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Andrea Cote - Loan Originator  |  NMLS:80115

Andrea Cote

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Loan Originator | NMLS:80115

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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5 Star
93%
4 Star
6%
3 Star
0%
2 Star
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1 Star
1%
Reviews from Web
  • Encompass
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    Jason J N
    WINSTON SALEM, NC
    Posted on October 9th, 2026 01:22 PM
    it was Great
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    Robert F
    REIDSVILLE, NC
    Posted on October 2nd, 2026 06:12 PM
    You guys are just wonderful
    Reply from Andrea Cote
    October 12th, 2026 04:41 PM
    I'm grateful for your kind words, Robert. It's great to know that you had a positive experience with Envoy Mortgage Ltd.
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    LaToya M
    WINSTON SALEM, NC
    Posted on October 1st, 2026 01:45 PM
    I had a great experience with this mortgage lender. Communication was open and consistent throughout the entire process, and I always received timely updates on the progress of my loan. The team was professional, responsive, and made everything...
    read more
    Reply from Andrea Cote
    October 9th, 2026 01:46 PM
    I'm happy to hear that you had a great experience with the team at Envoy Mortgage Ltd, LaToya. Providing open and consistent communication is important to me, and I'm pleased that you found the process smooth and easy to understand. Thank you...
    read more
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    Ragan C T
    THOMASVILLE, NC
    Posted on September 28th, 2026 01:21 PM
    Strived to make my dream possible!
    Reply from Andrea Cote
    October 6th, 2026 01:23 PM
    It's wonderful to hear that I was able to help make your dream possible, Ragan. At Envoy Mortgage Ltd, supporting you in achieving your goals is truly rewarding.
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    Kyo W T B
    GREENSBORO, NC
    Posted on September 25th, 2026 10:14 PM
    made it simple
    Reply from Andrea Cote
    October 5th, 2026 06:53 PM
    I'm glad to know that I could make the process simple for you, Kyo. At Envoy Mortgage Ltd, ensuring a smooth experience is always my goal.
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    Jennifer T L
    HIGH POINT, NC
    Posted on September 11th, 2026 01:15 PM
    She above and beyond
    Reply from Andrea Cote
    September 21st, 2026 08:31 PM
    I'm pleased to hear that you felt I went above and beyond, Jennifer. Your positive experience with Envoy Mortgage Ltd means a lot to me.
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    Roger M
    ADVANCE, NC
    Posted on September 6th, 2026 07:21 PM
    Andrea and her team had to take over from another Mortgage team that had dropped the ball and got me qualified within 10 days to close on my original close date. The went above and beyond to focus on my prooblem and help me to get it resolved....
    read more
    Reply from Andrea Cote
    September 14th, 2026 07:22 PM
    Roger, I'm grateful that you entrusted me and my team to navigate your mortgage process, especially under such tight circumstances. It's nice to hear that we could resolve the issues and meet your original closing date. Your positive feedback...
    read more
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    Roger M
    Posted on September 3rd, 2026 05:12 PM
    I had a very bad experience with a new home builders mortgage company, with 10 days before my own home was to close and my purchase on the same day I contacted Andrea Cote at Envoy Mortgage and she worked very hard to get my loan approved prior...
    read more
    Reply from Andrea Cote
    September 11th, 2026 05:12 PM
    Roger, I'm pleased to hear that I could assist in getting your loan approved in such a tight timeframe. It's good to know that Jason and Lauren were also able to contribute positively to your experience. Thank you for acknowledging our efforts...
    read more
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    Cassandra M C
    MOCKSVILLE, NC
    Posted on August 27th, 2026 06:59 PM
    That Amanda Carey and Andrea Cote and Lauren was very awesome and consistent on everything they did from the beginning to the end of buying my house, I would recommend them to anyone whose looking to purchase a home.
    Reply from Andrea Cote
    September 4th, 2026 07:00 PM
    Cassandra, I'm happy to know that you found the support from Amanda, Lauren, and me consistent throughout your home buying journey. Your recommendation means a lot, and I'm pleased we could assist you effectively.
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    Kayla H K
    Lexington, NC
    Posted on August 26th, 2026 01:52 PM
    Andrea was the perfect lender for us! She moved mountains, told us exactly what we needed to do and when to be able to get in our budgeting price range. She was the sweetest and kindest soul, with a perfect attitude to compliment it. 10/10...
    read more
    Reply from Andrea Cote
    September 3rd, 2026 01:52 PM
    Kayla, I'm glad to hear that you found my guidance helpful in reaching your budgeting goals. Your kind words about my attitude and approach mean a lot to me. Thank you so much for your enthusiastic recommendation!
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA Streamline Refinance
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    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS # 80115
    Disclaimer
    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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