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Guild Mortgage - Andy Cardina
Sales Manager | NMLS# 143174

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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8 AM to 5 PM(Open now)
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
everyone was willing and able to execute on short notice. Everything went smoothly.
Reply from Guild Mortgage - Andy Cardina
July 9th, 2026 04:11 PM
Warren, I'm happy to know that everything went smoothly and that the team was able to execute on short notice. Your feedback is appreciated, and I'm glad we could meet your expectations.
It was a pleasure working with Andy and his team for my first-time homebuyers. Your team made it easy and were there for questions as they came up. I appreciate the smooth transaction!
Reply from Owner
July 9th, 2026 04:10 PM
Vanessa, I'm grateful to hear that the process was smooth for your first-time homebuyers. It's good to know that my team and I could assist you effectively and be there for any questions along the way. Thank you for your kind words!
I enjoyed talking through the appraisal with Andy and seeing what we could do. I appreciated his call and willingness to talk through some important details at hand. Shilo & Kate were also great to work with as they were quick to get back to...
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Reply from Guild Mortgage - Andy Cardina
July 9th, 2026 04:11 PM
Vanessa, I'm glad to hear that you enjoyed our discussion about the appraisal and found it helpful. It's nice to know that Shilo and Kate were responsive and contributed positively to your experience. I appreciate your kind words about the...
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Great transaction
Reply from Andy Cardina
May 15th, 2026 07:08 PM
Susan, I appreciate your feedback on the transaction. It's great to know that everything went smoothly for you. Thank you for sharing your experience!
Communication, Kate Martin does a super job, she fits buyers into the financing program that fits best, so appreciative for her expertise!
Reply from Andy Cardina
May 11th, 2026 05:40 PM
Dennis, I'm grateful for your kind words about Kate Martin's expertise and communication skills. It's appreciated to know that her efforts in finding the best financing program made a positive impact on your experience. Thank you for sharing...
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Being the seller's agent, I had very little communication with you, but you seemed accessible. I liked that you came to the settlement.
Reply from Andy Cardina
May 11th, 2026 03:09 PM
Gerry, thank you for your feedback. I'm glad to hear that my accessibility and presence at the settlement were appreciated. If there's anything more I can do in the future, please feel free to reach out.
Amazing experience all around!
Reply from Andy Cardina
May 11th, 2026 05:49 PM
Jacob, I'm pleased to hear you had a great experience all around. Thank you for sharing your positive feedback with me!
The team at Guild swooped in to make our process go smoothly and swiftly, making sure we didn’t miss any key details along the way. They provided helpful guidance, systems to keep us on track, and quick answers and solutions when time was of...
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Reply from Andy Cardina
July 9th, 2026 04:12 PM
Eugene, I'm grateful to know that the team and I could contribute to a smooth and swift process for you. It's wonderful that we could help keep everything on track for a successful, on-time close. Thank you for sharing your experience, and...
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Andy recently assisted on the buying side of a transaction where I represented the sellers, and he was fantastic to work with. He was responsive, communicative, and kept me informed every step of the way. I never had to wonder where we were...
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Reply from Guild Mortgage - Andy Cardina
July 10th, 2026 05:11 PM
Jordan, I'm grateful for your positive feedback and for highlighting the smooth communication throughout the transaction. It's good to know that my team and I could assist effectively and keep you informed at every stage. Thank you for your...
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Buying in PA from AZ makes things a bit more difficult but his went very smoothly.
Reply from Andy Cardina
May 1st, 2026 07:15 PM
I'm glad to hear that the process went smoothly for you despite the distance, Robert. Thank you for sharing your positive experience with me!
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Time Zone
Pacific Standard Time (PST)
Disclaimer
I am authorized to do business in the state of Pennsylvania.; NMLS ID: 143174; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.