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AJ DiCarlo at CrossCountry Mortgage

Name: CrossCountry Mortgage
Address: 139 Beal Pkwy, Unit 104, Fort Walton Beach, Florida, 32548
Telephone: +1-850-733-6981
Rating: 4.97

Branch Manager | NMLS #2488670

CrossCountry Mortgage | Branch NMLS #2753860

4.97

(136)

Mortgage

Mortgage Loan Officer

Contact Info

(850) 299-8116

Fort Walton Beach, FL

https://www.crosscountrymortgage.com/fort-walton-beach-fl-4381/andrew-dicarlo?marketing_campaign=00898

Location & Business Hours

Business Hours

Tues

8:30 AM to 5 PM

Wed

8:30 AM to 5 PM

Thu

8:30 AM to 5 PM(Open now)

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4.97

(136)

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5 Star

99%

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1 Star

AJ is a breeze to work with. If you have a question, he has an answer. Thank you for making buying our first home so easy! We will always come back to you for our lending needs!

Reply from Owner

September 2nd, 2025 02:39 PM

So happy for you and Tim! That was such a smart purchase and you're already setting yourselves up for a great cash flowing investment property

Great communication and helps you understand the process 10/10

Reply from Owner

August 13th, 2025 05:34 PM

Jessica, was so great working with you. It was a long road to get you here but so glad I was along for the ride! Congrats on the sale of a home and the purchase of a new home!

Working with AJ DiCarlo and the Rate team was an absolute game-changer for us as first-time homebuyers. From the very first conversation, AJ took the time to explain every step of the process, answer our questions with patience, and guide us...

Reply from Owner

August 10th, 2025 03:01 AM

Kevin, you and your bride made the process very us allowing us to serve you so well. Thank you for your service.

I don’t leave reviews very often, but in AJ’s case, I want to make an exception. AJ and I just worked on a very difficult PCB condo sale. There were numerous times when the deal almost fell completely apart. AJ was THE person that got it to...

Reply from Owner

August 10th, 2025 03:00 AM

Joe, I greatly appreciate your words! You were a rockstar agent to work with and looking forward to conducting more business with you in the future!

I worked with AJ and his team to close on a property and they were amazing from start to finish! They are REAL people who will treat you right and care about your experience. Thank you!

Reply from Owner

August 10th, 2025 02:59 AM

Greg was a pleasure assisting you in the purchase of your first investment property and a place you and your family will love to come visit!

Had the pleasure to work with AJ with a new investment property. Went through the process of a DSCR loan and couldn't have been more pleased. Rates were similar to that of a conventional loan however, there was 5 times less paperwork headache...

Reply from Owner

July 15th, 2025 04:03 PM

Thank you for the glowing review! You have been one of my favorite investors to work with! Just let me know when we are on to the next one!

As second time home buyers, working with AJ was an absolute game-changer. From the very beginning, he was knowledgeable, transparent, and incredibly supportive. AJ took the time to walk us through every financing option and ultimately helped...

Reply from Owner

July 6th, 2025 12:58 PM

Tumah, you and Anthony were a dream to work with. I loved all the questions! A well-informed and inquisitive client is a much better client to work with and you epitomized that! Welcome toThe Emerald Coast and I hope you and your family love...

AJ DiCarlo literally makes miracles happen. Even with good credit and tons of available equity, and money saved, many lenders told us no. But we truly believe AJ was a God-send, and he had all the tools (and the right loan products) to get...

Reply from Owner

July 4th, 2025 12:10 PM

John, your kind words are humbling and truly appreciated! This was definitely a team effort. You and Julia gave me a plan, we collaborated, and together found a way to make your dreams a reality! You are more than just a client. I consider...

Working with Mr. DiCarlo was smooth and professional. He’s was always ready to assist me in the loan application process and made sure I was taken care of. I would definitely recommend him to anyone I know purchasing a home. All I have is sincere...

Reply from Owner

July 4th, 2025 12:03 PM

Sebastien, was so awesome being able to help you purchase your first home! You’ve been my youngest client ever! Setting yourself up for life!

Five stars for AJ! He was super professional and provided amazing customer service, making my son’s first home purchase smooth and stress-free—couldn’t ask for better! AJ’s professionalism shines through in his clear communication, always explaining...

Reply from Owner

July 2nd, 2025 07:21 PM

Matt, I am speechless. I am so glad I was there for Seb because we both know there was a time when I needed help and you were there for me. So glad to call you my friend!

81–90 of 136

About

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Fort Walton Beach, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2488670 | Branch NMLS #2753860

Products & Services

Mortgage Loan Officer

Conventional Home Loan

Specialities

Conventional Loan

VA Loan

Jumbo Loan

Fixed Rate Mortgage

Adjustable Rate Mortgage

FHA Loan

USDA Home Loan

FHA 203k Limited Refinance