

Adam Garman, Ruoff Mortgage
SVP Retail Production Manager | NMLS# 124792 | Ruo...

My journey in the mortgage industry has been driven by a simple philosophy: exceptional customer service is the cornerstone of success. I believe that being there for my clients every step of the way is crucial to building lasting relations... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
closed
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Reviews from Web
Adam Garman, Ruoff Mortgage has received a review with 5 star rating from Melissa V
Reply from Owner
September 15th, 2025 03:41 PM
Thank you, Melissa!
It was a pleasure working with Adam, and I can confidently say the experience exceeded all expectations. Every question I had was answered thoroughly and with clarity. What stood out most was his communication. I was kept informed every step...
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Reply from Adam Garman, Ruoff Mortgage
July 18th, 2025 01:50 PM
Thank you for the kind words, Melissa. It was a pleasure helping you and Tim purchase your new house. I'm excited to watch your growing family make it a home!
Excellent experience
Reply from Adam Garman, Ruoff Mortgage
June 12th, 2025 07:50 PM
Congrats on the new home, John. It was a pleasure working with you!
Adam Garman, Ruoff Mortgage has received a review with 5 star rating from Justin C
Reply from Owner
April 28th, 2025 01:22 PM
Thank you! Congrats on becoming a home owner!
Clear and fast communication.
Reply from Adam Garman, Ruoff Mortgage
April 28th, 2025 01:22 PM
Thank you, Justin. It was a pleasure working with you and Danelle!
I would recommend anyone trying to own a home to try Adam and his team at Ruoff first. Very quick and to the point with no nonsense. They had us ready to close in roughly 2 weeks after getting a previous denial elsewhere.
Reply from Owner
April 28th, 2025 01:21 PM
Thank you, Nick. Congrats again on the new home!
After trying through Wells Fargo and then getting denied, Adam and his team at Ruoff saved the day getting us ready to close in roughly 2 weeks time. We couldn't have asked for a better experience.
Reply from Adam Garman
April 11th, 2025 03:20 PM
I'm thrilled to hear that we could assist you in closing so quickly after your experience with Wells Fargo. It was a pleasure working with you, and I appreciate your kind words about our team's efforts at Ruoff Mortgage. Thank you for your...
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Excellent communication and knowlege on the subject
Reply from Adam Garman, Ruoff Mortgage
February 11th, 2025 01:45 PM
Thank you, Cody. Congrats again on your new home!
Since I was building a house, I felt like I had to keep an eye on mortgage rates daily after not hearing about where rates were trending from my mortgage officer. I feel like we missed an opportunity to lock rates in when they were lowest during...
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Reply from Adam Garman
January 6th, 2025 02:10 PM
Hi Stacy!Thanks for your feedback! I totally get how nerve-wracking it can be to watch rates while building your dream home.
We did chat frequently about when to lock in, and I'm really happy we caught that low rate for you! But I hear you...
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Everything
Reply from Adam Garman
December 30th, 2024 07:32 PM
I'm thrilled to hear your positive feedback, Vera! It's always a pleasure to know that my efforts have made a meaningful impact. Your 5-star rating means a lot to me and everyone here at Ruoff Mortgage. It motivates us to continue delivering...
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About
My journey in the mortgage industry has been driven by a simple philosophy: exceptional customer service is the cornerstone of success. I believe that being there for my clients every step of the way is crucial to building lasting relationships. Whether it's providing trustworthy advice or maintaining constant communication throughout the loan process, I'm committed to ensuring my clients have a smooth and stress-free experience. One of the most rewarding aspects of my work is creating personal and lifelong bonds with my clients and partners.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA Financing
Conventional Financing
First Time Home Buyers
Down Payment Assistance
VA Financing Programs for Veterans
USDA Financing
New Construction Financing
Jumbo Loans
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Positions
- Ruoff Mortgage - SVP Retail Production ManagerJan 1st, 2022 - Current
- Ruoff Mortgage - VP Branch ManagerJan 18th, 2018 - Dec 31st, 2021
Memberships
- Upstate Alliance of REALTORS
Addresses and Serving Areas
Primary Serving Area
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- KY - MC769465
- OH - MLO.050586.000
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Hobbies
- Golf
- Billiards
- Sporting Events
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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