Encompass
    R
    Ron N
    KELLER, TX
    Posted on February 27th, 2021 04:24 PM
    I submitted an application that sent my info to various lenders... My phone and email began blowing up with automated phone calls and messages, but... Andy was the first "person" to actually call and try to talk to me.. that was both "different"...
    read more
  • Encompass
    R
    Rajiv S
    Eastvale, CA
    Posted on February 27th, 2021 02:55 PM
    Communication and promptness standout.
  • Zillow
    M
    Matthew H
    Posted on February 27th, 2021 03:46 AM
    Andy Espineira was a great help-great rates, multiple loans to choose from, easy, hassle free closing. Truly a pleasure to work with. Thanks for everything
  • Encompass
    D
    Dichen L
    Los Angeles, CA
    Posted on February 26th, 2021 04:53 PM
    Andy and team made everything very easy for us. Thanks!
  • 181190 of 343
    About
    I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where my own. I personally try and act as your financial planner and help educate you and your family to assist in making the right decisions for you. No two situations are alike and everyone has different needs. I will help prepare you with all the right information to make the most informed decisions you can.
    Products & Services
    Mortgage Loan Officer
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.

    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 331280
    Disclaimer
    Ladera Lending, Inc.
    NMLS # 835555
    Privacy Policy
    NMLS Consumer Access
    State Licenses