Zephan Gilani - Absolute Home Mortgage
Mortgage Loan Originator - Absolute Home Mortgage ...
Zephan Gilani is an IT and finance expert, merging a passion for customer service with tech innovation. With a degree in Networking Communications Management, Zephan has shined as a Mortgage Loan Officer, leveraging artificial intelligence ... Show More
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Zephan was wonderful to work with! He took the time to explain the ins and outs of the house buying process , was always available for questions, and truly made us feel like no question was a bad question. On top of that, his charisma, credentials...
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Reply from Zephan Gilani
July 2nd, 2025 03:27 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business!
Some of the best communication we've ever had with a lender! Zephan was incredibly proactive—always one step ahead and keeping us informed every step of the way. He made the process smooth and stress-free. Highly recommend
Reply from Zephan Gilani
July 3rd, 2025 06:56 PM
I'm thrilled to hear that you had such a positive experience with the communication during your lending process. It was my pleasure to keep you informed and make the process smooth and stress-free. Thank you for your recommendation!
Made the process simple and kept us informed with everything we needed to know theoughout the process.
Reply from Zephan Gilani
June 21st, 2025 08:44 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business!
Zephan made the whole house buying process seamless. He had our best interest at heart and made sure we were making informed decisions. He was absolutely outstanding, I can not recommend him enough.
Reply from Zephan Gilani
June 18th, 2025 12:06 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Zephan, where do I even start with the exceptional service you provided to my husband and me for the second time? We anticipated a smoother experience this time, but we were mistaken. Despite the numerous challenges we encountered, you went...
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Reply from Zephan Gilani - Absolute Home Mortg...
May 1st, 2026 04:22 AM
Wow, this truly means a lot. Thank you both for trusting me again, especially knowing this one threw us a few curveballs along the way.I won’t sugarcoat it… this deal had its moments 😅 But this is exactly where experience, communication, and...
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We had an incredible experience working with Zephan! From start to finish, he was professional, knowledgeable and TRULY had our best interests at heart. We were extremely nervous about the house buying process, but Zephan made the path to homeownership...
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Reply from Owner
April 30th, 2026 12:00 AM
Thank you so much for the amazing review, I truly appreciate it! I know how overwhelming the homebuying process can feel at first, so it means a lot to hear that I was able to make it smooth, clear, and manageable for you. Helping you feel...
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Zephan and his team worked diligently to ensure our home buying process was seamless and always kept us informed every step of the way. This was our second time working with Zephan and would recommend him to anyone wanting to purchase a new...
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Reply from Zephan Gilani
June 16th, 2025 12:13 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business!
Zephan, thank you so much for making my second home purchase somewhat enjoyable. Zephan is the only person I have used when purchasing a home and he never disappoints. He always made time for my calls and numerous questions. I’m not sure but...
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Reply from Owner
April 30th, 2026 12:00 AM
Thank you so much, I really appreciate that! It means a lot that you’ve trusted me not just once, but again for your second home purchase. I’m glad I could make the experience as smooth (and even somewhat enjoyable 😄) as possible and be there...
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Where do I begin with Zeph. Going into this as a first-time home buyer, my wife and I needed all the help we can get. From day 1, Zeph was as accessible as we ever could have expected. We went into this feeling a bit over our own heads, but...
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Reply from Owner
April 30th, 2026 12:00 AM
Thank you so much for the thoughtful review, it truly means a lot! Buying your first home can feel overwhelming, so I’m really glad I was able to help break things down and make the process feel more manageable and comfortable for you both....
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Zephan has been the absolute best from the beginning. He made the whole process going smooth and was ALWAYS around to answer any questions when we were confused or needed something. Will be recommending to all of our friends!
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Reply from Zephan Gilani
June 3rd, 2025 02:13 PM
I enjoyed working with you. Thank you for the great feedback.
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About
Zephan Gilani is an IT and finance expert, merging a passion for customer service with tech innovation. With a degree in Networking Communications Management, Zephan has shined as a Mortgage Loan Officer, leveraging artificial intelligence to transform financial services. His mix of technical knowledge and financial insight has boosted efficiency, strengthened client bonds, and spurred innovations. Recognized by Forbes as a Rising Star in the Mortgage Industry, he has also earned the Five Star Professional award for four years, showcasing his commitment to excellence and forward-thinking in financial solutions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending: Purchases & Refinances
Conventional Loans
Government Lending: VA, FHA & USDA
Construction Loans: New Construction & Renovations
1st Time Home Buyer
Absolute and Crown Product List
VA Loan
Jumbo Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1601852
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Disclaimer
All borrowers may apply, not all may qualify. This document is provided by Absolute Home Mortgage Corporation. All rights reserved. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency. Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. This is not a commitment to lend. Rates, prices, guidelines, and minimum requirements are subject to change at any time. Some products may not be available in all states. Subject to review of credit and/or collateral. Terms may apply. Absolute Home Mortgage Corporation is an Equal Housing Lender.
Absolute Home Mortgage Corporation, D/B/A Absolute, Absolute Home Mortgage, Absolute Home Mortgage Corp, Crown Home Mortgage, Fidelity Direct, Fidelity Direct Mortgage, MEP, Mortgage Equity, Mortgage Equity Partners. NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462. Alabama Consumer Credit License # 22912; Arizona Mortgage Banker License # 1008055; California – DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Connecticut Mortgage Lender License # ML-176743; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License # MLB176743; Florida Office of Financial Regulation Mortgage Lender License # MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Idaho Mortgage Broker/Lender License # MBL-2080176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Kentucky Mortgage Company License # MC889240; Maine Supervised Lender License # 176743; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Massachusetts Mortgage Lender License and Mortgage Broker License # MC176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; New Hampshire Mortgage Banker License # 176743MB; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; Licensed Mortgage Banker-NYS Department of Financial Services, NY Mortgage Banker License #LMBC 111237; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; Rhode Island Lender License # 20234665LL, Rhode Island Loan Broker License #20244695LB; South Carolina BFI Mortgage Lender # MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2, MLS - 176743 OTN #3; Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Vermont Lender License # LL-176743; Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.