Zephan Gilani - Absolute Home Mortgage
Mortgage Loan Originator - Absolute Home Mortgage ...
Zephan Gilani is an IT and finance expert, merging a passion for customer service with tech innovation. With a degree in Networking Communications Management, Zephan has shined as a Mortgage Loan Officer, leveraging artificial intelligence ...... Show More
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Zephan did a great job, the preapproval was fast and closed the loan on time. He is very responsive which is important in this market, he kept me updated throughout the whole process . I would recommend him for anyone looking to do a mortgage...
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My fiancé and I purchased our first home last month, and we truly could not have done it without the help and support we received from Zephan. He was on top of every step of the process and always made things simple and stress-free for us.Zephan...
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Zephan was extremely helpful throughout this process. He was in communication every step of the way, explained every part of the process, and was available for any questions.
Zephan is a really nice person to work with. He is very knowledgeable and was always available to answer any questions I had, which was incredibly helpful during the closing process. Overall, my experience working with him was very positive....
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Zephan is great and very helpful. Guides you through the process and is always available for any questions you may have. Zephan is the way to go especially if this is your first time purchasing a home. He knows the answer to pretty much any...
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Everythbig was explained detail and the process was completed in a timely fashion. I would recommend Zephan to anyone
Reply from Zephan Gilani
May 28th, 2026 05:54 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business!
Zephan Gilani made the mortgage process smooth and stress-free from start to finish. He was professional, responsive, and always available to answer questions and explain everything clearly. His communication and dedication made the entire...
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Reply from Zephan Gilani
May 27th, 2026 07:43 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Zephan is not only hardworking, diligent and very communicative but also an amazing human being. He provides a 5-star service each time that I have worked with him. He always made sure to keep all parties in the loop with the progress right...
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Reply from Zephan Gilani
May 27th, 2026 07:40 PM
Navneeta, I appreciate your kind words and am glad to know that my communication and diligence have been beneficial in our collaborations. Providing a seamless experience and the best rates is always my goal, and it's great to hear that this...
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Working with Zephan was an amazing experience from start to finish. As a first-time home buyer, I had a lot of questions, and Zephan was always available to help and explain everything clearly. There were no surprises throughout the process,...
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Reply from Zephan Gilani
May 25th, 2026 01:46 PM
It was great working with you! Thanks again for putting your trust in us.
Working with Zephan was an amazing experience from start to finish. As a first-time home buyer, I had a lot of questions, and Zephan was always available to help and explain everything clearly. There were no surprises throughout the process,...
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About
Zephan Gilani is an IT and finance expert, merging a passion for customer service with tech innovation. With a degree in Networking Communications Management, Zephan has shined as a Mortgage Loan Officer, leveraging artificial intelligence to transform financial services. His mix of technical knowledge and financial insight has boosted efficiency, strengthened client bonds, and spurred innovations. Recognized by Forbes as a Rising Star in the Mortgage Industry, he has also earned the Five Star Professional award for four years, showcasing his commitment to excellence and forward-thinking in financial solutions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending: Purchases & Refinances
Conventional Loans
Government Lending: VA, FHA & USDA
Construction Loans: New Construction & Renovations
1st Time Home Buyer
Absolute and Crown Product List
VA Loan
Jumbo Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1601852
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Disclaimer
All borrowers may apply, not all may qualify. This document is provided by Absolute Home Mortgage Corporation. All rights reserved. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency. Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. This is not a commitment to lend. Rates, prices, guidelines, and minimum requirements are subject to change at any time. Some products may not be available in all states. Subject to review of credit and/or collateral. Terms may apply. Absolute Home Mortgage Corporation is an Equal Housing Lender.
Absolute Home Mortgage Corporation, D/B/A ABSOLUTE, Absolute Home Mortgage Corp, Crown Home Mortgage, Fidelity Direct, Fidelity Direct Mortgage. NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462. Alabama Consumer Credit License # 22912; Arizona Mortgage Banker License # 1008055; California – DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Connecticut Mortgage Lender License #ML-176743; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License #MLB176743; Florida Office of Financial Regulation Mortgage Lender License #MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Idaho Mortgage Broker/Lender License # MBL-2080176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Kentucky Mortgage Company License # MC889240; Maine Supervised Lender License # 176743; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Massachusetts Mortgage Lender License and Mortgage Broker License # MC176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; New Hampshire Mortgage Banker License # 176743MB; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; Licensed Mortgage Banker-NYS Department of Financial Services, NY Mortgage Banker License #LMBC 111237; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; Rhode Island Lender License # 20234665LL, Rhode Island Loan Broker License # 20244695LB; South Carolina BFI Mortgage Lender #MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2; Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Vermont Lender License # LL-176743; Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.