Top 5%
AJ DiCarlo at CrossCountry Mortgage
Branch Manager | NMLS #2488670
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Fort Walton Beach, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
AJ was awesome through the whole process. He was always easy to get ahold of, kept us updated even when closing got pushed back, and made buying our first home with a VA loan way less stressful than we expected. Anytime we had questions about...
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Reply from Owner
October 20th, 2026 09:29 PM
Isaac, Thank you so much for the kind words, and congratulations on your first home! It was an honor to help you through the VA loan process. Closing dates can shift, and I'm glad the communication kept the stress down. Walking you through...
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Hands down best person I’ve done business with him and his team went above and beyond to turn this dream into a reality I truly cannot express my gratitude. Very knowledgeable even better staff I recommend anyone who needs funding to work with...
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Reply from Owner
October 6th, 2026 12:13 PM
Jalen, thank you for such a generous review! Seeing a dream turn into reality is the best part of what we do, and I'll be sure to pass your kind words along to my team. They work hard behind the scenes to make it happen. I'm grateful for your...
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AJ is the BEST at what he does! Great communicator, extremely knowledgeable and hard working! Would recommend him to anyone!
Reply from Owner
October 6th, 2026 12:13 PM
Karrah, reviews like this make the late nights worth it. Keeping you informed and getting you to the closing table is the job, and I'm grateful you trusted me with it. Thank you, and congratulations again on your new home!
AJ DiCarlo at CrossCountry Mortgage has received a review with 5 star rating from Ben M
Reply from Owner
October 6th, 2026 12:12 PM
Ben, Thank you! Was a pleasure working with you and looking forward to helping you procure more investment properties in the future!
FAST SERVICE WITH GOOD COMMUNICATION THROUGHOUT THE PROCESS
Reply from AJ DiCarlo
October 12th, 2026 02:17 PM
Benjamin, I'm happy to know that you experienced fast service and good communication throughout the process. At CrossCountry Mortgage, LLC, it's important to me that clients feel informed and supported every step of the way. Thank you for sharing...
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What a phenomenal job AJ did with taking care of first time homebuyers I had the pleasure of assisting ! His responsiveness, vast knowledge in the mortgage industry and trustworthiness gave me and homebuyers complete confidence throughout the...
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Reply from Owner
October 6th, 2026 12:11 PM
Peyton, I appreciate this more than you know. Guiding first-time buyers through the process is a responsibility I take seriously, and having a great agent in their corner makes all the difference. Thank you for trusting me and The DiCarlo Group...
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From the beginning of the inquiry process to the actual application and preparation for closing, AJ and his team were swift to respond to my questions and requests. Communication was conducted in a transparent and professional manner.The title...
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Reply from Owner
September 27th, 2026 11:55 AM
Dawn, I am truly going to miss our talks. You are more than just a client. You are such a special person. Always happy and always positive. I am so grateful for you and our paths crossing. Congrats on your recent nuptials and congrats on your...
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From the beginning of the inquiry process to the actual application and preparation for closing, AJ and his team were swift to respond to my questions and requests. Communication was conducted in a transparent and professional manner. The title...
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Reply from AJ DiCarlo
October 5th, 2026 07:40 PM
Dawn, I'm grateful to hear that you found the entire process smooth and transparent. My team and I at CrossCountry Mortgage, LLC, aim to make every step as straightforward as possible. It's wonderful to know that even the title company appreciated...
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AJ was phenomenal during the process of buying a home truly wouldn’t recommend anyone else. The team here got it done and made it as smooth as possible.
Reply from Owner
September 22nd, 2026 01:42 PM
Jake, this is exactly what we strive for! There was never once any doubt that we could get this done for you and Christine and your family and so glad to have y’all down here and congrats on getting picked up by the fire department!
AJ and his team were phenomenal. I naturally tend to ask a lot of questions and he made sure he answered my questions and was very diligent about it too. He ensured that we were well taken care of. Our process with the VA loan went so smooth...
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Reply from Owner
September 25th, 2026 11:00 AM
Thank you so much for the kind words. You and Jake were great to work with! Asking questions is exactly what you should do especially with a big purchase like this and glad we can make sure every one of them was answered with a clear answer....
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Fort Walton Beach, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2488670 | Branch NMLS #2753860
Products & Services
Mortgage Loan Officer
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Originating Branch ManagerAug 4th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2025
Time Zone
Central Standard Time (CST)
Licenses
- 2488670
Hobbies
- Scuba Diving
- Spearfishing
- Traveling
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095