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Guild Mortgage - Andy Cardina
Sales Manager | NMLS# 143174

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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8 AM to 5 PM(Open now)
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8 AM to 5 PM
Thu
8 AM to 5 PM
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A lot of my clients work with guild and it's always a great experience . Shilo Bair was exemplary in her communication and making sure my clients had everything in a timely manner and always knew what next steps were coming. I cant can't thank...
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Reply from Andy Cardina
January 26th, 2026 09:34 PM
Dakota, I'm pleased to hear that your clients have consistently had positive experiences with Guild Mortgage. Shilo Bair’s excellent communication and dedication to ensuring everything is handled promptly truly makes a difference in the process....
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I can't recommend Guild Mortgage enough! As a first-time homebuyer, I was anxious about how arduous the mortgage process could be. Those nerves were quickly settled after meeting with the Guild team. They made me feel comfortable and confident...
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We were lucky enough to work with Andy, Shilo, and the rest of them team at Guild who provided top-notch customer service in the process of buying our first home. The team worked extremely hard to ensure that our experience was smooth and expedited....
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The Guild Mortgage team were fantastic in our process of buying our first home. They were in close contact with our agent, making sure that everything was completed in a timely manner, ultimately making our home-buying process as smooth as...
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Reply from Andy Cardina
January 26th, 2026 05:39 PM
Spencer, it was wonderful to hear about your positive experience with the Guild Mortgage team during your first home purchase. Maintaining open communication with your agent and ensuring a smooth process are key priorities for me. I'm also...
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Our mortgage lender was excellent. She responded to us right away every time we had a question and took the time to explain the entire process clearly. She made everything easy to understand and helped us feel confident throughout the whole...
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Reply from Andy Cardina
January 19th, 2026 05:55 PM
Thank you for sharing your experience, Madeline. I'm glad to hear that your mortgage lender provided such prompt and clear communication. Ensuring everything is easy to understand is a priority, and it's great to know she helped foster your...
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The Guild team was very professional, quick to respond, and made the whole process very easy for this first-time home buyer. They kept me updated throughout the whole process and were always willing to answer any questions I had.
Reply from Andy Cardina
January 19th, 2026 09:44 PM
Anthony, it's great to hear that the Guild team provided such a seamless experience for your first home purchase. Keeping you informed and responding to your questions promptly are important aspects of my service, and I'm glad they met your...
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We had a fantastic experience working with Rob. He was incredibly kind, funny, and extremely knowledgeable, which made the entire process much less stressful. Rob took the time to thoroughly explain our different loan options and patiently...
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We had a fantastic experience working with our Rob. He was incredibly kind, funny, and extremely knowledgeable, which made the entire process much less stressful. Rob took the time to thoroughly explain our different loan options and patiently...
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Reply from Andy Cardina
January 19th, 2026 02:33 PM
It's wonderful to hear about your positive experience with Rob, Kaitlyn. Knowing that his kindness, humor, and expertise made the process less stressful for you is truly rewarding. I'm pleased he could guide you through your loan options and...
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We were crunched on time due to the failure of another mortgage company. Andy was clear and direct on what information he needed from us. Andy was still able to get us to our original closing date despite the limited time available!
Reply from Andy Cardina
January 19th, 2026 08:01 PM
I'm pleased to hear that I could assist you in staying on track with your original closing date, Allyson. Managing time efficiently under pressure is always a challenge, so I'm glad everything worked out well for you. If you have any more questions...
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Guild Mortgage - Andy Cardina has received a review with 5 star rating from Rachel I
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Time Zone
Pacific Standard Time (PST)
Disclaimer
I am authorized to do business in the state of Pennsylvania.; NMLS ID: 143174; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.