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The Howard Team at Fairway Home Mortgage
Branch Sales Managers, Mortgage Advisors, CMPS | N...

At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
Walter and Emily truly care and I am so grateful for both of them. Thank you Howard team for making the first time home buying process smooth! You are so appreciated!
Reply from Owner
February 14th, 2026 01:37 AM
Thank you so much you two (and doggies)!! Enjoy your awesome new property!!
Everything went vety smoothly as predicted.
Reply from Owner
February 13th, 2026 06:38 PM
Thank you so much Peggy! Welcome back to Washington!
Lots of emails
Reply from The Howard Team Home Loans at Fairw...
February 13th, 2026 05:08 PM
Thank you for the 5-star review Peggy and yes, the mortgage process definitely requires many emails which can be very overwhelming! Welcome back to Washington!
lines of communication and ability to answer questions
Reply from The Howard Team Home Loans at Fairw...
February 8th, 2026 02:29 AM
Thank you so much Bob! We hope your son enjoys his new home!
Communication was great and it was super easy to get ahold of you guys on the phone .
Reply from The Howard Team Home Loans at Fairw...
February 6th, 2026 05:51 PM
Thank you so much for trusting us Toby! Enjoy your first beautiful new home! We will let you know when to refinance! Talk soon!
Walt and Emily are great! So helpful and on top of all details. Made the whole process painless.
Reply from Owner
December 16th, 2025 08:58 PM
Thank you so much for the kind words and enjoy your beautiful, new home you two! 💕
The Howard Team at Fairway Home Mortgage has received a review with 5 star rating from Jacqueline P
Reply from Owner
December 16th, 2025 08:58 PM
Thank you Jackie!
They were very professional and upfront with all information. Walt and Emily were great and on top of all details. they made things painless.
Reply from The Howard Team Home Loans at Fairw...
December 15th, 2025 07:17 PM
Thank you so much for your kind words, John and Jackie, now go enjoy that beautiful property! Do not hesitate to call should you have any questions or need anything at all!
Very fast, friendly, and great at getting everything buttoned up very timely.
Reply from Owner
December 13th, 2025 10:44 PM
Thank you for working with us again Zach! You’re the best!
Very fast, friendly, and great at getting everything buttoned up very timely.
Reply from The Howard Team Home Loans at Fairw...
December 14th, 2025 02:35 AM
Thank you so much for working with us again Zach! Take care!
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Specialities
Conventional Loans
FHA Loans
Refinances
VA Loans
USDA Loans
Jumbo Loans
Down Payment Assistance Loans
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Positions
- The Howard Team at Fairway - Producing Sales ManagerJan 1st, 2015 - Current
Memberships
- MBS Highway
- Certified Mortgage Planning Specialist
- Momentifi
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- Certified Mortgage Planning Specialist
- NMLS# 85438
- NMLS# 1633389
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Achievements
- Certified Mortgage Planning Specialist
- VA Specialist
Hobbies
- Discus Fish Keepers
- Frank our Yorkie is FAMILY!
- We love to travel!
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Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures