Zephan Gilani - Absolute Home Mortgage
Mortgage Loan Originator - Absolute Home Mortgage ...
Zephan Gilani is an IT and finance expert, merging a passion for customer service with tech innovation. With a degree in Networking Communications Management, Zephan has shined as a Mortgage Loan Officer, leveraging artificial intelligence ... Show More
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Reviews from Web
I can’t express enough gratitude for Zephan and the incredible support they provided throughout my home-buying journey. From the moment we connected, they were proactive, attentive, and dedicated to making the process as smooth and stress-free...
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Reply from Owner
April 30th, 2026 12:00 AM
Thank you so much for this incredible review, I truly appreciate you taking the time to share your experience! From the very beginning, my goal is always to make the process as smooth, clear, and stress-free as possible, so it means a lot to...
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Working with Zephan has been fantastic! He took the time to explain every step of the mortgage process in clear, simple terms and answered all our questions (with enthusiasm)! His confident approach made a stressful process feel seamless and...
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Zephan went above and beyond. I’m a business owner who needed to refinance and Zephan went the distance to get me best deal possible. Always ahead of the process keeping me informed and very responsive whenever I had questions.
Reply from Owner
April 30th, 2026 12:00 AM
Thank you so much for the amazing review, I truly appreciate it! I’m really glad I could break everything down in a way that felt clear and easy to follow. The mortgage process can definitely feel overwhelming, so making it seamless and even...
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This was our 2nd time using Zephan and once again he got the job done 👏🏻 We had a few hiccups (at no fault to Zephan) and he was able to get everything we needed accomplished on our time crunch. Zephan is easily reachable and quick with his...
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Reply from Owner
April 30th, 2026 12:00 AM
Thank you so much I really appreciate you taking the time to share this! Working with business owners can come with a few extra layers, so I’m glad we were able to navigate everything smoothly and secure the best possible outcome for you. Staying...
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Zephan is ON IT! From start to finish . He makes the mortgage process easy and digestable . The best part is he honors his word and I know I can trust him. That's a rarity!
Reply from Zephan Gilani
March 23rd, 2025 02:02 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Talk about quality from start to finish. Zephan and his team are simply the best. Communication skills top tier, organization, constant contact and having everything run smooth to close on our first house together was smooth. Not one headache,...
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Reply from Owner
April 30th, 2026 12:00 AM
Thank you so much for the kind words, I truly appreciate it! I’m really glad to hear that you and your wife had such a smooth experience from start to finish. That’s always the goal, clear communication, strong organization, and making sure...
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Zephan was spectacular! Great communication and energy! Highly recommend! Will do business with him agai!
Reply from Zephan Gilani
February 9th, 2025 04:21 PM
I enjoyed working with you. Thank you for the great feedback.
Zephan was the best! Made this experience enjoyabl! Great energy everytime we spoke and always answered every question in depth! Will definitely be doing business with Zephan again!
Reply from Zephan Gilani
February 6th, 2025 01:07 PM
I really appreciate the feedback and am looking forward to working with you again.
I can’t say enough great things about Zephan! From start to finish, he made the mortgage process seamless and stress-free. His communication was top-notch—always keeping me informed, answering all my questions promptly, and ensuring I felt...
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Reply from Owner
April 30th, 2026 12:00 AM
Thank you so much for this amazing review, I truly appreciate it! I’m really glad I was able to make the process feel seamless and stress-free for you. Clear, consistent communication and keeping you confident every step of the way is always...
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Very happy to have been introduced to Zephan and his team. They went above and beyond, always staying in touch throughout the HELOC process. Zephan was easy to communicate with. Very attentive, pushing us all through completion. Although I...
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Reply from Owner
April 30th, 2026 12:00 AM
Thank you so much for the kind words, I truly appreciate you taking the time to share your experience! I’m really glad we were able to make the HELOC process feel smooth and manageable for you. There are always a few moving parts, so staying...
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About
Zephan Gilani is an IT and finance expert, merging a passion for customer service with tech innovation. With a degree in Networking Communications Management, Zephan has shined as a Mortgage Loan Officer, leveraging artificial intelligence to transform financial services. His mix of technical knowledge and financial insight has boosted efficiency, strengthened client bonds, and spurred innovations. Recognized by Forbes as a Rising Star in the Mortgage Industry, he has also earned the Five Star Professional award for four years, showcasing his commitment to excellence and forward-thinking in financial solutions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending: Purchases & Refinances
Conventional Loans
Government Lending: VA, FHA & USDA
Construction Loans: New Construction & Renovations
1st Time Home Buyer
Absolute and Crown Product List
VA Loan
Jumbo Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1601852
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Disclaimer
All borrowers may apply, not all may qualify. This document is provided by Absolute Home Mortgage Corporation. All rights reserved. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency. Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. This is not a commitment to lend. Rates, prices, guidelines, and minimum requirements are subject to change at any time. Some products may not be available in all states. Subject to review of credit and/or collateral. Terms may apply. Absolute Home Mortgage Corporation is an Equal Housing Lender.
Absolute Home Mortgage Corporation, D/B/A Absolute, Absolute Home Mortgage, Absolute Home Mortgage Corp, Crown Home Mortgage, Fidelity Direct, Fidelity Direct Mortgage, MEP, Mortgage Equity, Mortgage Equity Partners. NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462. Alabama Consumer Credit License # 22912; Arizona Mortgage Banker License # 1008055; California – DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Connecticut Mortgage Lender License # ML-176743; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License # MLB176743; Florida Office of Financial Regulation Mortgage Lender License # MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Idaho Mortgage Broker/Lender License # MBL-2080176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Kentucky Mortgage Company License # MC889240; Maine Supervised Lender License # 176743; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Massachusetts Mortgage Lender License and Mortgage Broker License # MC176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; New Hampshire Mortgage Banker License # 176743MB; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; Licensed Mortgage Banker-NYS Department of Financial Services, NY Mortgage Banker License #LMBC 111237; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; Rhode Island Lender License # 20234665LL, Rhode Island Loan Broker License #20244695LB; South Carolina BFI Mortgage Lender # MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2, MLS - 176743 OTN #3; Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Vermont Lender License # LL-176743; Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.