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AJ DiCarlo at CrossCountry Mortgage

Name: CrossCountry Mortgage
Address: 139 Beal Pkwy, Unit 104, Fort Walton Beach, Florida, 32548
Telephone: +1-850-733-6981
Rating: 4.96

Branch Manager | NMLS #2488670

CrossCountry Mortgage | Branch NMLS #2753860

4.96

(107)

Mortgage

Mortgage Loan Officer

Contact Info

(850) 299-8116

Fort Walton Beach, FL

https://www.ccm.com/aj-dicarlo

Location & Business Hours

Business Hours

Wed

8:30 AM to 5 PM

Thu

8:30 AM to 5 PM

Fri

8:30 AM to 5 PM

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4.96

(107)

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AJ provided the best service! He communicated every step of the way. AJ took our application and was clear to close in less than 2 weeks. AJ worked hard to get this loan closed . This was by far the best mortgage experience we've ever had....

As a Realtor AJ is great! Not only does he communicate and is always available. He came in last minute to help save a deal for my clients. If you want someone who truly cares he is your guy!

Reply from Owner

May 23rd, 2026 03:09 PM

Zach, I appreciate you putting the trust in me with your clients when time was of the essence and you needed that extra muscle to get the transactions across the finish line! Your communication and proactivity are second to none! Looking forward...

I needed an investment property loan and AJ was able to get me amazing terms and a great rate!!! He is very knowledgeable about any type of financing option for any type of deal you could ever need. I am going to work with him for all of my...

Reply from Owner

May 23rd, 2026 03:10 PM

Dustyn, you are quickly becoming an RE Investing powerhouse! Glad to be along for the ride with you!

AJ was the best person I could have worked with. He was very informative, personable, and he was always available if i had any questions or concerns. I will be working with him in the future.

Reply from Owner

May 23rd, 2026 03:07 PM

Ready for more transactions with you! You were ultra-responsive and proactive throughout the process! Dream investor to work with!

AJ and his entire team where outstanding from the very beginning to the end. He made us feel confident and comfortable in the home buying process, and answered all simple/indepth questions with respect and grace! AJ and his team where honest,...

Reply from AJ DiCarlo

May 22nd, 2026 06:59 PM

Victor, I'm grateful for your kind words about my team and me. It's good to know that you felt confident and comfortable throughout the home buying process. We appreciate your recognition of our honesty, professionalism, and knowledge. If you...

AJ, Jennifer, and the entire team were absolutely incredible people to work with! They answered all our questions with grace and kindness. They made us feel comfortable and confident in the home buying process even though it was our first time...

Reply from Owner

May 14th, 2026 10:00 PM

Daniel, the journey to this point was long and filled with lots of ups and downs but the wait was well worth it!!! So happy for you and your family and hope you have many years of happiness in your new home!

Absolutely terrible place if you would like to be blind, have nothing disclosed to you and talk down to and cursed out while on telephone with your lending agent. This is the place AJ Dicarlo was an absolute terrible representation for cross-country...

Reply from Owner

May 12th, 2026 10:13 AM

Your perception of how the process went down is truly unfortunate. Thankfully your real estate agent Jake was in the emails where I broke down line item by line item of every cost. Additionally, he was on the 3-way call where you were asking...

AJ is truly an outstanding mortgage lender and an absolute pleasure to work with! As a Transaction Coordinator, I work closely with many lenders, and AJ consistently stands out for his responsiveness, clear communication, and ability to keep...

Reply from Owner

May 12th, 2026 09:56 AM

Thank you Jenna! You have always been amazing to work with!

10 of 107

About

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Fort Walton Beach, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2488670 | Branch NMLS #2753860

Products & Services

Mortgage Loan Officer

Conventional Home Loan

Specialities

Conventional Loan

VA Loan

Jumbo Loan

Fixed Rate Mortgage

Adjustable Rate Mortgage

FHA Loan

USDA Home Loan

FHA 203k Limited Refinance