Fernando Ospina | Alterra Home Loans | Parsippany, NJ's Cover Image
Fernando Ospina | Alterra Home Loans | Parsippany, NJ - President | NMLS # 1544621 in Parsippany, NJ

Fernando Ospina | Alterra Home Loans | Parsip...

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President | NMLS # 1544621

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As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager... Show More
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  • Encompass
    J
    JORGE R
    WOODBRIDGE, NJ
    Posted on September 24th, 2024 12:35 PM
    THANKS !!!!
  • Encompass
    J
    JOHN P
    GREEN BROOK, NJ
    Posted on September 19th, 2024 01:21 PM
    Amazing team, amazing work. On to the next one !
  • Encompass
    R
    Robert P M
    FLEMINGTON, NJ
    Posted on September 17th, 2024 06:52 PM
    Friendly service
  • Encompass
    M
    Martha F
    ELIZABETH, NJ
    Posted on September 16th, 2024 01:18 PM
    I try with another lender and the requirements and long list of requested documents were insane. With you guys was a lot easier
  • Encompass
    C
    CARLOS A S
    Plainfield, NJ
    Posted on August 15th, 2024 02:51 PM
    On todays real estate dynamic's, having a bank that, us agents and buyers can count on, is key on the success of each and every transaction. Winston and his team always goes beyond pass all expectations. Communication and transparency is key...
    read more
    Reply from Fernando Ospina | Alterra Home Loan...
    August 30th, 2024 09:55 PM
    Glad to hear your positive feedback, Carlos. It's always a pleasure to hear that our commitment to clear communication and transparency stands out. Thank you for acknowledging the hard work of Winston and the team. We at Alterra Home Loans...
    read more
  • Encompass
    A
    Ana V C
    Port Reading, NJ
    Posted on August 12th, 2024 03:30 PM
    Alterra was on Top of everything and made the experience of getting our first home worry Free. Excellent communication, truly thE BEST!!
    Reply from Fernando Ospina
    August 30th, 2024 09:55 PM
    I'm absolutely delighted to hear that your first home buying experience was worry-free, Ana! It's my top priority to ensure smooth communication and make the process as seamless as possible. I'm glad to know that we lived up to your expectations...
    read more
  • Encompass
    A
    Ana V C
    Port Reading, NJ
    Posted on August 6th, 2024 01:00 PM
    Alterra Home Loans, is the BEST!!! company I have been working with. Their work Ethic and their dedication is outstanding. Winston Ouckama, was not only on top of every detail of the Loan but he made this process to be pleasant and smooth.
    Reply from Fernando Ospina
    August 30th, 2024 09:55 PM
    Hello Ana, thank you so much for your glowing review and for taking the time to share your positive experience with Alterra Home Loans. I'm thrilled to hear your feedback about our work ethic and dedication - we strive to provide the best service...
    read more
  • Encompass
    M
    Moises D
    Blackwood, NJ
    Posted on August 5th, 2024 04:00 PM
    Winston worked around the clock and got us to the finish line. Great job
    Reply from Fernando Ospina
    August 30th, 2024 09:56 PM
    I'm really glad to hear that you had a positive experience, Moises. It's fantastic to know that our efforts to deliver timely and effective service are appreciated. I will pass your kind words onto Winston. Thank you for choosing Alterra Home...
    read more
  • Encompass
    I
    Isaac A
    TRENTON, NJ
    Posted on July 3rd, 2024 04:55 AM
    From beginning to end of processing
    Reply from Fernando Ospina
    July 22nd, 2024 04:59 PM
    Isaac, thank you for your high rating and for taking the time to share your experience with us. I'm glad to hear that you are satisfied with the service you received at Alterra Home Loans. Your satisfaction from the beginning to the end of...
    read more
  • Encompass
    L
    Lynn A P
    PLAINFIELD, NJ
    Posted on June 21st, 2024 01:27 PM
    Communication was very poor on the lenders side. When changes occurred in the buyers loan file the lender failed to properly communicate what was happening. Everyone is aware that lenders can not share personal information about a buyer. The...
    read more
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    About
    As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager and quickly rose to the positions of Regional Manager, SVP of National Production and President. I have a proven improving customer satisfaction, and fostering a diverse and inclusive culture within the organization. I have also been recognized as one of the top 100 mortgage executives in the country by Mortgage Executive Magazine, A Top 1% Originator by Scottsman Guide, and one of NAHREPs Top 250.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    FHA
    Conventional
    VA
    ITIN
    DPA
    DSCR
    Mortgage Lending
    FHA, VA, Conventional, NON-QM, ITIN
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    Positions
    • Alterra Home Loans - President
      Oct 15th, 2018 - Current
    Memberships
    • NAHREP

    Year Started

    2016

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1544621
    Achievements
    • 2021 - 2024 Scottsman Guide Award Recipient; 2021 - 2024 NAHREP Top 250 Recipient; Top Mortgage Executive 2024
    Hobbies
    • Skiing
    • Fishing
    • Hockey
    • View All
    Disclaimer
    Panorama Mortgage Group is an Equal Housing Opportunity Lender. Panorama Mortgage Group, LLC, d/b/a Alterra Home Loans, Legacy Home Loans, Americana Home Loans, New Vision Lending, Vision Mortgage Group, Panorama Mortgage Advisors, and Inspiro Financial is located at 6623 Las Vegas Blvd South F-200 Las Vegas NV 89119, Toll Free (877)-845-4805; NMLS #133739 (www.nmlsconsumeraccess.org).