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Andy Espineira - Site Manager - VP | NMLS # 331280 in Ladera Ranch, CA

Andy Espineira

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Site Manager - VP | NMLS # 331280

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I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where m... Show More
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  • Encompass
    J
    Jessica N
    Hayward, CA
    Posted on April 12th, 2021 04:48 PM
    Andy went out of his way to explain everything to my husband and I. He always had our best interest in mind and went above and beyond for us. Thank you Andy!
  • Encompass
    C
    Corey N
    Hayward, CA
    Posted on April 12th, 2021 02:33 PM
    Andy and his team were efficient and made sure we had the best loan option presented to us
  • Encompass
    S
    Steven M
    Bel Air, MD
    Posted on April 2nd, 2021 05:58 PM
    It all starts with the personal relationship established quickly between the mortgage lender, Devang Anand, and myself, the borrower. Devang was personable, friendly, knowledgeable and above all, honest in all dealings from the very first day...
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  • Encompass
    J
    John H
    Long Beach, CA
    Posted on April 2nd, 2021 12:45 AM
    One really knows success is achieved when those repeat customers keep coming back. That is why we chose again to go with Andy Espineira at Ladera Lending. He really is one of the best loan officers I have ever dealt with. My job as a self employed...
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  • Encompass
    D
    Dustin H
    Lodi, CA
    Posted on April 1st, 2021 06:03 PM
    Andy has a very quick & professional lending team. Easy to work with & got me a great rate!
  • Encompass
    J
    Jarred H
    Burlington, NC
    Posted on March 29th, 2021 04:33 PM
    Andy was great. Very personable and informative.
  • Encompass
    J
    JONATHAN A
    TOWNSEND, MA
    Posted on March 20th, 2021 01:56 PM
    Every step of the way Andy was sure to explain things to me and answer all my questions. This has been by far the least stressful refinance I have ever gone through. I have refinanced houses about 6 times now and finally understand where the...
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  • Encompass
    A
    Ana C
    Los Angeles, CA
    Posted on March 20th, 2021 04:37 AM
    He kept me informed all the time and the length of approval and submittal of paperwork was so easy! Thanks to Andy and the entire staff!
  • Encompass
    P
    Pamela R
    Irvine, CA
    Posted on March 10th, 2021 05:49 PM
    Andy Espineira is a great home loan resource! He is professional, responsive, and a problem solver and made our loan experience go smoothly - we really appreciated all of his energy, effort and expertise in connection with our loan.
  • Encompass
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    Philip H
    Irvine, CA
    Posted on March 10th, 2021 05:22 PM
    Andy worked hard and outside regular business hours to get our loan funded.
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    About
    I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where my own. I personally try and act as your financial planner and help educate you and your family to assist in making the right decisions for you. No two situations are alike and everyone has different needs. I will help prepare you with all the right information to make the most informed decisions you can.
    Products & Services
    Mortgage Loan Officer
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    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 331280
    Disclaimer
    Ladera Lending, Inc.
    NMLS # 835555
    Privacy Policy
    NMLS Consumer Access
    State Licenses