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Andy Espineira - Site Manager - VP | NMLS # 331280 in Ladera Ranch, CA

Andy Espineira

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Site Manager - VP | NMLS # 331280

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I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where m... Show More
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Reviews from Web
  • Encompass
    A
    Ana C
    Los Angeles, CA
    Posted on August 8th, 2021 07:04 PM
    Quick responses!
  • Encompass
    V
    Victoria M
    Santa Ana, CA
    Posted on July 13th, 2021 11:37 PM
    Very smooth and quick. Enjoyed working with Any Espineira. He was helpful and had our best interest all the way through the entire process. I would definitely recommend him to any one looking to Refinance their home.
  • Encompass
    J
    Jessica M
    Costa Mesa, CA
    Posted on July 13th, 2021 07:28 PM
    Amazing experience!
  • Encompass
    F
    Frank P
    Costa Mesa, CA
    Posted on July 13th, 2021 02:36 PM
    Andy was always accessible to answer questions, provide process insights & next steps. He was always on top of the situation & made what is normally a stressful process seam much easier. We trust Andy with our business!!
  • Encompass
    M
    Michael W
    Laguna Niguel, CA
    Posted on July 13th, 2021 01:22 PM
    Everything was so easy and all of my questions were answered with professionalism.
  • Encompass
    P
    Patrick J
    Naples, FL
    Posted on July 2nd, 2021 03:47 PM
    Andy, Frankie, and Nikko did an excellent job of keeping me informed and helping me with the required documentation for the refinance of our home. Thank you.
  • Encompass
    S
    Sherry L
    Rancho Cucamonga, CA
    Posted on July 2nd, 2021 02:32 PM
    From first contact with Kevin Lim to closing this was by far the best motgage lending experience I have had. I was kept informed through the process and my phone calls and emails returned promptly. I had shopped for this loan but Ladera beat...
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  • Encompass
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    Peter J
    Laguna Niguel, CA
    Posted on June 28th, 2021 03:40 PM
    Personalized service and attention to detail communicated timely and sit due alacrity.
  • Encompass
    P
    Philip A
    Wheat Ridge, CO
    Posted on June 28th, 2021 01:28 PM
    Andy and his team were fantastic to work with. He never made us feel pressured but took the time to find a refi solution that worked for our needs. Andy always communicated promptly and kept things moving along. Darlene and Lacey were also...
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  • Zillow
    A
    Accurate S
    Wheat Ridge, CO
    Posted on June 28th, 2021 12:00 AM
    Andy and his team were fantastic to work with. He never made us feel pressured but took the time to find a refi solution that worked for our needs. Andy always communicated promptly and kept things moving along. Darlene and Lacey were also...
    read more
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    About
    I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where my own. I personally try and act as your financial planner and help educate you and your family to assist in making the right decisions for you. No two situations are alike and everyone has different needs. I will help prepare you with all the right information to make the most informed decisions you can.
    Products & Services
    Mortgage Loan Officer
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    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 331280
    Disclaimer
    Ladera Lending, Inc.
    NMLS # 835555
    Privacy Policy
    NMLS Consumer Access
    State Licenses