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Andrea Cote - Loan Originator  |  NMLS:80115

Andrea Cote

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Loan Originator | NMLS:80115

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
  • Encompass
    S
    Stewart C R
    PILOT MOUNTAIN, NC
    Posted on August 15th, 2025 01:56 PM
    No pain no hold
    Reply from Andrea Cote
    August 28th, 2025 01:57 PM
    Thank you for your review, Stewart. I'm pleased to hear that your experience was smooth. If there’s anything else I can assist you with or if any questions arise, please feel free to get in touch. Stay well!
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    Anastasia L R
    HIGH POINT, NC
    Posted on August 13th, 2025 01:09 PM
    If I had not been an uninformed buyer, I would have been at a much higher rate, or an adjustable rate buy-down instead of a fixed rate. In addition, Andrea calling my realtor to ask for gossip on me was disgusting. I have already shared not...
    read more
  • Encompass
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    Christopher C C
    WINSTON SALEM, NC
    Posted on July 28th, 2025 01:16 PM
    Andrea was great to work with and helped us feel properly informed when making decisions around our mortgage.
    Reply from Andrea Cote
    August 10th, 2025 01:18 PM
    Christopher, thank you for your kind review. I'm really glad to hear that you felt informed and supported throughout the mortgage process. Helping clients make confident decisions is a top priority for me, and it's rewarding to know the experience...
    read more
  • Encompass
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    Samantha R
    Winston Salem, NC
    Posted on July 21st, 2025 08:31 PM
    Andrea was always available to answer any questions I had throughout this proces. She was a huge help and I cannot thank her enough for her guidence .
    Reply from Andrea Cote
    August 3rd, 2025 08:33 PM
    Thank you, Samantha, for your kind words. I'm so glad to hear that I could be consistently available and helpful to you throughout the process. It’s important to me that my clients feel supported every step of the way. If you have any more...
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  • Encompass
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    James D W
    KERNERSVILLE, NC
    Posted on July 21st, 2025 12:44 PM
    Andrea made sure we were comfortable with the overall loan process and ensured all of our questions were answered.
    Reply from Andrea Cote
    August 3rd, 2025 12:44 PM
    Thank you, James, for sharing your experience. I'm glad to know that I could help make the loan process comfortable and clear for you. It's important to me that all questions are answered thoroughly, ensuring you feel confident at each step....
    read more
  • Encompass
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    Amber M Y
    REIDSVILLE, NC
    Posted on July 9th, 2025 03:03 PM
    We are so thankful to have had such a positive and smooth experience with your team during one of the biggest milestones of our lives—purchasing our first home. From start to finish, your professionalism, support, and genuine care made all...
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    Reply from Andrea Cote
    July 22nd, 2025 03:05 PM
    Amber, I'm truly touched by your thoughtful and heartfelt review. It’s a privilege to have been part of such an important milestone in your lives, and I’m thrilled to know that the experience was so positive for you. Navigating the home-buying...
    read more
  • Encompass
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    Katherine P
    CLEMMONS, NC
    Posted on July 1st, 2025 09:12 PM
    you were the experts and we simply followed your lead weth great results
    Reply from Andrea Cote
    July 14th, 2025 09:12 PM
    Thank you, Katherine, for your thoughtful review. I'm delighted to hear that following our lead led to such positive outcomes for you. It's always my goal to guide my clients effectively through the process. If you ever have more questions...
    read more
  • Encompass
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    Amanda S H
    OCEAN ISLE BEACH, NC
    Posted on July 1st, 2025 01:33 PM
    Andrea was very helpful throughout the entire process. Very
    Reply from Andrea Cote
    July 14th, 2025 01:35 PM
    Thank you, Amanda, for your kind words. I'm pleased to know that I could be helpful to you throughout the process. Ensuring a smooth experience is always my goal, so it's wonderful to hear it was valuable for you. Should you have any more questions...
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  • Encompass
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    Katesia S
    GRAHAM, NC
    Posted on June 27th, 2025 12:37 AM
    Andrea was very knowledgeable and helpful. She always answered my calls and stayed in constant communication with me . she made the process so easy and less stressful
    Reply from Andrea Cote
    July 10th, 2025 12:38 AM
    Thank you for your kind review, Katesia. I'm really glad to hear that my knowledge and communication made the process easier and less stressful for you. Staying in touch and being available are very important to me, so it's gratifying to know...
    read more
  • Encompass
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    Adam R H
    MOCKSVILLE, NC
    Posted on June 26th, 2025 04:30 PM
    Your company and staff where very pleasant and great to work with. Always answer my question in a timely manner.
    Reply from Andrea Cote
    July 9th, 2025 04:30 PM
    I'm really pleased to hear that you found working with my team and me a pleasant experience. Ensuring that your questions were answered promptly is always a priority for me. Thank you for your kind words, and if there's anything else you need...
    read more
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA Streamline Refinance
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    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS # 80115
    Disclaimer
    Equal Housing Opportunity

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