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AJ DiCarlo at CrossCountry Mortgage

Name: CrossCountry Mortgage
Address: 139 Beal Pkwy, Unit 104, Fort Walton Beach, Florida, 32548
Telephone: +1-850-733-6981
Rating: 4.97

Branch Manager | NMLS #2488670

CrossCountry Mortgage | Branch NMLS #2753860

4.97

(136)

Mortgage

Mortgage Loan Officer

Contact Info

(850) 299-8116

Fort Walton Beach, FL

https://www.crosscountrymortgage.com/fort-walton-beach-fl-4381/andrew-dicarlo?marketing_campaign=00898

Location & Business Hours

Business Hours

Tues

8:30 AM to 5 PM

Wed

8:30 AM to 5 PM

Thu

8:30 AM to 5 PM(Open now)

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4.97

(136)

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5 Star

99%

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Hands down the best Lender I have ever dealt with! Available 24/7, always on top of tasks/deadlines, and mitigated so many issues I can’t even count. If could give 6 stars I would.

Reply from Owner

December 11th, 2025 10:46 AM

Michael, and those were just the issues you knew about! Me and your agent almost had to wage war a few times to get things taken care of! 🤣Seriously though, I genuinely am humbled by your kind words. You were like Teflon with everything that...

AJ and his team are spectacular! This closing was a particularly difficult one. I was getting emails from AJ at 1 AM, some nights. We got it to the finish line and my buyers are elated! highly rate AJ and his team, if you are looking for a...

Reply from AJ DiCarlo

November 19th, 2025 09:38 PM

I enjoyed working with you. Thanks for the great feedback.

AJ was incredibly responsive and straightforward. He provided us with a wealth of knowledge and kept us well informed throughout the process.

Reply from AJ DiCarlo

November 19th, 2025 03:06 PM

It's great to hear that you found my approach responsive and straightforward, Jason. I am committed to ensuring my clients stay informed every step of the way. If there's anything more I can do for you, feel free to reach out.

AJ was great to work with. He helped my clients with a VA loan, we closed on time and everything was smooth from beginning to end! Thanks so much for everything! I'll definitely be sending more clients your way!

Reply from Owner

October 29th, 2025 07:43 PM

Rebecca thank you so much for trusting me with your client. You made the process equally as easy with your communication and transparency! Looking forward to working with you again!

I prefer to stay anonymous, but I assure you I am a real customer. It was a pleasure to work with AJ DiCarlo. He made this a smooth and painless process and I will be recommending him to others! Thank you Aj for helping make a dream come true!...

Reply from Owner

October 29th, 2025 07:42 PM

While I know who you are, I won’t reveal your superhero identity! You came to me thinking you had no hope but I don’t take “no” for an answer! We will always find a way to “yes” and glad we did for you!

AJ and his team are absolutely AMAZING! They were beyond helpful and always super friendly and professional! I am a first time home buyer and would have been completely lost without them! AJ was by my side throughout the entire process and...

Reply from Owner

October 22nd, 2025 02:37 PM

Lauren, you were an absolute joy to work with!!! So glad our team to include Jamie and Brandon could make this happen for you!

I've worked with AJ as an RE transaction coordinator, and he's helped me with my personal investment in an Airbnb. I can't recommend him enough. He provides excellent communication, professionalism, and most of all, guidance throughout the...

Reply from Owner

October 18th, 2025 03:36 PM

Thank you Jess! Not only are you a phenomenal Transaction Coordinator to work with, but you were just as great a client. Lots of luck to you and Angel on your first Investment Property!

As a realtor, I’ve worked with a lot of lenders, but AJ is hands down one of the best. He really knows his stuff when it comes to loans and the mortgage process, and he always takes the time to explain things in a way that makes sense.I trust...

Reply from Owner

September 17th, 2025 12:02 PM

Caron, you are more than just a client and realtor. You were a friend long before either! You are so driven, hardworking, and kind. I appreciate your business but most of all your friendship!

AJ is the lending partner you need whether you’re a buyer or an agent. He saved our deal when we had no hope. He is hardworking, knowledgeable and responsive!! Highly recommend using AJ in your next real estate purchase/transaction.

Reply from Owner

September 17th, 2025 12:00 PM

Millie, thank you for being such a proactive agent! Communication is key and you def kept the lines of communication going. It’s greatly appreciated! Thank you for trusting us to get this done for our clients!

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About

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Fort Walton Beach, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2488670 | Branch NMLS #2753860

Products & Services

Mortgage Loan Officer

Conventional Home Loan

Specialities

Conventional Loan

VA Loan

Jumbo Loan

Fixed Rate Mortgage

Adjustable Rate Mortgage

FHA Loan

USDA Home Loan

FHA 203k Limited Refinance