Andy Espineira
Site Manager - VP | NMLS # 331280
I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help.
I treat every transaction as if it where m... Show More
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Andy’s communication was on point and that’s what made the process go by faster.
The entire experience was superb! Mr. Espineira did an exceptional job in handling the refinancing of my home. I will recommend Ladera to my friends and family. Thanks again!
All the agents were very kind, open to our questions, kept us updated and responded promptly to every form of contact we made.
Thank you for your services.
Reply from Kevin Smith
May 27th, 2022 01:01 AM
Hi Tommie! Thank you for taking the time to share your experience with us! We’re thrilled to hear that you’re happy with our service. We look forward to working with you down the road!
Everyone was very polite and responsive. However the process was extremely lengthy and when we finally closed, all the checks for my creditors were mailed to me. Meaning i had to take half day from work and deliver chks to local banks and had...
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We highly recommend working with Andy Espineira! He was recommended to us, and we understand why -- he was easy to work with, guided us through the process of buying our first home, got us the best rate, and was available anytime for questions....
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Andy is always around to answer questions and has a good sense of humor. Will continue to refer folks to him.
Available to answer all my questions. Creative in finding options for financing, especially for someone who is self-employed.
Andy kept us informed in a timely manner and communicated clearly regarding the info and paperwork that was needed from us. Thanks, Andy!
We dealt primarily with 3 key people-Andy Espineira, Darlene Hiraki and Myron Keyes. Andy stayed involved throughout the process. Darlene and Myron handled their areas promptly and precisely. All 3 kept us informed and responded to our many...
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Andy worked through obstacles to get an extremely hard deal done. I do not know anyone who would have gone the extra mile in this industry. Excellent work and I look forward to referring all my clients.
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About
I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help.
I treat every transaction as if it where my own. I personally try and act as your financial planner and help educate you and your family to assist in making the right decisions for you. No two situations are alike and everyone has different needs. I will help prepare you with all the right information to make the most informed decisions you can.
Products & Services
Mortgage Loan Officer
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Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 331280
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