Fernando Ospina | Alterra Home Loans | Parsippany, NJ's Cover Image
Fernando Ospina | Alterra Home Loans | Parsippany, NJ - President | NMLS # 1544621 in Parsippany, NJ

Fernando Ospina | Alterra Home Loans | Parsip...

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President | NMLS # 1544621

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As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager... Show More
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  • Encompass
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    Patricia M
    Elizabeth, NJ
    Posted on November 17th, 2020 07:30 PM
    Thank you very much for your services. Thank you to everyone in your office. Everybody was so friendly, and you all guide us through the whole process giving us confidence. Thank you again.
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    Jessica M
    Hillsborough, NJ
    Posted on November 4th, 2020 11:12 AM
    The support from all staff!
    Reply from Fernando Ospina | Alterra Home Loan...
    December 30th, 2023 05:57 PM
    I'm delighted to hear that you appreciated the support from our team at Alterra Home Loans, Jessica. We always strive to provide the best possible service, and your positive remarks truly mean a lot. Your rating of 4 stars encourages us to...
    read more
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    Sean R
    Towaco, NJ
    Posted on October 24th, 2020 03:57 PM
    They were an absolute delight to work with! I was traumatized after purchasing home from a big bank and was hesitant to refinance after that experience. My refine was so easy and pleasant compared to buying from the big bank! Never again big...
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    Ivan B
    Old Bridge, NJ
    Posted on October 20th, 2020 10:40 PM
    Fernando is great at walking you through the home buying process. He also looks out for your best interest. I would recommend him to friends and family.
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    Tilson M
    South River, NJ
    Posted on October 11th, 2020 09:35 AM
    Smooth Transaction!!!
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    Alvin U
    Jersey City, NJ
    Posted on October 7th, 2020 11:56 PM
    Was a pleasure working with Fernando.
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    Thimoty D
    South Amboy, NJ
    Posted on September 22nd, 2020 12:13 PM
    Great communication and took time to explain everything in detail
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    Daysy P
    Passaic, NJ
    Posted on September 20th, 2020 09:09 AM
    Working with Ospina was excellent experience, He always was answer all of my questions about the process of refinance .He did wonderful job where I felt very comfortable . I am always recommending him to other person.
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    Avinash P
    Edison, NJ
    Posted on September 16th, 2020 03:35 PM
    As a first time home buyer, it was important for me to understand the mortgage process and the closing numbers. What made the experience smooth was the ease at which I was able to work with Fernando and team. They were always available for...
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    Nathalie P
    Jackson, NJ
    Posted on September 1st, 2020 12:24 PM
    I was able to ask him any questions, and he was ready to answer them with no problem. He made me feel comfortable during the whole process with no stress. If you are looking to buy a house, Fernando is the guy for you.
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    About
    As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager and quickly rose to the positions of Regional Manager, SVP of National Production and President. I have a proven improving customer satisfaction, and fostering a diverse and inclusive culture within the organization. I have also been recognized as one of the top 100 mortgage executives in the country by Mortgage Executive Magazine, A Top 1% Originator by Scottsman Guide, and one of NAHREPs Top 250.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    FHA
    Conventional
    VA
    ITIN
    DPA
    DSCR
    Mortgage Lending
    FHA, VA, Conventional, NON-QM, ITIN
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    Positions
    • Alterra Home Loans - President
      Oct 15th, 2018 - Current
    Memberships
    • NAHREP

    Year Started

    2016

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1544621
    Achievements
    • 2021 - 2024 Scottsman Guide Award Recipient; 2021 - 2024 NAHREP Top 250 Recipient; Top Mortgage Executive 2024
    Hobbies
    • Skiing
    • Fishing
    • Hockey
    • View All
    Disclaimer
    Panorama Mortgage Group is an Equal Housing Opportunity Lender. Panorama Mortgage Group, LLC, d/b/a Alterra Home Loans, Legacy Home Loans, Americana Home Loans, New Vision Lending, Vision Mortgage Group, Panorama Mortgage Advisors, and Inspiro Financial is located at 6623 Las Vegas Blvd South F-200 Las Vegas NV 89119, Toll Free (877)-845-4805; NMLS #133739 (www.nmlsconsumeraccess.org).