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Adam Garman, Ruoff Mortgage - SVP Retail Production Manager | NMLS# 124792 | Ruoff Mortgage NMLS# 141868 in Fort Wayne, IN

Adam Garman, Ruoff Mortgage

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SVP Retail Production Manager | NMLS# 124792 | Ruo...

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My journey in the mortgage industry has been driven by a simple philosophy: exceptional customer service is the cornerstone of success. I believe that being there for my clients every step of the way is crucial to building lasting relations...... Show More
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Location & Business Hours
Business Hours
Tues
8 AM to 6 PM
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
Overall Ratings
4.93
(67)
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Reviews from Web
  • 5.0
    Encompass
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    Susan M K
    Fort Wayne, IN
    Posted on April 22nd, 2024 12:05 PM
    Adam was exceptional! His professional excellence was matched by his personal kindness. He was efficient and expertly competent and a very warm and supportive presence for my husband and I as we went through the home buying process!
    Reply from Adam Garman | NMLS# 124792 | Ruoff ...
    April 22nd, 2024 01:31 PM
    Susan, I can't thank you enough for your kind words. I thoroughly enjoyed working with you and Barry throughout the entire process but the highlight was our conversation during closing. Congrats again!
  • 5.0
    ManualUpload
    H
    Heaven C
    Fort Wayne
    Posted on November 16th, 2023 02:00 PM
    Have worked with Adam and Melissa on several occasions. They are professional, thorough, attentive, and always responsive. Have recommended them in the past and will continue to do so.
    Reply from Adam Garman | NMLS# 124792 | Ruoff ...
    November 27th, 2023 01:40 PM
    Thank you, Heaven! It was a pleasure working with you as well.
  • 5.0
    Encompass
    R
    Rachael E L
    Fort Wayne, IN
    Posted on November 15th, 2023 04:37 PM
    I have worked with Adam Garman several times. He always makes it easy and works hard to get you the best deal he can. He's easy to get ahold of and stay in contact with and makes you feel like family. Everything is done when they say it will...
    read more
    Reply from Adam Garman | NMLS# 124792 | Ruoff ...
    November 27th, 2023 01:42 PM
    Thank you, Rachael! Congrats on your new home. Remember that I'm always here if there is anything at all you need.
  • 5.0
    google
    L
    Lets D C
    Posted on May 15th, 2026 03:24 PM
    Adam Garman, Ruoff Mortgage has received a review with 5 star rating from Lets D C
    Reply from Owner
    May 26th, 2026 01:05 PM
    Thank you for the 5-star rating, Lets. I appreciate your support!
  • 5.0
    Encompass
    M
    Melissa A F
    Cincinnati, OH
    Posted on May 15th, 2026 03:24 PM
    I had a complicated situation, and my loan officer made the loan process smooth, and he was extremely helpful. Thank you!!!
    Reply from Adam Garman, Ruoff Mortgage
    May 15th, 2026 03:31 PM
    Thank you, Melissa! You were an absolute pleasure to work with.
  • 5.0
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    Brandon L
    Posted on March 30th, 2026 08:21 PM
    Adam Garman, Mel, and the staff are always wonderful to work with. #professional friendly great communication
    Reply from Owner
    April 10th, 2026 01:34 PM
    I appreciate your kind words, Brandon. It's great to hear that you found working with me, Mel, and the team enjoyable. Maintaining professionalism and open communication is important to us, and I'm glad this stood out to you. Please feel free...
    read more
  • 5.0
    Encompass
    B
    Brandon J L
    Fort Wayne, IN
    Posted on March 30th, 2026 08:20 PM
    Adam Garman, Mel, and the staff are always wonderful to work with. #professional friendly great communication
    Reply from Adam Garman, Ruoff Mortgage
    March 30th, 2026 08:24 PM
    I can't tell you how much we appreciate that, thank you! Congrats on the new home!
  • 5.0
    Encompass
    B
    Bernard K C
    Huntington, IN
    Posted on March 7th, 2026 01:52 AM
    Adam was great to work with.
    Reply from Adam Garman, Ruoff Mortgage
    March 9th, 2026 03:05 PM
    Thank you, Bernard! It was a pleasure working with you and Donna, congrats on your new home!!
  • 5.0
    Encompass
    D
    Daniel S C
    Wabash, IN
    Posted on November 29th, 2025 04:36 PM
    Working through the government shutdown to help us still get to closing on time . Some weird circumstances but still got it done and I couldnt ask for more than that .
    Reply from Adam Garman, Ruoff Mortgage
    December 4th, 2025 03:19 PM
    Thank you for taking the time to complete the survey, it was truly a pleasure working with both you and Salah. Navigating the government shutdown was definitely one of the more challenging transactions I’ve handled, but your patience and trust...
    read more
  • 5.0
    google
    S
    Salah W
    Posted on November 25th, 2025 10:42 PM
    Adam and his team at Ruoff were so helpful and patient! First time home buyers here, and Adam kept us in the loop and explained every step very clearly for us! So happy and thankful for his help!!
    Reply from Owner
    December 4th, 2025 03:20 PM
    Thank you so much, Salah. It was a pleasure working with you and Dan. Congrats again on your new home!!
  • 10 of 67
    About
    My journey in the mortgage industry has been driven by a simple philosophy: exceptional customer service is the cornerstone of success. I believe that being there for my clients every step of the way is crucial to building lasting relationships. Whether it's providing trustworthy advice or maintaining constant communication throughout the loan process, I'm committed to ensuring my clients have a smooth and stress-free experience. One of the most rewarding aspects of my work is creating personal and lifelong bonds with my clients and partners.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    FHA Financing
    Conventional Financing
    First Time Home Buyers
    Down Payment Assistance
    VA Financing Programs for Veterans
    USDA Financing
    New Construction Financing
    Jumbo Loans
    586
    /850
    Search Rank Score
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    Positions
    • Ruoff Mortgage - SVP Retail Production Manager
      Jan 1st, 2022 - Current
    • Ruoff Mortgage - VP Branch Manager
      Jan 18th, 2018 - Dec 31st, 2021
    Memberships
    • Upstate Alliance of REALTORS
    Addresses and Serving Areas

    Year Started

    2004

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • KY - MC769465
    • OH - MLO.050586.000
    Gallery
    Adam Garman, Ruoff Mortgage - Gallery Photo
    Adam Garman, Ruoff Mortgage - Gallery Photo
    Adam Garman, Ruoff Mortgage - Gallery Photo
    Hobbies
    • Golf
    • Billiards
    • Sporting Events
    • View All
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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