

Andy Espineira
Site Manager - VP | NMLS # 331280

I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help.
I treat every transaction as if it where m... Show More
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Quick responses!
Very smooth and quick. Enjoyed working with Any Espineira. He was helpful and had our best interest all the way through the entire process. I would definitely recommend him to any one looking to Refinance their home.
Amazing experience!
Andy was always accessible to answer questions, provide process insights & next steps. He was always on top of the situation & made what is normally a stressful process seam much easier. We trust Andy with our business!!
Everything was so easy and all of my questions were answered with professionalism.
Andy, Frankie, and Nikko did an excellent job of keeping me informed and helping me with the required documentation for the refinance of our home. Thank you.
From first contact with Kevin Lim to closing this was by far the best motgage lending experience I have had. I was kept informed through the process and my phone calls and emails returned promptly. I had shopped for this loan but Ladera beat...
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Personalized service and attention to detail communicated timely and sit due alacrity.
Andy and his team were fantastic to work with. He never made us feel pressured but took the time to find a refi solution that worked for our needs. Andy always communicated promptly and kept things moving along. Darlene and Lacey were also...
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Andy and his team were fantastic to work with. He never made us feel pressured but took the time to find a refi solution that worked for our needs. Andy always communicated promptly and kept things moving along. Darlene and Lacey were also...
read more
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About
I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help.
I treat every transaction as if it where my own. I personally try and act as your financial planner and help educate you and your family to assist in making the right decisions for you. No two situations are alike and everyone has different needs. I will help prepare you with all the right information to make the most informed decisions you can.
Products & Services
Mortgage Loan Officer
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Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 331280
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