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Andy Espineira - Site Manager - VP | NMLS # 331280 in Ladera Ranch, CA

Andy Espineira

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Site Manager - VP | NMLS # 331280

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I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where m... Show More
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Reviews from Web
  • Encompass
    J
    James T
    Laguna Niguel, CA
    Posted on June 26th, 2021 01:41 PM
    Andy was great throughout the process. Appreciated the constant updates and always being there for questions.
  • Encompass
    J
    John T
    Creston, CA
    Posted on June 18th, 2021 06:01 PM
    Andy Espineira provided the fastest, most efficient refinance I have ever experienced. Great service provided as it should be. Closed within a month - even with a unique property like ours! Highly recommended.
  • Encompass
    S
    Shawn P
    SIGNAL HILL, CA
    Posted on June 18th, 2021 05:06 PM
    Ladera Lending and the team got us a very good rate on a 15 years fixed load. The entire process took approximately 3-4 wks which is exceptional.
  • Encompass
    J
    John A
    Clovis, CA
    Posted on June 14th, 2021 12:09 AM
    Could not have been easier. Andy has a great team making things simple, fast, and everything as promised.
  • Encompass
    S
    Stephanie G
    SACRAMENTO, CA
    Posted on June 9th, 2021 02:21 AM
    Andy provided all of the loan cost information I requested without hesitation. He answered any questions I had, and got my refinance handled quickly. No games, just great service! Highly recommend.
  • Encompass
    R
    Russell C
    Collierville, TN
    Posted on June 1st, 2021 05:13 PM
    Devan, whom which had the most contact with me through the process.
  • Encompass
    J
    John F
    Peoria, AZ
    Posted on May 25th, 2021 03:24 AM
    Great service, friendly and knowledgeable staff. I would definitely recommend this professional group to everyone.
  • Encompass
    E
    Eric S
    Temecula, CA
    Posted on May 17th, 2021 05:57 PM
    Clear communication no games straight facts and fast!
  • Encompass
    R
    Robert W
    Palm Beach Gardens, FL
    Posted on April 26th, 2021 10:24 PM
    Andy is a true professional and understands the amount of work and follow-up it takes to provide great service in a complex industry.
  • Encompass
    T
    Traci S
    Howell, NJ
    Posted on April 17th, 2021 02:19 AM
    Great experience all around!
  • 161170 of 343
    About
    I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where my own. I personally try and act as your financial planner and help educate you and your family to assist in making the right decisions for you. No two situations are alike and everyone has different needs. I will help prepare you with all the right information to make the most informed decisions you can.
    Products & Services
    Mortgage Loan Officer
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    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 331280
    Disclaimer
    Ladera Lending, Inc.
    NMLS # 835555
    Privacy Policy
    NMLS Consumer Access
    State Licenses