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AJ DiCarlo at CrossCountry Mortgage

Name: CrossCountry Mortgage
Address: 139 Beal Pkwy, Unit 104, Fort Walton Beach, Florida, 32548
Telephone: +1-850-733-6981
Rating: 4.97

Branch Manager | NMLS #2488670

CrossCountry Mortgage | Branch NMLS #2753860

4.97

(136)

Mortgage

Mortgage Loan Officer

Contact Info

(850) 299-8116

Fort Walton Beach, FL

https://www.crosscountrymortgage.com/fort-walton-beach-fl-4381/andrew-dicarlo?marketing_campaign=00898

Location & Business Hours

Business Hours

Tues

8:30 AM to 5 PM

Wed

8:30 AM to 5 PM

Thu

8:30 AM to 5 PM(Open now)

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4.97

(136)

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1 Star

Overall support and assistance was awesome.

Reply from AJ DiCarlo

February 23rd, 2026 12:56 PM

Thank you for sharing your feedback, Melvin. We're pleased to hear that you found the support and assistance awesome. Providing our clients with a positive experience is important to us. If there's ever anything more we can do for you, please...

AJ was easy to work with and made everything simple. It was a pleasure working with him to get everything closed. I would highly recommend him to anyone needing his services.

Reply from AJ DiCarlo

February 10th, 2026 03:48 PM

I'm glad to hear that you found working with me straightforward and enjoyable, Joshua. Making the process simple and seamless for my clients is important to me. Your recommendation is appreciated, and if you need further assistance in the future,...

Was one of the most pleasant experiences I ever had, he always answered my calls and informed me when I had any questions. Was prompt and educational in every step of the way! Took the time to help me rather than just tossing my application...

Reply from AJ DiCarlo at CrossCountry Mortgage

February 2nd, 2026 08:01 PM

I'm pleased to know that your experience was one of the most pleasant you've had, Brandon. Taking the time to answer your questions and guide you through the process is important to me. Your recommendation means a lot, and if you or anyone...

Me and my husband had an amazing experience working with AJ. As first-time homebuyers, he made the entire process smooth, stress-free, and easy to understand. He was always available, extremely knowledgeable, and truly cared about helping us...

Reply from Owner

January 26th, 2026 02:25 PM

Karlina and Brock, I could not be more honored and proud to have served a couple like you two. While most young adults your age are counting down the days when they can partake in things that you are not yet of legal age, you two invested in...

Hands down the best lender we could’ve asked for! He made buying our first home such a smooth and stress-free experience, even while we were deployed. Always responsive, knowledgeable, and genuinely cared about us. Highly recommend!

Chuck Norris once tried his hand at being a mortgage lender, but even his rates weren’t strong enough to beat AJ’s! AJ is simply in a league of his own. Not only does he offer unbeatable rates, but he also makes the lending process easy, clear,...

Reply from Owner

January 18th, 2026 05:00 PM

Aaron, all I can say is "WOW!" I am humbled and flattered by the parody! I'd be remiss if I did not mention the force of nature you were in the negotiation process! Looking forward to more transactions with you in the future!

AJ is very knowledgeable and patient. He walks the clients through every step of the process and always ready to answer questions or pick up the phone. The entire experience was smooth and truly fantastic.

Reply from AJ DiCarlo

January 22nd, 2026 05:41 PM

It was great working with you. Thanks again for putting your trust in us.

What made the experience great was his honesty and deep knowledge of the lending process. He communicates clearly, sets realistic expectations, and truly looks out for the client’s best interest. I trust him completely and choose to work with...

Reply from AJ DiCarlo

January 13th, 2026 03:52 PM

I really appreciate the feedback and am looking forward to working with you again.

AJ DiCarlo is hands down a 5-star loan officer. He helped my buyer get a loan through countless hurdles when, honestly, I thought it would be impossible to make it happen. AJ stayed calm, solution-focused, and persistent the entire time, always...

Reply from Owner

December 31st, 2025 01:56 PM

You’ve been a long time friend, confidant, and more! We’ve known each other long before we got into this crazy industry! Because of this, your words are more meaningful and impactful than you can imagine! Thank you, Gus. You know I’m always...

Thank you for making what was almost impossible possible. Thank you for giving me my best Christmas gift: my own home. You are the best! So grateful.

Reply from Owner

December 25th, 2025 04:22 PM

Thank you so much for your kind words and so happy we could make this happen for you for Christmas! Congratulations on your first home and I hope you and your family have many years of happiness in it!

61–70 of 136

About

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Fort Walton Beach, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2488670 | Branch NMLS #2753860

Products & Services

Mortgage Loan Officer

Conventional Home Loan

Specialities

Conventional Loan

VA Loan

Jumbo Loan

Fixed Rate Mortgage

Adjustable Rate Mortgage

FHA Loan

USDA Home Loan

FHA 203k Limited Refinance