Zephan Gilani - Absolute Home Mortgage
Mortgage Loan Originator - Absolute Home Mortgage ...
Zephan Gilani is an IT and finance expert, merging a passion for customer service with tech innovation. With a degree in Networking Communications Management, Zephan has shined as a Mortgage Loan Officer, leveraging artificial intelligence ... Show More
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If you’re looking for a lender you can trust and count on to ensure you make it to the closing table, Zephan is your guy! Being a first time home buyer, Zephan made the whole process feel like a walk in the park. The man was there day and night...
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Reply from Owner
April 30th, 2026 12:00 AM
Thank you so much for the kind words, I truly appreciate you taking the time to share your experience! It was an absolute pleasure working with you, especially as a first-time homebuyer. I’m glad I could help make the process feel smooth and...
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I cant say enough good things about how easy and smooth this process went and we owe it all to Zephan! From day 1 of meeting him he was upfront about everything and explained how the entire process would work and made us feel completey comfortable...
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Reply from Zephan Gilani - Absolute Home Mortg...
July 31st, 2025 01:16 PM
I really appreciate the feedback and am looking forward to working with you again.
Zephan & his team were a pleasure to work with! They made the process easy and quick. Communication was excellent. Zephan & his team answered any questions we had almost immediately, which made the home buying process very easy for my husband...
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Reply from Zephan Gilani
July 31st, 2025 01:12 PM
I enjoyed working with you. Thank you for the great feedback.
I cant say enough good things about how easy and smooth this process went and we owe it all to Zephan! From day 1 of meeting him he was upfront about everything and explained how the entire process would work and made us feel completely comfortable...
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Reply from Owner
April 30th, 2026 12:00 AM
Thank you so much for this incredible review, I truly appreciate it! From our very first conversation, my goal was to make sure you felt confident, informed, and completely comfortable with every step ahead, so it means a lot to hear that came...
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Zeph made everything so easy. All I had to do was review and sign documents, Zeph took care of the rest. Smooth easy experience.
Reply from Zephan Gilani
July 28th, 2025 12:12 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business!
Friendly, informative, and always available for questions
Reply from Zephan Gilani
July 21st, 2025 07:24 PM
I really appreciate the feedback and am looking forward to working with you again.
Zephan is absolutely amazing. So knowledgeable, always gets back to me quickly and makes me feel at ease.
Reply from Zephan Gilani
July 22nd, 2025 04:41 PM
I'm glad to know that my knowledge and responsiveness helped put you at ease. It's important to me that my clients feel confident throughout the process. Thank you for your kind words—I truly appreciate them.
As someone buying their first property, I can say Zephan made the whole process quick and easy. He thoroughly explained every step along the way and was available at any time of the day or night to answer questions. Couldn’t have asked for...
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Reply from Owner
April 30th, 2026 12:00 AM
Thank you so much for the kind words, I really appreciate you taking the time to share your experience! Helping first-time buyers navigate the process is something I take a lot of pride in, so I’m glad I could make everything feel clear, quick,...
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He is very qualified, supportive and responsive
Reply from Zephan Gilani - Absolute Home Mortg...
July 14th, 2025 02:14 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business!
Working with Zephan to buy our home was a great experience! He explained the whole home buying process to us, and didn’t make us feel like any question was a bad question. We were looking for a house for a good 2 years, and Zephan was always...
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Reply from Owner
April 30th, 2026 12:00 AM
Thank you so much for the kind words, I truly appreciate it! It was a pleasure working with you both throughout your home search. Two years is a journey, and I’m grateful I was able to be there along the way to help guide you, answer every...
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About
Zephan Gilani is an IT and finance expert, merging a passion for customer service with tech innovation. With a degree in Networking Communications Management, Zephan has shined as a Mortgage Loan Officer, leveraging artificial intelligence to transform financial services. His mix of technical knowledge and financial insight has boosted efficiency, strengthened client bonds, and spurred innovations. Recognized by Forbes as a Rising Star in the Mortgage Industry, he has also earned the Five Star Professional award for four years, showcasing his commitment to excellence and forward-thinking in financial solutions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending: Purchases & Refinances
Conventional Loans
Government Lending: VA, FHA & USDA
Construction Loans: New Construction & Renovations
1st Time Home Buyer
Absolute and Crown Product List
VA Loan
Jumbo Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1601852
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Disclaimer
All borrowers may apply, not all may qualify. This document is provided by Absolute Home Mortgage Corporation. All rights reserved. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency. Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. This is not a commitment to lend. Rates, prices, guidelines, and minimum requirements are subject to change at any time. Some products may not be available in all states. Subject to review of credit and/or collateral. Terms may apply. Absolute Home Mortgage Corporation is an Equal Housing Lender.
Absolute Home Mortgage Corporation, D/B/A Absolute, Absolute Home Mortgage, Absolute Home Mortgage Corp, Crown Home Mortgage, Fidelity Direct, Fidelity Direct Mortgage, MEP, Mortgage Equity, Mortgage Equity Partners. NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462. Alabama Consumer Credit License # 22912; Arizona Mortgage Banker License # 1008055; California – DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Connecticut Mortgage Lender License # ML-176743; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License # MLB176743; Florida Office of Financial Regulation Mortgage Lender License # MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Idaho Mortgage Broker/Lender License # MBL-2080176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Kentucky Mortgage Company License # MC889240; Maine Supervised Lender License # 176743; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Massachusetts Mortgage Lender License and Mortgage Broker License # MC176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; New Hampshire Mortgage Banker License # 176743MB; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; Licensed Mortgage Banker-NYS Department of Financial Services, NY Mortgage Banker License #LMBC 111237; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; Rhode Island Lender License # 20234665LL, Rhode Island Loan Broker License #20244695LB; South Carolina BFI Mortgage Lender # MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2, MLS - 176743 OTN #3; Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Vermont Lender License # LL-176743; Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.