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Andy Espineira - Site Manager - VP | NMLS # 331280 in Ladera Ranch, CA

Andy Espineira

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Site Manager - VP | NMLS # 331280

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I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where m... Show More
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Reviews from Web
  • Zillow
    S
    Scooter72151
    Fort Collins, CO
    Posted on March 4th, 2022 12:00 AM
    Andy worked through obstacles to get an extremely hard deal done. I do not know anyone who would have gone the extra mile in this industry. Excellent work and I look forward to referring all my clients.
  • Zillow
    J
    Jbiggs
    Posted on March 2nd, 2022 05:11 AM
    Andy is an incredible lender! I've worked with other lenders over the years, and Andy is truly a cut above the rest.My wife and I worked with him on a home refi and a new mortgage. He and his team are incredibly attentive, and I can earnestly...
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  • Zillow
    J
    Jbiggs
    Phoenix, AZ
    Posted on March 1st, 2022 12:00 AM
    Andy is an incredible lender! I've worked with other lenders over the years, and Andy is truly a cut above the rest.My wife and I worked with him on a home refi and a new mortgage. He and his team are incredibly attentive, and I can earnestly...
    read more
  • Zillow
    D
    Don C
    Posted on February 26th, 2022 06:36 PM
    Andy is the best lender i have ever had the pleasure of working with!! His experience and knowledge makes the entire process easy to understand and stress-free.He alway looks at each possible angle to figure out how to get the best deal possible...
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  • Encompass
    D
    Don M C
    Fort Collins, CO
    Posted on February 26th, 2022 06:35 PM
    Andy is the best lender i have ever had the pleasure of working with!! His experience and knowledge makes the entire process easy to understand and stress-free.He alway looks at each possible angle to figure out how to get the best deal possible...
    read more
  • Zillow
    D
    Don C
    Poway, CA
    Posted on February 26th, 2022 12:00 AM
    Andy is the best lender i have ever had the pleasure of working with!! His experience and knowledge makes the entire process easy to understand and stress-free.He alway looks at each possible angle to figure out how to get the best deal possible...
    read more
  • Encompass
    A
    Adrian M
    Reno, NV
    Posted on February 1st, 2022 04:34 PM
    Personalized service with attention to detail! Thank you!
  • Encompass
    N
    Nidia T
    Anaheim, CA
    Posted on January 13th, 2022 04:25 PM
    Andy Espineira was amazing at helping us navigate through the whole loan process. It was difficult at first we hit a few roadblocks but he helped us get through them and to closing. He made sure to explain everything in such detail and made...
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  • Encompass
    G
    Gail A
    Cape Coral, FL
    Posted on January 3rd, 2022 06:27 PM
    Andy Espineira is extremely knowledgeable and professional. His communication was thorough and kept me informed through every step of our refinance process and completed everything on time. I was impressed with his service and would highly...
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  • Encompass
    B
    Blanca E A
    Winnetka, CA
    Posted on January 1st, 2022 06:42 PM
    Document back and fourth was kept to a minimum. Transaction was smooth!
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    About
    I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where my own. I personally try and act as your financial planner and help educate you and your family to assist in making the right decisions for you. No two situations are alike and everyone has different needs. I will help prepare you with all the right information to make the most informed decisions you can.
    Products & Services
    Mortgage Loan Officer
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    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 331280
    Disclaimer
    Ladera Lending, Inc.
    NMLS # 835555
    Privacy Policy
    NMLS Consumer Access
    State Licenses