Fernando Ospina | Alterra Home Loans | Parsippany, NJ's Cover Image
Fernando Ospina | Alterra Home Loans | Parsippany, NJ - President | NMLS # 1544621 in Parsippany, NJ

Fernando Ospina | Alterra Home Loans | Parsip...

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President | NMLS # 1544621

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As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager... Show More
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  • Encompass
    A
    Artur T
    Marlboro, NJ
    Posted on August 17th, 2020 09:28 PM
    Fernando is very knowledgably and experience at guiding us through the process of buying our house, he was very informative through the whole process, he made the experience less stressful through how we treaded us, thank you again, and im...
    read more
  • Encompass
    R
    Rachelle D
    Newark, NJ
    Posted on August 12th, 2020 07:19 PM
    This was my first house and I jumped on the chance to start looking because the interest rates were reportedly at historical lows. Fernando was always available to answer any questions and provide information from the day we met. I didn't know...
    read more
  • Encompass
    M
    Maisha D
    Plainfield, NJ
    Posted on August 9th, 2020 10:41 AM
    Fernando provided me with a mortgage in minutes when others did not. He always answered my questions in a timely matter. I’m very grateful for him & his team because they made my home buying dream come true. Thanks Fernando, I definitely look...
    read more
  • Encompass
    C
    Christopher L
    East Orange, NJ
    Posted on August 4th, 2020 10:09 PM
    Very thorough and pleasant
  • Encompass
    A
    Anna L
    Woodbridge, NJ
    Posted on August 4th, 2020 12:00 PM
    Fernando made our home buying process so easy and smooth. He has explained the process to me and my husband with the upmost and honest professionalism. I will recommend him to every person I know who is in need of financing. This was important...
    read more
  • Encompass
    J
    Jose G
    Glen Gardner, NJ
    Posted on July 16th, 2020 02:20 AM
    Good service
  • Encompass
    L
    Luz S
    Lake Hiawatha, NJ
    Posted on June 26th, 2020 12:49 PM
    Fernando is always in contact and so professional, it was a great experience.
  • Encompass
    K
    Kenneth H
    Matawan, NJ
    Posted on June 24th, 2020 11:25 AM
    Fernando was there to answer all my questions and obtain the best interest rate I could get. He was able to clearly walk me through options, when there were some to choose from, and guided me to making the best decisions. Thanks Fernando!
  • Encompass
    G
    Gerron D
    Freehold, NJ
    Posted on June 6th, 2020 06:06 PM
    Very smooth. Explained all paper is great details.
  • Encompass
    T
    Thomas W
    Old Bridge, NJ
    Posted on May 29th, 2020 12:30 PM
    Fernando was a pleasure to work with and always communicated with us before anything was done, would recommend him to anyone
    Reply from Fernando Ospina | Alterra Home Loan...
    December 30th, 2023 05:58 PM
    Thank you very much, Thomas, for taking the time to review my services and for the 4-star rating. I'm delighted to hear that you found our communication effective and the overall experience a pleasure. Your recommendation means a lot to me...
    read more
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    About
    As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager and quickly rose to the positions of Regional Manager, SVP of National Production and President. I have a proven improving customer satisfaction, and fostering a diverse and inclusive culture within the organization. I have also been recognized as one of the top 100 mortgage executives in the country by Mortgage Executive Magazine, A Top 1% Originator by Scottsman Guide, and one of NAHREPs Top 250.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    FHA
    Conventional
    VA
    ITIN
    DPA
    DSCR
    Mortgage Lending
    FHA, VA, Conventional, NON-QM, ITIN
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    Positions
    • Alterra Home Loans - President
      Oct 15th, 2018 - Current
    Memberships
    • NAHREP

    Year Started

    2016

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1544621
    Achievements
    • 2021 - 2024 Scottsman Guide Award Recipient; 2021 - 2024 NAHREP Top 250 Recipient; Top Mortgage Executive 2024
    Hobbies
    • Skiing
    • Fishing
    • Hockey
    • View All
    Disclaimer
    Panorama Mortgage Group is an Equal Housing Opportunity Lender. Panorama Mortgage Group, LLC, d/b/a Alterra Home Loans, Legacy Home Loans, Americana Home Loans, New Vision Lending, Vision Mortgage Group, Panorama Mortgage Advisors, and Inspiro Financial is located at 6623 Las Vegas Blvd South F-200 Las Vegas NV 89119, Toll Free (877)-845-4805; NMLS #133739 (www.nmlsconsumeraccess.org).