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Andrea Cote - Loan Originator  |  NMLS:80115

Andrea Cote

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Loan Originator | NMLS:80115

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
  • Encompass
    A
    Amanda M D
    CLEMMONS, NC
    Posted on October 6th, 2025 02:49 PM
    Super simple process, easy and clear communication, and great access to everything through the app!
    Reply from Andrea Cote
    October 20th, 2025 02:29 PM
    I'm glad the process felt straightforward and that the communication and app access met your needs, Amanda. It's important to me to provide a smooth experience. Should you have any more questions or need assistance in the future, don't hesitate...
    read more
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    Taylor D
    Kernersville, NC
    Posted on September 29th, 2025 01:06 PM
    She knew what she was doing and was very patient
    Reply from Andrea Cote
    October 13th, 2025 07:27 PM
    Thank you for your kind words, Taylor. I'm pleased to hear that my guidance and patience made a positive impact on your experience. If you have any more questions or need further assistance, please feel free to reach out to me anytime.
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    William A H
    MOUNT AIRY, NC
    Posted on September 25th, 2025 01:07 PM
    I have NEVER seen a mortgage make it through underwriting as quickly as with Andrea's team. She was reachable just about any time and worked diligently to get answers to my questions. It was overall an outstanding experience however, as technology...
    read more
    Reply from Andrea Cote
    October 8th, 2025 01:08 PM
    William, I appreciate your feedback and am pleased to hear that your experience was positive overall. I'm glad I could assist you quickly and answer your questions throughout the process. I understand the challenges with using various portals...
    read more
  • Encompass
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    Stephen N
    Salisbury, NC
    Posted on September 22nd, 2025 03:56 PM
    The process had ups and downs for stresses from trying to get all the correct paper work, but Andrea & Lauren helped every step of the way with explaining what was needed, what to do, how to gain the information and supported us the whole way....
    read more
    Reply from Andrea Cote
    October 5th, 2025 03:58 PM
    Stephen, I'm glad that I could support you through the process, even with its ups and downs. It's important to me to provide clear guidance and help you navigate every step. Should you have any more questions or need further assistance, feel...
    read more
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    Alexis L A
    HOPKINS, SC
    Posted on September 22nd, 2025 01:16 PM
    She listened to me while I cried my eyes out
    Reply from Andrea Cote
    October 5th, 2025 01:18 PM
    Alexis, I truly appreciate you sharing your experience with me. Being there to listen and support during challenging times is something I take seriously, and I'm glad I could be of help. If there's anything more you need, please don't hesitate...
    read more
  • Encompass
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    Jimmie R
    GREENSBORO, NC
    Posted on September 4th, 2025 03:52 PM
    What a great, awesome, and wonderful experience I had working with Andrea Cote and her team. She was very knowledgeable, and details were handled extremely well and timely. They gathered the necessary information, thoroughly laid out my options...
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    Reply from Andrea Cote
    September 17th, 2025 03:53 PM
    Jimmie, I'm glad to hear that you had such a positive experience working with me and my team at Envoy Mortgage Ltd. It was important to ensure everything was handled promptly and effectively for your closing process. I appreciate your kind...
    read more
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    Jennetta N M
    Greensboro, NC
    Posted on August 30th, 2025 04:04 PM
    The team communicated very well.
    Reply from Andrea Cote
    September 12th, 2025 04:05 PM
    Your feedback about the communication is much appreciated. If there's anything more you need assistance with or if you have further comments, please feel free to let me know. Thank you for sharing your experience!
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    Zachary T
    CLEMMONS, NC
    Posted on August 24th, 2025 08:01 PM
    Andrea is the best in the business. Happy to have came back here for my fourth mortgage! She always delivers the best numbers and service!
    Reply from Andrea Cote
    September 6th, 2025 08:03 PM
    Zachary, I'm grateful for your kind words and continued trust in my services at Envoy Mortgage Ltd. It's been my pleasure to assist you with your fourth mortgage, and I'm glad to know you were satisfied with both the numbers and service. If...
    read more
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    Marcus M
    GREENSBORO, NC
    Posted on August 18th, 2025 05:28 AM
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    Reply from Andrea Cote
    August 31st, 2025 05:28 AM
    Marcus, thanks for reaching out with your review. It seems there might have been a mix-up with the message; I'd love to assist you further or understand what you’d like to share. If you have any comments or questions about your experience,...
    read more
  • Encompass
    R
    Rebecca S R
    PILOT MOUNTAIN, NC
    Posted on August 15th, 2025 04:20 PM
    None of our move from Indiana to North Carolina was easy. Andrea at Envoy made it so much easier. She communicated very well, answered questions in a heartbeat, and was very understanding.
    Reply from Andrea Cote
    August 28th, 2025 04:20 PM
    Rebecca, I truly appreciate your thoughtful review. Navigating a move can indeed be challenging, and I'm glad I could help make the mortgage process a bit smoother for your transition from Indiana to North Carolina. It's important to me to...
    read more
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA Streamline Refinance
    View All
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    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS # 80115
    Disclaimer
    Equal Housing Opportunity

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    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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