Top 5%
AJ DiCarlo at CrossCountry Mortgage
Branch Manager | NMLS #2488670
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Fort Walton Beach, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
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Reviews from Web
From the beginning of the inquiry process to the actual application and preparation for closing, AJ and his team were swift to respond to my questions and requests. Communication was conducted in a transparent and professional manner.The title...
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Reply from Owner
September 27th, 2026 11:55 AM
Dawn, I am truly going to miss our talks. You are more than just a client. You are such a special person. Always happy and always positive. I am so grateful for you and our paths crossing. Congrats on your recent nuptials and congrats on your...
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From the beginning of the inquiry process to the actual application and preparation for closing, AJ and his team were swift to respond to my questions and requests. Communication was conducted in a transparent and professional manner. The title...
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AJ was phenomenal during the process of buying a home truly wouldn’t recommend anyone else. The team here got it done and made it as smooth as possible.
Reply from Owner
September 22nd, 2026 01:42 PM
Jake, this is exactly what we strive for! There was never once any doubt that we could get this done for you and Christine and your family and so glad to have y’all down here and congrats on getting picked up by the fire department!
AJ and his team were phenomenal. I naturally tend to ask a lot of questions and he made sure he answered my questions and was very diligent about it too. He ensured that we were well taken care of. Our process with the VA loan went so smooth...
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Reply from Owner
September 25th, 2026 11:00 AM
Thank you so much for the kind words. You and Jake were great to work with! Asking questions is exactly what you should do especially with a big purchase like this and glad we can make sure every one of them was answered with a clear answer....
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Because everyone who works gor A.J.Decarlo did a great job ,
sincerly
Scott William Hrdlicka
Reply from AJ DiCarlo
September 25th, 2026 08:27 PM
Scott, I appreciate your kind words about the team. At CrossCountry Mortgage, LLC, we take pride in doing a great job for our clients. Thank you for sharing your experience.
A.J. Decarlo, did everything necessary to help me and my wife refinance a investment property we own in Arkansas, the closing went very smoothly and actually was funded 4 days earlier than originally scheduled, which is unheard of usually when...
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Reply from Owner
September 21st, 2026 02:32 PM
Scott, you are undoubtedly a partner for life! Looking forward to many more transactions with you and also leaning on you for mentorship and advice as I expand my investment portfolio!
AJ DiCarlo at CrossCountry Mortgage has received a review with 5 star rating from Sessi H
Reply from Owner
September 21st, 2026 02:31 PM
Thank you Sessi! Looking forward to working with you and Scott more in the future!
It moved quick and was a smooth transaction
Reply from AJ DiCarlo
September 24th, 2026 08:18 PM
Sessi, I'm pleased to hear that the transaction went smoothly and moved quickly. At CrossCountry Mortgage, LLC, ensuring a seamless experience is our goal, and I'm glad that was reflected in your experience.
AJ kept me updated through the whole process, great communicator.
Reply from AJ DiCarlo at CrossCountry Mortgage
September 15th, 2026 06:06 PM
Cindy, I'm happy to know that you found my communication helpful throughout the process. At CrossCountry Mortgage, LLC, we strive to keep our clients well-informed, and your feedback is greatly appreciated.
Everything went like clockwork, and I was always kept informed
Reply from AJ DiCarlo
September 7th, 2026 02:57 PM
Martha, I'm glad to hear that everything went smoothly and that you felt well-informed throughout the process. Thank you for sharing your positive experience!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Fort Walton Beach, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2488670 | Branch NMLS #2753860
Products & Services
Mortgage Loan Officer
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Originating Branch ManagerAug 4th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2025
Time Zone
Central Standard Time (CST)
Licenses
- 2488670
Hobbies
- Scuba Diving
- Spearfishing
- Traveling
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095