Zephan Gilani - Absolute Home Mortgage
Mortgage Loan Originator - Absolute Home Mortgage ...
Zephan Gilani is an IT and finance expert, merging a passion for customer service with tech innovation. With a degree in Networking Communications Management, Zephan has shined as a Mortgage Loan Officer, leveraging artificial intelligence ... Show More
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Reviews from Web
Zephan was fantastic, he was very courteous, communicative and helped me close on my loan in 7 days from contact to close. Definitely highly recommended!
Reply from Owner
April 28th, 2026 12:00 AM
Thank you so much for the amazing review! It was truly a pleasure helping you through the process. Closing in just 7 days takes great teamwork, and I’m glad we were able to make it happen smoothly and efficiently. I always aim to keep communication...
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We worked with Zephan for three and a half years while searching for our home, and our experience truly could not have been better. He was an absolute joy to work with—patient, kind, and incredibly responsive every step of the way. No matter...
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Reply from Zephan Gilani
January 5th, 2026 04:46 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business!
We worked with Zephan for three and a half years in our search for a home, and I truly cannot say enough good things about him. From start to finish, Zephan went above and beyond in every possible way. He is incredibly knowledgeable, endlessly...
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Reply from Owner
April 28th, 2026 12:00 AM
Your patience, trust, and loyalty over the years did not go unnoticed, and I genuinely appreciate the relationship we built along the way. Clients like you are the reason I love what I do. Thank you again for the kind words and recommendation,...
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Working with Zephan was an absolute pleassure. He provides guidance and maintained open communication throughout the entire process.
Reply from Zephan Gilani
December 16th, 2025 08:55 PM
It was great working with you! Thanks again for putting your trust in us.
A+ customer service. Answered every question/concern at any hour (even at 8pm on 4th of July weekend)
Reply from Zephan Gilani
December 15th, 2025 08:20 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
awesome person to work and would recommend my friends/ family to work with him
Reply from Zephan Gilani
December 8th, 2025 08:14 PM
I really appreciate the feedback and am looking forward to working with you again.
always available to answer any questions we had during our recent refinanc. Grateful for Zephan.
Reply from Zephan Gilani
December 8th, 2025 08:34 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Zephan and his crew were ivcredible the entire way
Reply from Zephan Gilani
December 3rd, 2025 07:36 PM
I really appreciate the feedback and am looking forward to working with you again.
Zephan was absolutely amazing!! He made this experience so seamless that it didn’t even feel like we were buying a home! His communication is top tier, always answering questions with very detailed responses. He treated us as if we were family...
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Reply from Owner
April 28th, 2026 12:00 AM
I’m incredibly grateful for your trust throughout the process and for your kind words and recommendation. It was an absolute pleasure helping you, and I’m excited for this new chapter ahead for you!
Zephan was absolutely amazing!! He made this experience so seamless that it didn’t even feel like we were buying a home! His communication is top tier, always answering questions with very detailed responses. He treated us as if we were family...
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Reply from Zephan Gilani
November 20th, 2025 08:40 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business!
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About
Zephan Gilani is an IT and finance expert, merging a passion for customer service with tech innovation. With a degree in Networking Communications Management, Zephan has shined as a Mortgage Loan Officer, leveraging artificial intelligence to transform financial services. His mix of technical knowledge and financial insight has boosted efficiency, strengthened client bonds, and spurred innovations. Recognized by Forbes as a Rising Star in the Mortgage Industry, he has also earned the Five Star Professional award for four years, showcasing his commitment to excellence and forward-thinking in financial solutions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending: Purchases & Refinances
Conventional Loans
Government Lending: VA, FHA & USDA
Construction Loans: New Construction & Renovations
1st Time Home Buyer
Absolute and Crown Product List
VA Loan
Jumbo Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1601852
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Disclaimer
All borrowers may apply, not all may qualify. This document is provided by Absolute Home Mortgage Corporation. All rights reserved. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency. Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. This is not a commitment to lend. Rates, prices, guidelines, and minimum requirements are subject to change at any time. Some products may not be available in all states. Subject to review of credit and/or collateral. Terms may apply. Absolute Home Mortgage Corporation is an Equal Housing Lender.
Absolute Home Mortgage Corporation, D/B/A Absolute, Absolute Home Mortgage, Absolute Home Mortgage Corp, Crown Home Mortgage, Fidelity Direct, Fidelity Direct Mortgage, MEP, Mortgage Equity, Mortgage Equity Partners. NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462. Alabama Consumer Credit License # 22912; Arizona Mortgage Banker License # 1008055; California – DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Connecticut Mortgage Lender License # ML-176743; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License # MLB176743; Florida Office of Financial Regulation Mortgage Lender License # MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Idaho Mortgage Broker/Lender License # MBL-2080176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Kentucky Mortgage Company License # MC889240; Maine Supervised Lender License # 176743; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Massachusetts Mortgage Lender License and Mortgage Broker License # MC176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; New Hampshire Mortgage Banker License # 176743MB; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; Licensed Mortgage Banker-NYS Department of Financial Services, NY Mortgage Banker License #LMBC 111237; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; Rhode Island Lender License # 20234665LL, Rhode Island Loan Broker License #20244695LB; South Carolina BFI Mortgage Lender # MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2, MLS - 176743 OTN #3; Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Vermont Lender License # LL-176743; Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.