

Adam Garman, Ruoff Mortgage
SVP Retail Production Manager | NMLS# 124792 | Ruo...

My journey in the mortgage industry has been driven by a simple philosophy: exceptional customer service is the cornerstone of success. I believe that being there for my clients every step of the way is crucial to building lasting relations... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
closed
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Reviews from Web
Working through the government shutdown to help us still get to closing on time . Some weird circumstances but still got it done and I couldnt ask for more than that .
Reply from Adam Garman, Ruoff Mortgage
December 4th, 2025 03:19 PM
Thank you for taking the time to complete the survey, it was truly a pleasure working with both you and Salah. Navigating the government shutdown was definitely one of the more challenging transactions I’ve handled, but your patience and trust...
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Adam and his team at Ruoff were so helpful and patient! First time home buyers here, and Adam kept us in the loop and explained every step very clearly for us! So happy and thankful for his help!!
Reply from Owner
December 4th, 2025 03:20 PM
Thank you so much, Salah. It was a pleasure working with you and Dan. Congrats again on your new home!!
Adam walked us through the entire process and patiently and clearly explained every step! With the government shut down we had a wrench thrown in our first plan but Adam helped us pivot smoothly and advised us on a smarter path to buying our...
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Reply from Adam Garman, Ruoff Mortgage
November 26th, 2025 12:21 AM
Thank you so much, Salah. It was a pleasure working with you and Dan. Congrats again on your new home!!
Adam is great! This was technically my 3rd time going through Ruoff (2nd time was a refinance) and it all has to do with Adam being there. I trust this guy and he is great with communication and making me feel at ease through the process. I...
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Reply from Owner
November 26th, 2025 12:23 AM
Thank you, Artessia! It was my pleasure to help!
Specifically Adam! He is great! This was technically my 3rd time going through Ruoff (2nd time was a refinance) and it all has to do with Adam being there. I trust this guy and he is great with communication and making me feel at ease through...
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Reply from Adam Garman, Ruoff Mortgage
October 30th, 2025 08:49 PM
Thank you, Artessia! It's always a pleasure working with you. I hope you love the new home!
Amazing experience! Adam made the loan process quick and stress-free. Highly professional, responsive, and great to work with!
Reply from Adam Garman
November 8th, 2025 01:07 AM
I'm really pleased to know that you had such a positive experience, Amanda. Making the loan process quick and stress-free is always my goal, and I'm glad to have met your expectations. Thank you for highlighting the professionalism and responsiveness...
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Easy to work with, clear communication, very friendly and helpful!
Reply from Adam Garman, Ruoff Mortgage
October 28th, 2025 05:59 PM
Thank you, Clint. It was a pleasure working with you, congrats again on the new home!
Very personable, always prompt and attentive to our needs . Excellent iverall experience. Wouldn't consider using any other provider.
Reply from Adam Garman, Ruoff Mortgage
October 8th, 2025 05:42 PM
Thank you, Mark. That means a lot to me. It was a pleasure working with you and Sandy both. Congrats again on your new home!
Communication!!
Reply from Adam Garman, Ruoff Mortgage
October 6th, 2025 01:14 PM
Thank you, Sandra! Congrats on the new home. It was such a pleasure to work with you.
Adam Garman, Ruoff Mortgage has received a review with 5 star rating from Mark H
Reply from Owner
November 26th, 2025 12:22 AM
Thank you, Mark!
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About
My journey in the mortgage industry has been driven by a simple philosophy: exceptional customer service is the cornerstone of success. I believe that being there for my clients every step of the way is crucial to building lasting relationships. Whether it's providing trustworthy advice or maintaining constant communication throughout the loan process, I'm committed to ensuring my clients have a smooth and stress-free experience. One of the most rewarding aspects of my work is creating personal and lifelong bonds with my clients and partners.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA Financing
Conventional Financing
First Time Home Buyers
Down Payment Assistance
VA Financing Programs for Veterans
USDA Financing
New Construction Financing
Jumbo Loans
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Positions
- Ruoff Mortgage - SVP Retail Production ManagerJan 1st, 2022 - Current
- Ruoff Mortgage - VP Branch ManagerJan 18th, 2018 - Dec 31st, 2021
Memberships
- Upstate Alliance of REALTORS
Addresses and Serving Areas
Primary Serving Area
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- KY - MC769465
- OH - MLO.050586.000
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Hobbies
- Golf
- Billiards
- Sporting Events
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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