

Adam Garman, Ruoff Mortgage
SVP Retail Production Manager | NMLS# 124792 | Ruo...

My journey in the mortgage industry has been driven by a simple philosophy: exceptional customer service is the cornerstone of success. I believe that being there for my clients every step of the way is crucial to building lasting relations...... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 6 PM
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
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Reviews from Web
Adam was exceptional! His professional excellence was matched by his personal kindness. He was efficient and expertly competent and a very warm and supportive presence for my husband and I as we went through the home buying process!
Reply from Adam Garman | NMLS# 124792 | Ruoff ...
April 22nd, 2024 01:31 PM
Susan, I can't thank you enough for your kind words. I thoroughly enjoyed working with you and Barry throughout the entire process but the highlight was our conversation during closing. Congrats again!
Have worked with Adam and Melissa on several occasions. They are professional, thorough, attentive, and always responsive. Have recommended them in the past and will continue to do so.
Reply from Adam Garman | NMLS# 124792 | Ruoff ...
November 27th, 2023 01:40 PM
Thank you, Heaven! It was a pleasure working with you as well.
I have worked with Adam Garman several times. He always makes it easy and works hard to get you the best deal he can. He's easy to get ahold of and stay in contact with and makes you feel like family. Everything is done when they say it will...
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Reply from Adam Garman | NMLS# 124792 | Ruoff ...
November 27th, 2023 01:42 PM
Thank you, Rachael! Congrats on your new home. Remember that I'm always here if there is anything at all you need.
Adam Garman, Ruoff Mortgage has received a review with 5 star rating from Lets D C
Reply from Owner
May 26th, 2026 01:05 PM
Thank you for the 5-star rating, Lets. I appreciate your support!
I had a complicated situation, and my loan officer made the loan process smooth, and he was extremely helpful. Thank you!!!
Reply from Adam Garman, Ruoff Mortgage
May 15th, 2026 03:31 PM
Thank you, Melissa! You were an absolute pleasure to work with.
Adam Garman, Mel, and the staff are always wonderful to work with. #professional friendly great communication
Reply from Owner
April 10th, 2026 01:34 PM
I appreciate your kind words, Brandon. It's great to hear that you found working with me, Mel, and the team enjoyable. Maintaining professionalism and open communication is important to us, and I'm glad this stood out to you. Please feel free...
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Adam Garman, Mel, and the staff are always wonderful to work with. #professional friendly great communication
Reply from Adam Garman, Ruoff Mortgage
March 30th, 2026 08:24 PM
I can't tell you how much we appreciate that, thank you! Congrats on the new home!
Adam was great to work with.
Reply from Adam Garman, Ruoff Mortgage
March 9th, 2026 03:05 PM
Thank you, Bernard! It was a pleasure working with you and Donna, congrats on your new home!!
Working through the government shutdown to help us still get to closing on time . Some weird circumstances but still got it done and I couldnt ask for more than that .
Reply from Adam Garman, Ruoff Mortgage
December 4th, 2025 03:19 PM
Thank you for taking the time to complete the survey, it was truly a pleasure working with both you and Salah. Navigating the government shutdown was definitely one of the more challenging transactions I’ve handled, but your patience and trust...
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Adam and his team at Ruoff were so helpful and patient! First time home buyers here, and Adam kept us in the loop and explained every step very clearly for us! So happy and thankful for his help!!
Reply from Owner
December 4th, 2025 03:20 PM
Thank you so much, Salah. It was a pleasure working with you and Dan. Congrats again on your new home!!
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About
My journey in the mortgage industry has been driven by a simple philosophy: exceptional customer service is the cornerstone of success. I believe that being there for my clients every step of the way is crucial to building lasting relationships. Whether it's providing trustworthy advice or maintaining constant communication throughout the loan process, I'm committed to ensuring my clients have a smooth and stress-free experience. One of the most rewarding aspects of my work is creating personal and lifelong bonds with my clients and partners.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA Financing
Conventional Financing
First Time Home Buyers
Down Payment Assistance
VA Financing Programs for Veterans
USDA Financing
New Construction Financing
Jumbo Loans
Search Rank ScoreLearn More →
586
/850
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Positions
- Ruoff Mortgage - SVP Retail Production ManagerJan 1st, 2022 - Current
- Ruoff Mortgage - VP Branch ManagerJan 18th, 2018 - Dec 31st, 2021
Memberships
- Upstate Alliance of REALTORS
Addresses and Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- KY - MC769465
- OH - MLO.050586.000
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Hobbies
- Golf
- Billiards
- Sporting Events
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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