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AJ DiCarlo at CrossCountry Mortgage
Branch Manager | NMLS #2488670

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Fort Walton Beach, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
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Reviews from Web
AJ has been an extreme pleasure to work in acquiring our properties. We could not have accomplished this without his expert knowledge in the business. Look no further than AJ, seriously.
Reply from Owner
April 10th, 2025 11:37 PM
Ready for the next one when you are!!!
AJ is the best! Made my complicated process easy as could be! Great communication and always on top of deadlines! Couldn’t recommend him more!
Reply from Owner
March 26th, 2025 04:48 PM
Drew, complicated is not a term I would use for your situation! I would gladly work loans like yours all day every day Your loan was a breeze! Your ultra-responsiveness and proactivity are not the norm and I appreciate you putting in the work...
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Very informative, very helpful, answered calls on his days off. Explained every detail and questions I had and made everything make sense. Highly recommend!
Reply from Owner
March 25th, 2025 07:23 PM
Seth, you were so great to work with! I wish I was educated enough at your young age of 21 to buy my first home. You, young man, have begun an investment journey that will see a greater return on investment and an increase in net worth far...
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A+ Extremely knowledgeable and answered all questions and concerns. AJ made this such a smooth process! Thanks so much!
Reply from Owner
March 24th, 2025 04:02 PM
Austin, you are not the typical first-time homebuyer! You are wise beyond your years! You made this transaction so smooth and I hope you and Irene enjoy your first home for years to come!
A+ Extremely knowledgeable and answered all questions and concerns. AJ made this such a smooth process! Thanks so much!
Reply from Owner
March 24th, 2025 04:02 PM
Austin, you are not the typical first-time homebuyer! You are wise beyond your years! You made this transaction so smooth and I hope you and Irene enjoy your first home for years to come!
AJ went ABOVE and BEYOND for my investment loan. I live in Illinois and purchased my very first investment property in Destin, Florida. From the very beginning of the process he took excellent care of me. I was told this would be a stressful...
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Reply from Owner
March 18th, 2025 11:42 PM
Kelli, you were a dream to work with and I’m so glad we could get this done for you. I feel like I made a new friend in the process. I hope you get to make wonderful memories down here with your family and a steady flow of income from your...
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Five stars hands down for AJ! He is absolutely the numbers guy. AJ is always available, very professional and most importantly on top of the market and current information for our clients! I recommend AJ for all your future lending needs!
Reply from Owner
February 28th, 2025 01:40 AM
Thank you for helping launch my lending career! Had it not been for you and the opportunities you gave me, I’m unsure I’d be where I am today!
Aj Dicarlo is an outstanding lender with impeccable customer service. He responds quickly to both myself and my clients, offering a variety of lending options while guiding them through the often stressful loan process. His knowledge and dedication...
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Reply from Owner
February 28th, 2025 01:39 AM
Thank you Emily! You epitomize disciple and professionalism and I love working with you!
I had the pleasure of working a loan for my client with AJ DiCarlo and I couldn’t be happier! AJ’s attention to detail, updates throughout the process, responsiveness, professionalism, concern and advice were all such an unexpected delight....
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Reply from Owner
February 20th, 2025 11:46 PM
Thank you so much Terry! It was a pleasure working with you, Mandi and William! You were on top of everything every step of the way! Looking forward to working with you again!
AJ was incredibly professional, highly responsive, and treated us like a friend throughout the entire process. Everything went so smoothly and we were able to close very quickly thanks to him. He is also very knowledgeable on different programs...
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Reply from Owner
February 15th, 2025 02:23 PM
Thank you Rylee and Dan! You two were phenomenal and you hit the nail on the head with treating you like a “friend.” Jamie and I would definitely agree that the friendship was reciprocated by you and Dan! Congrats and thank you so much for...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Fort Walton Beach, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2488670 | Branch NMLS #2753860
Products & Services
Mortgage Loan Officer
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Originating Branch ManagerAug 4th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2025
Time Zone
Central Standard Time (CST)
Licenses
- 2488670
Hobbies
- Scuba Diving
- Spearfishing
- Traveling
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095