Zephan Gilani - Absolute Home Mortgage
Mortgage Loan Originator - Absolute Home Mortgage ...
Zephan Gilani is an IT and finance expert, merging a passion for customer service with tech innovation. With a degree in Networking Communications Management, Zephan has shined as a Mortgage Loan Officer, leveraging artificial intelligence ... Show More
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Zephan went above and beyond for us in every possible way! We could not have done this wirhout him!
As lender, Zephan above and beyond to help us close our house on time.
I can’t say enough good things about Zephan. He truly went above and beyond throughout my entire home-buying process. He was always available to answer any questions or concerns I had, explained everything clearly, and made the entire process...
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Reply from Zephan Gilani
September 30th, 2026 04:43 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business!
I can’t say enough good things about Zephan. He truly went above and beyond throughout my entire home-buying process. He was always available to answer any questions or concerns I had, explained everything clearly, and made the entire process...
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Working with Zephan and his team made it great, his energy, his attentivenes, the eye for details always being reachable he made you feel like a priority. i plan on using his services in the future and I will be referring him and his team every...
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Reply from Zephan Gilani
September 24th, 2026 01:27 PM
I really appreciate the feedback and am looking forward to working with you again.
His knowledge and professionalism was the best I've seen in the industry. 7 day a week customer service made me feel like i was his only client. Helped me navigate home ownership better than I ever thought possible. Truly the absolute best...
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Reply from Zephan Gilani
September 23rd, 2026 04:43 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business!
Zephan went above and beyond for myself and my wife throughout the whole process we practically talked or texted every day up until our closing date he could not of been more attentive. He also has alot of connections his people around him...
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Zephan helped us everything step of the way! we couldn't have asked for better support throughout the process!
Reply from Zephan Gilani
September 18th, 2026 08:16 PM
It was great working with you! Thanks again for putting your trust in us.
Zephan has helped me, as well as a number of my clients, with a wide range of financing needs from HELOCs and construction loans to traditional home loans and he has been stellar throughout every single transaction.His availability, professionalism,...
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Headline says it all. I was struggling to find a heloc program that was income/revenue based. No normal programs or banks wanted to approve a heloc for a self employed business owner with plenty of tax deductions. Too much reliance on old debt...
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About
Zephan Gilani is an IT and finance expert, merging a passion for customer service with tech innovation. With a degree in Networking Communications Management, Zephan has shined as a Mortgage Loan Officer, leveraging artificial intelligence to transform financial services. His mix of technical knowledge and financial insight has boosted efficiency, strengthened client bonds, and spurred innovations. Recognized by Forbes as a Rising Star in the Mortgage Industry, he has also earned the Five Star Professional award for four years, showcasing his commitment to excellence and forward-thinking in financial solutions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending: Purchases & Refinances
Conventional Loans
Government Lending: VA, FHA & USDA
Construction Loans: New Construction & Renovations
1st Time Home Buyer
Absolute and Crown Product List
VA Loan
Jumbo Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1601852
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Disclaimer
All borrowers may apply, not all may qualify. This document is provided by Absolute Home Mortgage Corporation. All rights reserved. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency. Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. This is not a commitment to lend. Rates, prices, guidelines, and minimum requirements are subject to change at any time. Some products may not be available in all states. Subject to review of credit and/or collateral. Terms may apply. Absolute Home Mortgage Corporation is an Equal Housing Lender.
Absolute Home Mortgage Corporation, D/B/A Absolute, Absolute Home Mortgage, Absolute Home Mortgage Corp, Crown Home Mortgage, Fidelity Direct, Fidelity Direct Mortgage, MEP, Mortgage Equity, Mortgage Equity Partners. NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462. Alabama Consumer Credit License # 22912; Arizona Mortgage Banker License # 1008055; California – DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Connecticut Mortgage Lender License # ML-176743; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License # MLB176743; Florida Office of Financial Regulation Mortgage Lender License # MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Idaho Mortgage Broker/Lender License # MBL-2080176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Kentucky Mortgage Company License # MC889240; Maine Supervised Lender License # 176743; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Massachusetts Mortgage Lender License and Mortgage Broker License # MC176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; New Hampshire Mortgage Banker License # 176743MB; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; Licensed Mortgage Banker-NYS Department of Financial Services, NY Mortgage Banker License #LMBC 111237; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; Rhode Island Lender License # 20234665LL, Rhode Island Loan Broker License #20244695LB; South Carolina BFI Mortgage Lender # MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2, MLS - 176743 OTN #3; Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Vermont Lender License # LL-176743; Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.