

Andrea Cote
Loan Originator | NMLS:80115

Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Reviews from Web
The process had ups and downs for stresses from trying to get all the correct paper work, but Andrea & Lauren helped every step of the way with explaining what was needed, what to do, how to gain the information and supported us the whole way....
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Reply from Andrea Cote
October 5th, 2025 03:58 PM
Stephen, I'm glad that I could support you through the process, even with its ups and downs. It's important to me to provide clear guidance and help you navigate every step. Should you have any more questions or need further assistance, feel...
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She listened to me while I cried my eyes out
Reply from Andrea Cote
October 5th, 2025 01:18 PM
Alexis, I truly appreciate you sharing your experience with me. Being there to listen and support during challenging times is something I take seriously, and I'm glad I could be of help. If there's anything more you need, please don't hesitate...
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What a great, awesome, and wonderful experience I had working with Andrea Cote and her team. She was very knowledgeable, and details were handled extremely well and timely. They gathered the necessary information, thoroughly laid out my options...
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Reply from Andrea Cote
September 17th, 2025 03:53 PM
Jimmie, I'm glad to hear that you had such a positive experience working with me and my team at Envoy Mortgage Ltd. It was important to ensure everything was handled promptly and effectively for your closing process. I appreciate your kind...
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The team communicated very well.
Reply from Andrea Cote
September 12th, 2025 04:05 PM
Your feedback about the communication is much appreciated. If there's anything more you need assistance with or if you have further comments, please feel free to let me know. Thank you for sharing your experience!
Andrea is the best in the business. Happy to have came back here for my fourth mortgage! She always delivers the best numbers and service!
Reply from Andrea Cote
September 6th, 2025 08:03 PM
Zachary, I'm grateful for your kind words and continued trust in my services at Envoy Mortgage Ltd. It's been my pleasure to assist you with your fourth mortgage, and I'm glad to know you were satisfied with both the numbers and service. If...
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Reply from Andrea Cote
August 31st, 2025 05:28 AM
Marcus, thanks for reaching out with your review. It seems there might have been a mix-up with the message; I'd love to assist you further or understand what you’d like to share. If you have any comments or questions about your experience,...
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None of our move from Indiana to North Carolina was easy. Andrea at Envoy made it so much easier. She communicated very well, answered questions in a heartbeat, and was very understanding.
Reply from Andrea Cote
August 28th, 2025 04:20 PM
Rebecca, I truly appreciate your thoughtful review. Navigating a move can indeed be challenging, and I'm glad I could help make the mortgage process a bit smoother for your transition from Indiana to North Carolina. It's important to me to...
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No pain no hold
Reply from Andrea Cote
August 28th, 2025 01:57 PM
Thank you for your review, Stewart. I'm pleased to hear that your experience was smooth. If there’s anything else I can assist you with or if any questions arise, please feel free to get in touch. Stay well!
If I had not been an uninformed buyer, I would have been at a much higher rate, or an adjustable rate buy-down instead of a fixed rate. In addition, Andrea calling my realtor to ask for gossip on me was disgusting. I have already shared not...
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Andrea was great to work with and helped us feel properly informed when making decisions around our mortgage.
Reply from Andrea Cote
August 10th, 2025 01:18 PM
Christopher, thank you for your kind review. I'm really glad to hear that you felt informed and supported throughout the mortgage process. Helping clients make confident decisions is a top priority for me, and it's rewarding to know the experience...
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About
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA Streamline Refinance
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- NMLS # 80115
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(877) 232-2461 or (713) 977-8005
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