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AJ DiCarlo at CrossCountry Mortgage

Name: CrossCountry Mortgage
Address: 139 Beal Pkwy, Unit 104, Fort Walton Beach, Florida, 32548
Telephone: +1-850-733-6981
Rating: 4.96

Branch Manager | NMLS #2488670

CrossCountry Mortgage | Branch NMLS #2753860

4.96

(114)

Mortgage

Mortgage Loan Officer

Contact Info

(850) 299-8116

Fort Walton Beach, FL

https://www.ccm.com/aj-dicarlo

Location & Business Hours

Business Hours

Tues

8:30 AM to 5 PM

Wed

8:30 AM to 5 PM

Thu

8:30 AM to 5 PM

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4.96

(114)

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As a real estate agent along 30A and the Emerald Coast, I work with a lot of lenders, and AJ DiCarlo stands out as one of the best in the business. We just closed a very challenging transaction that honestly would not have gotten done without...

AJ made my first home-buying experience smooth from start to finish. He was responsive, knowledgeable, and always took the time to answer my questions throughout the process. He kept me informed every step of the way and made what could have...

Reply from Owner

July 2nd, 2026 01:35 AM

Thank you for such a thoughtful review! First home purchases come with a lot of questions, and you asked all the right ones. Keeping you informed and confident throughout the process was always the priority. It was a genuine pleasure working...

We love our new home and we loved how helpful and informative AJ was during the whole process. He was going out of his way to help and explain a lot of thing's and answer any questions we had. 100% would recommend

Reply from Owner

July 2nd, 2026 01:34 AM

Thank you both! This made my day! Helping you understand every step wasn’t going out of the way, it’s just how we believe the process should work. You were great to work with from start to finish, and we’re so glad you’re loving the new home....

AJ was super helpful and easy to work with. As a first time homebuyer there was a lot u didn’t know about and he made sure I understood what each thing was and meant! It was a long and changing process and he stuck with me till the end! 10//10...

Reply from Owner

July 2nd, 2026 01:32 AM

Liam, Thank you so much for this! Buying your first home comes with a hundred new terms and moving pieces, and making sure you actually understood each step and not just doing what you were told was always the goal. It was a long road, but...

My wife and I cannot recommend AJ highly enough. From the very beginning, he went ABOVE and BEYOND to help us navigate the home buying process and secure a VA loan for our first home.Our situation was faaaarrrr from ideal! After completing...

Reply from Owner

June 12th, 2026 01:43 AM

Thank you both so much for sharing your story I’m honestly moved reading it.What you went through was anything but easy. A PCS move, then finding out a month later that your rental was being sold out from under you that’s the kind of curveball...

The entire CrossCountry team are simply amazing! The transparency and consistent communications across multiple parties was incredible. Everyone was on the same page and went above and beyond to make sure nothing fell through the cracks. Great...

Reply from Owner

June 12th, 2026 01:41 AM

Thanks so much for the generous review! It truly means a lot. Working alongside you through your home-buying process was a pleasure, and I’m thrilled we could get everything done smoothly. Thank you for the recommendation and for putting your...

AJ is very professional, knowledgeable, and right on top of things! They worked hand in hand with us and it was pretty fast! I would highly recommend working with him. Thank you folks for helping us out…

Reply from Owner

June 12th, 2026 01:39 AM

Thank you so much for the kind words! It was a pleasure working with you, and I’m glad we could keep things moving quickly. Helping you and Aimee reach the finish line is exactly what my team and I are here for. Wishing you all the best in...

AJ provided the best service! He communicated every step of the way. AJ took our application and was clear to close in less than 2 weeks. AJ worked hard to get this loan closed . This was by far the best mortgage experience we've ever had....

Reply from Owner

June 2nd, 2026 12:41 PM

Angela, no two better people to assist through what was unfortunately made a stressful process, then you and Vernon! I feel lucky our paths crossed and that we were able to help you get your investment property loan across the finish line!...

Reply from AJ DiCarlo at CrossCountry Mortgage

June 1st, 2026 04:34 PM

Vernon, I appreciate your wonderful feedback. It's great to hear that you found the mortgage process smooth and efficient, with clear communication throughout. I'm pleased to have been able to assist in closing your loan so quickly. Thank you...

As a Realtor AJ is great! Not only does he communicate and is always available. He came in last minute to help save a deal for my clients. If you want someone who truly cares he is your guy!

Reply from Owner

May 23rd, 2026 03:09 PM

Zach, I appreciate you putting the trust in me with your clients when time was of the essence and you needed that extra muscle to get the transactions across the finish line! Your communication and proactivity are second to none! Looking forward...

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About

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Fort Walton Beach, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2488670 | Branch NMLS #2753860

Products & Services

Mortgage Loan Officer

Conventional Home Loan

Specialities

Conventional Loan

VA Loan

Jumbo Loan

Fixed Rate Mortgage

Adjustable Rate Mortgage

FHA Loan

USDA Home Loan

FHA 203k Limited Refinance