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AJ DiCarlo at CrossCountry Mortgage
Branch Manager | NMLS #2488670

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Fort Walton Beach, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
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Reviews from Web
This is the greatest team of people that I’ve worked with in a very long time. They really help you with the process of trying to buy my house while I was scared and they made me feel like home and family.
Reply from Owner
July 2nd, 2025 07:20 PM
Carlisha, we appreciate the kind words! I like to treat everyone I have the honor of working with like family because you deserve it!
Very knowledgeable and professional, guaranteeing a smooth process that was timely and user friendly. Definitely recommend.
Reply from Owner
June 30th, 2025 07:54 PM
Thank you Hannah! It was a pleasure working with you! Enjoy PCB!
Thank you AJ,
It has been a pleasure, you made the loan process a breeze. Thank you for the hard work, dedication and commitment to your customers. Outstanding!!
Reply from Owner
June 26th, 2025 10:48 PM
Ruben, the pleasure was all mine! I hope we get to work together again soon!
As a full-time real estate professional, I’ve worked with countless loan officers over the years—but AJ DiCarlo stands in a league of his own. AJ is not only incredibly knowledgeable and resourceful when it comes to navigating complex loan...
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Reply from Owner
June 26th, 2025 10:48 PM
This is just the beginning for us!
AJ DiCarlo, Branch Manager at Rate, was outstanding! His expertise and dedication made the loan process smooth and stress-free. AJ was responsive, transparent, and truly went above and beyond to secure the best rates for us. Highly recommend...
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Reply from Owner
June 15th, 2025 11:19 AM
Danny, you are always a pleasure to discuss options with. You are smart, inquisitive, and know what you want!
If you're looking for someone who truly knows the lending process and cares about helping people, AJ is your guy. He's known for being detail-oriented, responsive, and always finding the best rates. His clients constantly talk about how smooth...
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Reply from Owner
June 14th, 2025 11:38 AM
Thank you for your kind words Bridget! It’s great having someone like you in my SOI and that I can also refer out!
AJ is a great person to work with in the lending business. He knows the ins and outs. Very knowledgeable, very responsive and can explain the process in an understandable way that even I can grasp. I hope I can work with him again on my next...
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Reply from Owner
May 31st, 2025 01:15 PM
Ed, congrats on your first investment property! You were a pleasure to work with. Your kindness and understanding made this an easy transaction. I also look forward to working with you again.
AJ DiCarlo and the RATE team have been excellent members of our coworking community. They utilize our space regularly and are always respectful of the shared environment. It's been great seeing how their team has grown and made our space their...
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Reply from Owner
May 6th, 2025 12:31 PM
Brandon, you and Crystal have been like family over the last 8+ months. I will gladly call beachWorx our homebase for as long as you’ll have us!
From start to finish AJ was outstanding. From addressing my concerns after “normal” business hours frequently to the end result! A happy family purchasing their dream home! Would recommend 100%.
Reply from Owner
April 23rd, 2025 12:03 AM
Scott, I've never seen anyone have to go through what you did to purchase this home. If others only knew! I am so grateful I was along for the ride and can help make this happen for you and your family! Enjoy your new home!
AJ is amazing! His ability to get us through the lending process is unmatched. AJ can get the best rate and keep you abreast with updates every step of the way. You can tell he really loves to help people. He listens and works to find solutions....
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Reply from Owner
April 10th, 2025 11:41 PM
You are one of my most absolute favorite people! You know what you want and you'll find a way to get it and NO ONE is going to stop you from making your dreams come true!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Fort Walton Beach, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2488670 | Branch NMLS #2753860
Products & Services
Mortgage Loan Officer
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Originating Branch ManagerAug 4th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2025
Time Zone
Central Standard Time (CST)
Licenses
- 2488670
Hobbies
- Scuba Diving
- Spearfishing
- Traveling
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095