Top 5%
AJ DiCarlo at CrossCountry Mortgage
Branch Manager | NMLS #2488670
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Fort Walton Beach, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner... Show More
Location & Business Hours
Business Hours
Mon
8:30 AM to 5 PM
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
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Reviews from Web
Working with AJ has been an absolute game-changer for my clients and me! Communication is everything in this business, and AJ went above and beyond by keeping me informed every step of the way. I never once had to chase him down or wonder where...
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Working with AJ has been an absolute game-changer for my clients and me! Communication is everything in this business, and AJ went above and beyond by keeping me informed every step of the way. I never once had to chase him down or wonder where...
read more
Reply from Owner
August 15th, 2026 09:07 AM
Thank you so much for the kind words! It means a lot coming from you. Communication is everything, and I never want an agent or their clients left wondering where things stand. The Taylor Family was a pleasure to work with, and getting them...
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Very pleasant to work with and quick
Reply from AJ DiCarlo
August 14th, 2026 03:01 PM
Timothy, I'm pleased to hear that you found working with me pleasant and appreciated the quick process. Thank you for your positive feedback!
As a listing agent, you don’t always hear from the buyers lender. AJ was different. He kept me up to date with each stage of the buyers lending process. It was a smooth transaction and both the buyers & sellers were over joyed with the outcome...
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Reply from Owner
August 3rd, 2026 09:18 PM
Thank you, Shelby! This means a lot coming from a fellow professional and agent of your caliber! Communication is everything in this business, and I know how much smoother a transaction goes when the listing agent is kept in the loop at every...
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AJ went above and beyond for us, we can not recommend him enough!!
Reply from Owner
August 3rd, 2026 09:15 PM
Helping you reach the finish line is exactly what my team and I are here for. Wishing you all the best in your new chapter — and thank you for trusting us!
AJ was amazing, went above and beyond for us and I couldn't recommend him enough!
Reply from Owner
August 3rd, 2026 09:15 PM
Thank you so much for the kind words! It was a pleasure working with you, and I'm glad we could finally get past the contingencey hurdle and get this across the finish line!
First time home buyer (and first time posting a public review) but AJ and his team deserve to be bragged on. Could not have been a smoother experience. Extremely responsive, professional, and personable! everyone should use them!
Reply from Owner
August 1st, 2026 01:49 PM
Nate, this made my day! Buying your first home is a huge deal, and getting to walk through it with someone as easy-going and genuinely awesome as you made the whole process a joy on our end too! You were a dream client, always responsive, always...
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Amazing person and an easy process
Reply from AJ DiCarlo
July 27th, 2026 04:09 PM
John, I'm happy you found the process easy and appreciated working with me. Thank you for your kind words!
As a real estate agent along 30A and the Emerald Coast, I work with a lot of lenders, and AJ DiCarlo stands out as one of the best in the business. We just closed a very challenging transaction that honestly would not have gotten done without...
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Reply from Owner
July 10th, 2026 05:45 PM
Kyle, I appreciate your incredible feedback and recommendation. It's great to know that my efforts to navigate the challenges of your recent transaction made a positive impact. I'm grateful for your trust and support, and I'm pleased to have...
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AJ made my first home-buying experience smooth from start to finish. He was responsive, knowledgeable, and always took the time to answer my questions throughout the process. He kept me informed every step of the way and made what could have...
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Reply from Owner
July 2nd, 2026 01:35 AM
Thank you for such a thoughtful review! First home purchases come with a lot of questions, and you asked all the right ones. Keeping you informed and confident throughout the process was always the priority. It was a genuine pleasure working...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Fort Walton Beach, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2488670 | Branch NMLS #2753860
Products & Services
Mortgage Loan Officer
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Originating Branch ManagerAug 4th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2025
Time Zone
Central Standard Time (CST)
Licenses
- 2488670
Hobbies
- Scuba Diving
- Spearfishing
- Traveling
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095