Zephan Gilani - Absolute Home Mortgage
Mortgage Loan Originator - Absolute Home Mortgage ...
Zephan Gilani is an IT and finance expert, merging a passion for customer service with tech innovation. With a degree in Networking Communications Management, Zephan has shined as a Mortgage Loan Officer, leveraging artificial intelligence ...... Show More
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Clear communication ,responsive service and professionalism
Reply from Zephan Gilani
May 13th, 2026 01:17 PM
I enjoyed working with you. Thank you for the great feedback.
Working with Zephan was an outstanding experience. His communication is not only clear and straightforward but also empowering. He genuinely takes the time to educate you and make sure all your questions are answered, which made a huge difference...
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Reply from Zephan Gilani
April 22nd, 2026 02:24 PM
I really appreciate the feedback and am looking forward to working with you again.
Tara C B
Cinnaminson, NJ
Posted on April 16th, 2026 08:09 PM
Working with Zephan is always a pleasure, because my clients feel they are in good hands and never have to stress over the financing portion of this process. Despite our tight timeline, a mid-transaction job change, and having a separate home...
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Reply from Zephan Gilani
April 23rd, 2026 08:10 PM
Tara, I'm grateful for your kind words and am pleased to know that your clients felt at ease throughout the process. Managing various challenges like tight timelines and job changes is something I strive to handle efficiently, so it's good...
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Zephan has a wealth of knowledge and he is always eager to help. He walked me through the whole loan process and made even the most challenging aspects a breeze. Would highly recommend him for any home aquisition.
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Reply from Zephan Gilani
April 21st, 2026 05:27 PM
I enjoyed working with you. Thank you for the great feedback.
The ease of communication and attention to detail made this process a breeze.
Reply from Zephan Gilani
April 2nd, 2026 03:36 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business!
Zephan was extremely helpful throughout this process. He was in communication ever step of the way, explained every part of the process and was available for any questions.
Reply from Zephan Gilani
March 30th, 2026 01:36 PM
I really appreciate the feedback and am looking forward to working with you again.
Zephan was very responsive and answered all of my questions. This meant a lot to me being that it was my first time buying a home and Zephan couldn't have made the process any easier for me.
Reply from Zephan Gilani
March 23rd, 2026 06:49 PM
I enjoyed working with you. Thank you for the great feedback.
Zehpan was very hands on and truly just to easiest person to deal with. Very professional and takes the stress away from his clients.
Reply from Zephan Gilani
March 23rd, 2026 07:55 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business!
It was a pleasure dealing with Zeph! He was always available, easy to communicate with, and very diligent about the whole process. He’s got my recommendation for sure.
Reply from Owner
April 28th, 2026 12:00 AM
Thank you so much for the kind words! It was truly a pleasure working with you throughout the process. I always strive to make sure communication is clear, smooth, and that my clients feel supported every step of the way. I’m glad I could help...
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Zephan was wonderful!! And was there for my family throughout the entire process...he is wonderful!!!
Reply from Zephan Gilani
February 12th, 2026 07:26 PM
It was great working with you! Thanks again for putting your trust in us.
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About
Zephan Gilani is an IT and finance expert, merging a passion for customer service with tech innovation. With a degree in Networking Communications Management, Zephan has shined as a Mortgage Loan Officer, leveraging artificial intelligence to transform financial services. His mix of technical knowledge and financial insight has boosted efficiency, strengthened client bonds, and spurred innovations. Recognized by Forbes as a Rising Star in the Mortgage Industry, he has also earned the Five Star Professional award for four years, showcasing his commitment to excellence and forward-thinking in financial solutions.
Specialities
Mortgage Lending: Purchases & Refinances
Conventional Loans
Government Lending: VA, FHA & USDA
Construction Loans: New Construction & Renovations
1st Time Home Buyer
Absolute and Crown Product List
VA Loan
Jumbo Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1601852
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Disclaimer
All borrowers may apply, not all may qualify. This document is provided by Absolute Home Mortgage Corporation. All rights reserved. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency. Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. This is not a commitment to lend. Rates, prices, guidelines, and minimum requirements are subject to change at any time. Some products may not be available in all states. Subject to review of credit and/or collateral. Terms may apply. Absolute Home Mortgage Corporation is an Equal Housing Lender.
Absolute Home Mortgage Corporation, D/B/A ABSOLUTE, Absolute Home Mortgage Corp, Crown Home Mortgage, Fidelity Direct, Fidelity Direct Mortgage. NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462. Alabama Consumer Credit License # 22912; Arizona Mortgage Banker License # 1008055; California – DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Connecticut Mortgage Lender License #ML-176743; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License #MLB176743; Florida Office of Financial Regulation Mortgage Lender License #MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Idaho Mortgage Broker/Lender License # MBL-2080176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Kentucky Mortgage Company License # MC889240; Maine Supervised Lender License # 176743; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Massachusetts Mortgage Lender License and Mortgage Broker License # MC176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; New Hampshire Mortgage Banker License # 176743MB; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; Licensed Mortgage Banker-NYS Department of Financial Services, NY Mortgage Banker License #LMBC 111237; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; Rhode Island Lender License # 20234665LL, Rhode Island Loan Broker License # 20244695LB; South Carolina BFI Mortgage Lender #MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2; Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Vermont Lender License # LL-176743; Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.