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Andy Espineira - Site Manager - VP | NMLS # 331280 in Ladera Ranch, CA

Andy Espineira

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Site Manager - VP | NMLS # 331280

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I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where m... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(949) 309-2787
Ladera Ranch, CA
https://laderalending.com/team-member/andy-espineira/
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Reviews from Web
  • Zillow
    M
    Mvigil07
    Norwalk, CA
    Posted on September 28th, 2021 12:00 AM
    Andy Espineira, is the only lender I can trust. I have recommended my parents and my brother-in-law to refinance their homes. Andy always takes his time to follow up with us yearly.
  • Encompass
    A
    Andriy M
    Las Vegas, NV
    Posted on September 24th, 2021 03:53 PM
    Very fast and convenient.👍👍👍
  • Encompass
    R
    Robert M K
    Las Vegas, NV
    Posted on September 21st, 2021 03:02 PM
    The swiftness of the loan going through also updates and communication was very good
  • Encompass
    B
    Brian C N
    Malibu, CA
    Posted on September 17th, 2021 06:27 PM
    Very professional and wick process.
  • Encompass
    D
    David H
    Buckeye, AZ
    Posted on September 5th, 2021 06:31 PM
    Honest, great communications, great options offered to meet my needs, overall excellent!
  • Encompass
    B
    Bernard H
    San Pedro, CA
    Posted on September 3rd, 2021 03:46 PM
    Very good at getting back to me
  • Encompass
    A
    Armond E
    Redding, CA
    Posted on August 26th, 2021 03:42 PM
    It gets easier every time.
  • Encompass
    I
    Ischmael O W
    Pittsburg, CA
    Posted on August 24th, 2021 11:29 PM
    Andy and his team helped me with getting out up under my prior lender. Right on time. Thanks..
  • Encompass
    M
    Michael T R
    Surprise, AZ
    Posted on August 19th, 2021 03:01 PM
    Ladera messed up our original refinance the first time in March, so we “had to” refinance to correct your mistakes. This refinance took over 2 months to complete, we won’t ever use Ladera again.
  • Encompass
    D
    Derek G
    Santa Barbara, CA
    Posted on August 11th, 2021 03:16 PM
    Thoughtful communication!
    • 141–150 of 343
    About
    I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where my own. I personally try and act as your financial planner and help educate you and your family to assist in making the right decisions for you. No two situations are alike and everyone has different needs. I will help prepare you with all the right information to make the most informed decisions you can.
    Products & Services
    Mortgage Loan Officer
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    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 331280
    Disclaimer
    Ladera Lending, Inc.
    NMLS # 835555
    Privacy Policy
    NMLS Consumer Access
    State Licenses