Zephan Gilani - Absolute Home Mortgage
Mortgage Loan Originator - Absolute Home Mortgage ...
Zephan Gilani is an IT and finance expert, merging a passion for customer service with tech innovation. With a degree in Networking Communications Management, Zephan has shined as a Mortgage Loan Officer, leveraging artificial intelligence ... Show More
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Reliable, professional and available to us when needed .
Reply from Zephan Gilani
October 30th, 2025 01:03 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business!
Very comfortable and easy going experience
Reply from Zephan Gilani
October 27th, 2025 08:45 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business!
Zephan and his team were very responsive and had great communication. From submitting the offer to closing, the process was a breeze. Look forward to working with him again!
Reply from Zephan Gilani
October 24th, 2025 08:05 PM
It's wonderful to hear that the process went smoothly from start to finish. I appreciate your kind words about the communication and responsiveness. I'm glad that everything was a breeze for you, and I look forward to the opportunity to work...
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Zephan Gilani at Absolute Home Mortgage is simply the best! His dedication and expertise make the mortgage process seamless and successful. Highly recommend!
Reply from Zephan Gilani
October 10th, 2025 02:24 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business!
Zephan is the best ! He makes you feel like family
Reply from Zephan Gilani
October 9th, 2025 08:51 PM
I really appreciate the feedback and am looking forward to working with you again.
Zephan and his team went above and beyond in every aspect of the home-buying process. As first-time buyers, my fiancée and I had a lot of questions, but they made us feel confident and supported every step of the way.
Reply from Zephan Gilani
October 6th, 2025 12:40 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Our mortgage journey was a like a Marvel film, Zephan Gilani truly went above and beyond for us—he's an absolute hero! We highly recommend him to anyone looking for a broker who will fight for their best interests. Book him now or you will...
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Reply from Owner
April 28th, 2026 12:00 AM
Thank you so much for this incredible review and honestly, the Marvel comparison might be one of my favorites yet! I truly appreciate the kind words. Buying a home can absolutely feel like its own superhero movie, with plenty of twists, turns,...
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Zephan is the absolute MAN! He could not have been anymore responsive and helpful! He was able to break down every aspect of the process for me to as simple as possible since this was my first time getting a mortgage. I cant thank him enough...
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Reply from Zephan Gilani
September 24th, 2025 06:50 PM
It was great working with you! Thanks again for putting your trust in us.
Zephan and his team were amazing. They went above and beyond with making sure we secured the best possible rate. This is second home my wife and I purchased using Zephan and he did not disappoint! He and his colleague Amy were on the ball with...
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Reply from Zephan Gilani
September 5th, 2025 02:15 PM
I really appreciate the feedback and am looking forward to working with you again.
Zephan was there for us from start to finish. We trusted him every step of the way and he absolutely delievered!
Reply from Zephan Gilani
September 4th, 2025 10:21 PM
It was great working with you! Thanks again for putting your trust in us.
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About
Zephan Gilani is an IT and finance expert, merging a passion for customer service with tech innovation. With a degree in Networking Communications Management, Zephan has shined as a Mortgage Loan Officer, leveraging artificial intelligence to transform financial services. His mix of technical knowledge and financial insight has boosted efficiency, strengthened client bonds, and spurred innovations. Recognized by Forbes as a Rising Star in the Mortgage Industry, he has also earned the Five Star Professional award for four years, showcasing his commitment to excellence and forward-thinking in financial solutions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending: Purchases & Refinances
Conventional Loans
Government Lending: VA, FHA & USDA
Construction Loans: New Construction & Renovations
1st Time Home Buyer
Absolute and Crown Product List
VA Loan
Jumbo Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1601852
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Disclaimer
All borrowers may apply, not all may qualify. This document is provided by Absolute Home Mortgage Corporation. All rights reserved. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency. Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. This is not a commitment to lend. Rates, prices, guidelines, and minimum requirements are subject to change at any time. Some products may not be available in all states. Subject to review of credit and/or collateral. Terms may apply. Absolute Home Mortgage Corporation is an Equal Housing Lender.
Absolute Home Mortgage Corporation, D/B/A Absolute, Absolute Home Mortgage, Absolute Home Mortgage Corp, Crown Home Mortgage, Fidelity Direct, Fidelity Direct Mortgage, MEP, Mortgage Equity, Mortgage Equity Partners. NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462. Alabama Consumer Credit License # 22912; Arizona Mortgage Banker License # 1008055; California – DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Connecticut Mortgage Lender License # ML-176743; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License # MLB176743; Florida Office of Financial Regulation Mortgage Lender License # MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Idaho Mortgage Broker/Lender License # MBL-2080176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Kentucky Mortgage Company License # MC889240; Maine Supervised Lender License # 176743; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Massachusetts Mortgage Lender License and Mortgage Broker License # MC176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; New Hampshire Mortgage Banker License # 176743MB; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; Licensed Mortgage Banker-NYS Department of Financial Services, NY Mortgage Banker License #LMBC 111237; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; Rhode Island Lender License # 20234665LL, Rhode Island Loan Broker License #20244695LB; South Carolina BFI Mortgage Lender # MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2, MLS - 176743 OTN #3; Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Vermont Lender License # LL-176743; Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.