Fernando Ospina | Alterra Home Loans | Parsippany, NJ's Cover Image
Fernando Ospina | Alterra Home Loans | Parsippany, NJ - President | NMLS # 1544621 in Parsippany, NJ

Fernando Ospina | Alterra Home Loans | Parsip...

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President | NMLS # 1544621

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As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(973) 975-7947
Parsippany, NJ
https://www.goalterra.com/agent-profile/fernando-ospina-102647643
https://myloan.goalterra.com/borrower/signup/fospina@goalterra.com
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  • Encompass
    H
    Halo R P
    PLAINFIELD, NJ
    Posted on June 21st, 2024 12:47 PM
    Great job on providing the buyers with their loan needs, I look forward to working with you in the near future.
    Reply from Fernando Ospina
    July 22nd, 2024 04:59 PM
    Thank you, Halo, for leaving such an encouraging review. It was my pleasure to assist with the loan needs. Your satisfaction is always my top priority. I'm looking forward to working with you again in the near future. Feel free to reach out...
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  • Encompass
    H
    Hector S R
    ROSELLE, NJ
    Posted on June 18th, 2024 10:19 PM
    Fantastic job
    Reply from Fernando Ospina
    July 22nd, 2024 05:00 PM
    I'm thrilled to hear that you had a fantastic experience, Hector! Your satisfaction is my top priority, and I'm so happy to know I succeeded. Thank you for trusting me and Alterra Home Loans with your home loan needs. If you ever need any further...
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  • Encompass
    S
    Soraya D Z
    Somerville, NJ
    Posted on June 6th, 2024 03:06 PM
    I recently helped a client purchase a property, and we had a fantastic experience working with Alterra Home Loans. Winston ,the loan officer we worked with, was incredibly knowledgeable, communicative, and always available to answer our questions....
    read more
    Reply from Fernando Ospina
    July 22nd, 2024 05:00 PM
    I'm thrilled to hear about your positive experience with Alterra Home Loans, Soraya. It's always a pleasure to know our clients can get their dreams of homeownership realized, and I'm glad Winston was there to ensure a smooth process. Your...
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    J
    Jorge J N
    KEARNY, NJ
    Posted on June 5th, 2024 01:31 PM
    Winston Ouckama, was amazing, he was in contact all time trying to make sure we get what we needed, and make us feel like we were important to him, there’s no words to describe how much we got to trust him and Alterra, hope to get back to work...
    read more
    Reply from Fernando Ospina
    July 22nd, 2024 05:01 PM
    Hi Jorge, it's Fernando from Alterra Home Loans. I'm ecstatic to know that you had a great experience with us. Your positive feedback about Winston and our team is greatly appreciated. Winston's dedication to our clients is always commendable....
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  • Encompass
    R
    Rachel A
    NEWARK, NJ
    Posted on May 20th, 2024 11:20 AM
    everything was clear and precise
    Reply from Fernando Ospina
    July 22nd, 2024 05:02 PM
    Thank you for the glowing 5-star review, Rachel. It's great to hear that you found the process to be clear and precise. It's always our aim at Alterra Home Loans to provide our customers with the most straightforward and understandable experience...
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    T
    Tomas R
    New Brunswick, NJ
    Posted on May 14th, 2024 07:40 AM
    Aver podido hacer negocios con ustedes Tienen una excelente personas
    Reply from Fernando Ospina | Alterra Home Loan...
    July 22nd, 2024 05:05 PM
    Muchas gracias, Tomas, por tus amables palabras y la calificación de 5 estrellas. Me alegra mucho saber que tu experiencia con Alterra Home Loans fue positiva. Tu satisfacción es nuestra prioridad y estamos comprometidos a continuar brindando...
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    I
    Irayda A A
    Hillside, NJ
    Posted on May 7th, 2024 10:39 AM
    Great, because they move very fast and always have communication with me, and pending about the transaction.
    Reply from Fernando Ospina | Alterra Home Loan...
    July 22nd, 2024 05:11 PM
    Thanks so much for your kind words and the 5-star rating, Irayda! I'm thrilled to hear that you had a great experience with the speed and communication throughout the process. At Alterra Home Loans, we always strive to keep our customers informed...
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    K
    Katherine V
    Perth Amboy, NJ
    Posted on May 3rd, 2024 04:14 PM
    the best bank and professionals I have worked with
    Reply from Fernando Ospina
    July 22nd, 2024 05:06 PM
    Thrilled to hear such high praise, Katherine! It's always a priority here at Alterra Home Loans to provide top-notch service to our customers. Your positive feedback reaffirms the hard work we put in every day. Thanks a ton for your 5-star...
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    T
    Tatiana G
    Elizabeth, NJ
    Posted on May 2nd, 2024 01:37 PM
    Go Alterra!
    Reply from Fernando Ospina
    July 22nd, 2024 05:07 PM
    I'm overjoyed to hear you had a positive experience, Tatiana! Your support and this fantastic rating mean a lot to me and the team at Alterra Home Loans. We are always here to provide the best service. Remember, at Alterra Home Loans, your...
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    R
    Raymond E B
    Willingboro, NJ
    Posted on May 2nd, 2024 01:16 PM
    The level of professionalism Mr Winston Ouckama especially was a super human in his knowledge and wisdom and his educational values throughout the process overall the team was very helpful to the maximum..Great team!!
    Reply from Fernando Ospina
    July 22nd, 2024 05:07 PM
    Hello Raymond, thank you for the glowing review! I'm thrilled to hear that you had such a positive experience with Mr. Winston Ouckama and our team. We strive to provide a high level of knowledge, wisdom, and helpfulness to all our clients,...
    read more
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    About
    As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager and quickly rose to the positions of Regional Manager, SVP of National Production and President. I have a proven improving customer satisfaction, and fostering a diverse and inclusive culture within the organization. I have also been recognized as one of the top 100 mortgage executives in the country by Mortgage Executive Magazine, A Top 1% Originator by Scottsman Guide, and one of NAHREPs Top 250.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    FHA
    Conventional
    VA
    ITIN
    DPA
    DSCR
    Mortgage Lending
    FHA, VA, Conventional, NON-QM, ITIN
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    Positions
    • Alterra Home Loans - President
      Oct 15th, 2018 - Current
    Memberships
    • NAHREP

    Year Started

    2016

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1544621
    Awards
    Achievements
    • 2021 - 2024 Scottsman Guide Award Recipient; 2021 - 2024 NAHREP Top 250 Recipient; Top Mortgage Executive 2024
    Hobbies
    • Skiing
    • Fishing
    • Hockey
      • View All
    Disclaimer
    Panorama Mortgage Group is an Equal Housing Opportunity Lender. Panorama Mortgage Group, LLC, d/b/a Alterra Home Loans, Legacy Home Loans, Americana Home Loans, New Vision Lending, Vision Mortgage Group, Panorama Mortgage Advisors, and Inspiro Financial is located at 6623 Las Vegas Blvd South F-200 Las Vegas NV 89119, Toll Free (877)-845-4805; NMLS #133739 (www.nmlsconsumeraccess.org).