Zephan Gilani - Absolute Home Mortgage
Mortgage Loan Originator - Absolute Home Mortgage ...
Zephan Gilani is an IT and finance expert, merging a passion for customer service with tech innovation. With a degree in Networking Communications Management, Zephan has shined as a Mortgage Loan Officer, leveraging artificial intelligence ... Show More
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My wife and I had an incredible experience working with Zephan at Absolute Home Mortgage. He was very responsive and even more so, he was very dependable. Throughout the mortgage process, he described everything in detail and provided accurate...
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Reply from Zephan Gilani - Absolute Home Mortg...
November 18th, 2025 06:47 PM
I really appreciate the feedback and am looking forward to working with you again.
Zephan was great to work with. Very knowledgable and communicative.
Reply from Zephan Gilani - Absolute Home Mortg...
November 18th, 2025 02:56 PM
It's good to hear that you found working with me to be a positive experience, Nancy. Knowledge and communication are key aspects I focus on, and I'm glad they were helpful for you. If you ever have more questions or need assistance in the future,...
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Zephan is the best at what he does. This is our second time using him and I wouldnt use or recommend anyone else. He makes the process easy , is very detail oriented, and always finds a way to get the job done. Zephans communication is top...
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Reply from Zephan Gilani
November 13th, 2025 03:06 PM
I enjoyed working with you. Thank you for the great feedback.
Zephan made our firsttime home buying experience smooth and seamless from start to finish. He was proactive, knowledgeable, friendly, and approachable every time we had a question or concern. We were able to reach him anytime of any day and...
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Reply from Zephan Gilani
November 13th, 2025 02:13 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business!
and his crew were absolutely 100% professional always available to answer any question at any time of the day or night super experience
Reply from Zephan Gilani
November 12th, 2025 04:56 PM
I enjoyed working with you. Thank you for the great feedback.
correspondence and clarity and timely management
Reply from Zephan Gilani
November 11th, 2025 02:16 PM
Thanks for highlighting the clarity and timely management. Ensuring effective communication is something I prioritize, and I'm pleased it made a positive impact on your experience. If there's anything more you need or any questions you have,...
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fast and easy
Reply from Zephan Gilani
November 6th, 2025 06:14 PM
I enjoyed working with you. Thank you for the great feedback.
he was bery very knowledgeable and available around the clock if u needed him
Reply from Zephan Gilani
November 3rd, 2025 02:29 PM
I enjoyed working with you. Thank you for the great feedback.
Zephan proactively kept me informed and made sure the refinance was done at the right time. He personally monitored the progress of the application and kept me updated. He was always available to answer my questions and jumped on to handle...
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Reply from Zephan Gilani
November 3rd, 2025 08:42 PM
I enjoyed working with you. Thank you for the great feedback.
I can’t say enough about Zephan Gilani , he made this process quick and easy, he is so kind,down to earth and so easy to ask any question or concern I had, this is the second time I have used Zephan from Absolute mortgage, and I’m looking forward...
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Reply from Owner
April 28th, 2026 12:00 AM
Thank you so much for such an amazing review! It truly means a lot to me, especially knowing this is the second time you’ve trusted me with such an important part of your life. My goal is always to make the mortgage process feel quick, easy,...
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About
Zephan Gilani is an IT and finance expert, merging a passion for customer service with tech innovation. With a degree in Networking Communications Management, Zephan has shined as a Mortgage Loan Officer, leveraging artificial intelligence to transform financial services. His mix of technical knowledge and financial insight has boosted efficiency, strengthened client bonds, and spurred innovations. Recognized by Forbes as a Rising Star in the Mortgage Industry, he has also earned the Five Star Professional award for four years, showcasing his commitment to excellence and forward-thinking in financial solutions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending: Purchases & Refinances
Conventional Loans
Government Lending: VA, FHA & USDA
Construction Loans: New Construction & Renovations
1st Time Home Buyer
Absolute and Crown Product List
VA Loan
Jumbo Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1601852
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Disclaimer
All borrowers may apply, not all may qualify. This document is provided by Absolute Home Mortgage Corporation. All rights reserved. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency. Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. This is not a commitment to lend. Rates, prices, guidelines, and minimum requirements are subject to change at any time. Some products may not be available in all states. Subject to review of credit and/or collateral. Terms may apply. Absolute Home Mortgage Corporation is an Equal Housing Lender.
Absolute Home Mortgage Corporation, D/B/A Absolute, Absolute Home Mortgage, Absolute Home Mortgage Corp, Crown Home Mortgage, Fidelity Direct, Fidelity Direct Mortgage, MEP, Mortgage Equity, Mortgage Equity Partners. NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462. Alabama Consumer Credit License # 22912; Arizona Mortgage Banker License # 1008055; California – DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Connecticut Mortgage Lender License # ML-176743; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License # MLB176743; Florida Office of Financial Regulation Mortgage Lender License # MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Idaho Mortgage Broker/Lender License # MBL-2080176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Kentucky Mortgage Company License # MC889240; Maine Supervised Lender License # 176743; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Massachusetts Mortgage Lender License and Mortgage Broker License # MC176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; New Hampshire Mortgage Banker License # 176743MB; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; Licensed Mortgage Banker-NYS Department of Financial Services, NY Mortgage Banker License #LMBC 111237; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; Rhode Island Lender License # 20234665LL, Rhode Island Loan Broker License #20244695LB; South Carolina BFI Mortgage Lender # MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2, MLS - 176743 OTN #3; Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Vermont Lender License # LL-176743; Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.