Zephan Gilani - Absolute Home Mortgage
Mortgage Loan Originator - Absolute Home Mortgage ...
Zephan Gilani is an IT and finance expert, merging a passion for customer service with tech innovation. With a degree in Networking Communications Management, Zephan has shined as a Mortgage Loan Officer, leveraging artificial intelligence ... Show More
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Zephan was always available especially when I was stressing. He was on top of this even before I knew about it☺️ it was the most pleasant experience I ever had with a mortgage loan officer.
Zephan is the best! Could not have gotten our home without his help and guidance. He was always helpful and accessible and truly gave us some of the best advice throughout this journey. I could not recommend Zephan enough. He is truly the GOAT!...
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Absolutely amazing! helped me with every step of the way. Wouldnt have done it without Zephan
Always a great experience working with Zephan and his team. Zephan goes above and beyond to keep everything on target. A true pleasure to work with.
Reply from Zephan Gilani
September 8th, 2026 04:13 PM
Marie, I appreciate your kind words and I'm glad to hear that you find working with me and my team to be a great experience. It's nice to know that our efforts to keep everything on target have made a positive impact. Thank you for sharing...
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Zephan was amazing at communication and explaining everything so thoroughly! As young homebuyers we needed someone to walk us through every step of the way and Zephan did just that. He was so betind beyond helpful!
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Reply from Zephan Gilani
September 7th, 2026 02:02 PM
It was great working with you! Thanks again for putting your trust in us.
There are no words to explain on how much I would recommend zephan. ABSOLUTELY AMAZING. I will call him at any time and he would answer. Helped me with everything. Never disappoints.
Five stars simply aren’t enough to represent the job Zephan did in making sure my deal got to the closing table. Throughout the entire process, he kept me updated, clearly explained where we stood, and made sure I always knew what the current...
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From our very first conversation with Zephan, we knew we were in good hands. He was exceptionally knowledgeable, thorough, and took the time to clearly explain every step of the mortgage process. When it came time to finalize our loan, Zephan...
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Reply from Zephan Gilani
September 4th, 2026 03:15 PM
It was great working with you! Thanks again for putting your trust in us.
Zephan was amazing at communication and explaining everything so thoroughly! As young homebuyers we needed someone to walk us through every step of the way and Zephan did just that. He was so beyond helpful!
Zephan was there to help us with any questions we had. He was professional and also very patient with us through the entire process.
Reply from Zephan Gilani
August 25th, 2026 05:59 PM
I really appreciate the feedback and am looking forward to working with you again.
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About
Zephan Gilani is an IT and finance expert, merging a passion for customer service with tech innovation. With a degree in Networking Communications Management, Zephan has shined as a Mortgage Loan Officer, leveraging artificial intelligence to transform financial services. His mix of technical knowledge and financial insight has boosted efficiency, strengthened client bonds, and spurred innovations. Recognized by Forbes as a Rising Star in the Mortgage Industry, he has also earned the Five Star Professional award for four years, showcasing his commitment to excellence and forward-thinking in financial solutions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending: Purchases & Refinances
Conventional Loans
Government Lending: VA, FHA & USDA
Construction Loans: New Construction & Renovations
1st Time Home Buyer
Absolute and Crown Product List
VA Loan
Jumbo Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1601852
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Disclaimer
All borrowers may apply, not all may qualify. This document is provided by Absolute Home Mortgage Corporation. All rights reserved. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency. Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. This is not a commitment to lend. Rates, prices, guidelines, and minimum requirements are subject to change at any time. Some products may not be available in all states. Subject to review of credit and/or collateral. Terms may apply. Absolute Home Mortgage Corporation is an Equal Housing Lender.
Absolute Home Mortgage Corporation, D/B/A Absolute, Absolute Home Mortgage, Absolute Home Mortgage Corp, Crown Home Mortgage, Fidelity Direct, Fidelity Direct Mortgage, MEP, Mortgage Equity, Mortgage Equity Partners. NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462. Alabama Consumer Credit License # 22912; Arizona Mortgage Banker License # 1008055; California – DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Connecticut Mortgage Lender License # ML-176743; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License # MLB176743; Florida Office of Financial Regulation Mortgage Lender License # MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Idaho Mortgage Broker/Lender License # MBL-2080176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Kentucky Mortgage Company License # MC889240; Maine Supervised Lender License # 176743; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Massachusetts Mortgage Lender License and Mortgage Broker License # MC176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; New Hampshire Mortgage Banker License # 176743MB; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; Licensed Mortgage Banker-NYS Department of Financial Services, NY Mortgage Banker License #LMBC 111237; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; Rhode Island Lender License # 20234665LL, Rhode Island Loan Broker License #20244695LB; South Carolina BFI Mortgage Lender # MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2, MLS - 176743 OTN #3; Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Vermont Lender License # LL-176743; Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.