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Andy Espineira - Site Manager - VP | NMLS # 331280 in Ladera Ranch, CA

Andy Espineira

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Site Manager - VP | NMLS # 331280

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I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where m... Show More
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Reviews from Web
  • Encompass
    S
    Sandeep K P
    Fremont, CA
    Posted on December 21st, 2021 04:19 PM
    very personable.
  • Encompass
    K
    Karen A B
    Palm Desert, CA
    Posted on December 15th, 2021 04:04 AM
    Andy was so easy to work with. He made the process painless and simple- What more can you ask for...Oh, quick! He made it that too! =)
  • Encompass
    C
    Carole A C
    Denver, CO
    Posted on December 12th, 2021 06:53 PM
    Always on top of the process and minimum work on my part
  • Encompass
    J
    James A V
    Newhall, CA
    Posted on December 9th, 2021 09:34 PM
    We love Andy Espineira. This is our second mortage with Andy and he is the only person we trust to handle our mortage needs.
  • Encompass
    J
    John T F
    Tampa, FL
    Posted on December 9th, 2021 08:49 PM
    Good communication.
  • Encompass
    R
    Richard E P
    Harbor City, CA
    Posted on December 5th, 2021 05:45 PM
    Andy made it easy and came through with flying colors!
  • Encompass
    J
    James A B
    Palm Desert, CA
    Posted on November 26th, 2021 06:50 PM
    Andy is incredible. He's the best with whom we've ever had the privilege to work. We'll be long-term customers! Thank you, Andy!
  • Encompass
    E
    Erica A
    Los Banos, CA
    Posted on October 16th, 2021 03:09 PM
    Fast ...professional...lots of knowledge
  • Encompass
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    Michael R L
    Laguna Woods, CA
    Posted on October 9th, 2021 08:15 PM
    Andy and Nikki were great to work with and available when I needed them. They made it easy from day one to funding. I will definitely work with Andy and Ladera Lending again.
  • Encompass
    M
    Maria V
    Norwalk, CA
    Posted on September 29th, 2021 03:02 PM
    The immediate response from everyone!
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    About
    I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where my own. I personally try and act as your financial planner and help educate you and your family to assist in making the right decisions for you. No two situations are alike and everyone has different needs. I will help prepare you with all the right information to make the most informed decisions you can.
    Products & Services
    Mortgage Loan Officer
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    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 331280
    Disclaimer
    Ladera Lending, Inc.
    NMLS # 835555
    Privacy Policy
    NMLS Consumer Access
    State Licenses