Zephan Gilani - Absolute Home Mortgage
Mortgage Loan Originator - Absolute Home Mortgage ...
Zephan Gilani is an IT and finance expert, merging a passion for customer service with tech innovation. With a degree in Networking Communications Management, Zephan has shined as a Mortgage Loan Officer, leveraging artificial intelligence ... Show More
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Zephan was there to help us with any questions we had. He was professional and also very patient with us through the entire process.
Reply from Zephan Gilani
August 25th, 2026 05:59 PM
I really appreciate the feedback and am looking forward to working with you again.
Zephan worked tirelessly to maintain a loan on a transaction that took 4 months longer to close than expected. He is extremely professional and always a pleasure to deal with! Ten STARS!
Zephan and his team were great to work with. They made the process so easy and seamless.
Reply from Zephan Gilani
August 17th, 2026 02:31 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Zephan is the best of the best. Since April he has helped my husband and I figure out what our budget is in terms of a home we can afford, the pre approval, and to buying our first home. He made the process utterly seamless or as he’d say,...
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Everyone was so helpful and easy to work with. Communication was fast and constant. Any questions I had were answered promptly. It was always a priority to make sure I understand exactly what was happening and what my options were. They made...
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Reply from Zephan Gilani
August 13th, 2026 01:30 PM
I enjoyed working with you. Thank you for the great feedback.
Buying a home is a stressful and confusing process but Zephan made it so smooth. He is very responsive and communicative. He was always there to answer all of my questions and made sure I understood all the steps as they were coming up. He...
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Zephan walked us through every step of the process with meticulous detail and expectation setting. He was very knowledgeable about the market and provide exceptional service
Reply from Zephan Gilani
August 11th, 2026 01:27 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business!
Zephan walked us through every step of the process with meticulous detail and expectation setting. He was very knowledgeable about the market and provided exceptional service. We would recommend Zephan to any homebuyer!
This is my second time buying a home but the experience was much different this time around. Zephan was extremely helpful every step of the way. I started working with him about nine months ago, early in the home search process and he provided...
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As an agent, I work with a lot of lenders, and I can honestly say that working with Zephan is always an exceptional experience from start to finish. His communication is outstanding, his professionalism is unmatched, and he kept the entire...
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Reply from Zephan Gilani
July 29th, 2026 02:12 PM
Michael, I'm grateful for your kind words and pleased to hear that the process felt seamless and effortless for both you and your client. It's always my goal to provide outstanding communication and professionalism in every transaction. Thank...
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About
Zephan Gilani is an IT and finance expert, merging a passion for customer service with tech innovation. With a degree in Networking Communications Management, Zephan has shined as a Mortgage Loan Officer, leveraging artificial intelligence to transform financial services. His mix of technical knowledge and financial insight has boosted efficiency, strengthened client bonds, and spurred innovations. Recognized by Forbes as a Rising Star in the Mortgage Industry, he has also earned the Five Star Professional award for four years, showcasing his commitment to excellence and forward-thinking in financial solutions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending: Purchases & Refinances
Conventional Loans
Government Lending: VA, FHA & USDA
Construction Loans: New Construction & Renovations
1st Time Home Buyer
Absolute and Crown Product List
VA Loan
Jumbo Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1601852
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Disclaimer
All borrowers may apply, not all may qualify. This document is provided by Absolute Home Mortgage Corporation. All rights reserved. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency. Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. This is not a commitment to lend. Rates, prices, guidelines, and minimum requirements are subject to change at any time. Some products may not be available in all states. Subject to review of credit and/or collateral. Terms may apply. Absolute Home Mortgage Corporation is an Equal Housing Lender.
Absolute Home Mortgage Corporation, D/B/A Absolute, Absolute Home Mortgage, Absolute Home Mortgage Corp, Crown Home Mortgage, Fidelity Direct, Fidelity Direct Mortgage, MEP, Mortgage Equity, Mortgage Equity Partners. NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462. Alabama Consumer Credit License # 22912; Arizona Mortgage Banker License # 1008055; California – DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Connecticut Mortgage Lender License # ML-176743; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License # MLB176743; Florida Office of Financial Regulation Mortgage Lender License # MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Idaho Mortgage Broker/Lender License # MBL-2080176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Kentucky Mortgage Company License # MC889240; Maine Supervised Lender License # 176743; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Massachusetts Mortgage Lender License and Mortgage Broker License # MC176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; New Hampshire Mortgage Banker License # 176743MB; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; Licensed Mortgage Banker-NYS Department of Financial Services, NY Mortgage Banker License #LMBC 111237; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; Rhode Island Lender License # 20234665LL, Rhode Island Loan Broker License #20244695LB; South Carolina BFI Mortgage Lender # MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2, MLS - 176743 OTN #3; Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Vermont Lender License # LL-176743; Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.