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AJ DiCarlo at CrossCountry Mortgage

Name: CrossCountry Mortgage
Address: 139 Beal Pkwy, Unit 104, Fort Walton Beach, Florida, 32548
Telephone: +1-850-733-6981
Rating: 4.96

Branch Manager | NMLS #2488670

CrossCountry Mortgage | Branch NMLS #2753860

4.96

(110)

Mortgage

Mortgage Loan Officer

Contact Info

(850) 299-8116

Fort Walton Beach, FL

https://www.ccm.com/aj-dicarlo

Location & Business Hours

Business Hours

Tues

8:30 AM to 5 PM

Wed

8:30 AM to 5 PM

Thu

8:30 AM to 5 PM

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4.96

(110)

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My wife and I cannot recommend AJ highly enough. From the very beginning, he went ABOVE and BEYOND to help us navigate the home buying process and secure a VA loan for our first home.Our situation was faaaarrrr from ideal! After completing...

Reply from Owner

June 12th, 2026 01:43 AM

Thank you both so much for sharing your story I’m honestly moved reading it.What you went through was anything but easy. A PCS move, then finding out a month later that your rental was being sold out from under you that’s the kind of curveball...

The entire CrossCountry team are simply amazing! The transparency and consistent communications across multiple parties was incredible. Everyone was on the same page and went above and beyond to make sure nothing fell through the cracks. Great...

Reply from Owner

June 12th, 2026 01:41 AM

Thanks so much for the generous review! It truly means a lot. Working alongside you through your home-buying process was a pleasure, and I’m thrilled we could get everything done smoothly. Thank you for the recommendation and for putting your...

AJ is very professional, knowledgeable, and right on top of things! They worked hand in hand with us and it was pretty fast! I would highly recommend working with him. Thank you folks for helping us out…

Reply from Owner

June 12th, 2026 01:39 AM

Thank you so much for the kind words! It was a pleasure working with you, and I’m glad we could keep things moving quickly. Helping you and Aimee reach the finish line is exactly what my team and I are here for. Wishing you all the best in...

AJ provided the best service! He communicated every step of the way. AJ took our application and was clear to close in less than 2 weeks. AJ worked hard to get this loan closed . This was by far the best mortgage experience we've ever had....

Reply from Owner

June 2nd, 2026 12:41 PM

Angela, no two better people to assist through what was unfortunately made a stressful process, then you and Vernon! I feel lucky our paths crossed and that we were able to help you get your investment property loan across the finish line!...

Reply from AJ DiCarlo at CrossCountry Mortgage

June 1st, 2026 04:34 PM

Vernon, I appreciate your wonderful feedback. It's great to hear that you found the mortgage process smooth and efficient, with clear communication throughout. I'm pleased to have been able to assist in closing your loan so quickly. Thank you...

As a Realtor AJ is great! Not only does he communicate and is always available. He came in last minute to help save a deal for my clients. If you want someone who truly cares he is your guy!

Reply from Owner

May 23rd, 2026 03:09 PM

Zach, I appreciate you putting the trust in me with your clients when time was of the essence and you needed that extra muscle to get the transactions across the finish line! Your communication and proactivity are second to none! Looking forward...

I needed an investment property loan and AJ was able to get me amazing terms and a great rate!!! He is very knowledgeable about any type of financing option for any type of deal you could ever need. I am going to work with him for all of my...

Reply from Owner

May 23rd, 2026 03:10 PM

Dustyn, you are quickly becoming an RE Investing powerhouse! Glad to be along for the ride with you!

AJ was the best person I could have worked with. He was very informative, personable, and he was always available if i had any questions or concerns. I will be working with him in the future.

Reply from Owner

May 23rd, 2026 03:07 PM

Ready for more transactions with you! You were ultra-responsive and proactive throughout the process! Dream investor to work with!

AJ and his entire team where outstanding from the very beginning to the end. He made us feel confident and comfortable in the home buying process, and answered all simple/indepth questions with respect and grace! AJ and his team where honest,...

Reply from AJ DiCarlo

May 22nd, 2026 06:59 PM

Victor, I'm grateful for your kind words about my team and me. It's good to know that you felt confident and comfortable throughout the home buying process. We appreciate your recognition of our honesty, professionalism, and knowledge. If you...

AJ, Jennifer, and the entire team were absolutely incredible people to work with! They answered all our questions with grace and kindness. They made us feel comfortable and confident in the home buying process even though it was our first time...

Reply from Owner

May 14th, 2026 10:00 PM

Daniel, the journey to this point was long and filled with lots of ups and downs but the wait was well worth it!!! So happy for you and your family and hope you have many years of happiness in your new home!

10 of 110

About

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Fort Walton Beach, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2488670 | Branch NMLS #2753860

Products & Services

Mortgage Loan Officer

Conventional Home Loan

Specialities

Conventional Loan

VA Loan

Jumbo Loan

Fixed Rate Mortgage

Adjustable Rate Mortgage

FHA Loan

USDA Home Loan

FHA 203k Limited Refinance